A garnishment is the process of an unpaid debt being settled with the aid of a third party being directed to seize available assets from the intended individual or an organization. Usually, garnishments are related to the money located in one’s bank account or a person’s wage. In North Carolina, the government might order an employer to withhold wages in order to make room for alimony payments, child support, and student loans.
Article Review
The article written by Pope (2020) relates to this subject because the author discusses how hospitals in North Carolina could benefit from the implementation of wage garnishment legislation. On the other hand, the expansion of Medicaid was described as lacking, which means that garnishment motions are not always successful. These ideas were also covered in the article written by Sharfstein and Thornton (2021), who discussed the lawsuits filed against patients in North Carolina to reduce delays in care. Regardless of garnishments, the highest costs of care are still experienced by uninsured citizens.
Laws and Regulations
Under North Carolina law, one’s sources of income could be withheld to cover up some of the debts. At the same time, the North Carolina Department of Labor (2022) mentions that state courts are not allowed to garnish wages based solely on these amounts overdue. It leads to controversies where different states apply completely unlike laws to identical cases.
Published Case
As a holder of a North Carolina bar license, Andre Barrett was found misappropriating funds from his trust account. The amounts that he embezzled were exploited for personal use, and no funds were transferred to third-party organizations upon notice (United States v. Barrett, 2013). This wage garnishment case resulted in Andre Barrett being banned from practice in the State of North Carolina due to unlawful conduct.
References
North Carolina Department of Labor. (2022). Garnishments in North Carolina. labor. Web.
Pope, D. L. (2020). Overpromised and underdelivered: Solid wins for hospitals under the Affordable Care Act overshadowed by what could have been. North Carolina Medical Journal, 81(6), 389-393. Web.
Sharfstein, J. M., & Thornton, R. L. (2021). US healthcare policy and child poverty. Academic Pediatrics, 21(8), S88-S89. Web.
United States v. Barrett (United States District Court for the Western District of North Carolina Charlotte Division 2013). Web.