Banking: A Balance Sheet and an Income Statement

Considering the specifics of the question conditions, I would choose a balance sheet to be conducted if only one form of the financial statement was possible. The relevant criterion mentioned concerned the potential for credit extension towards suppliers by a total of 60 days. An income statement would therefore not be suitable for the relevant financial analysis in this case. It generally provides a list of current incomes and expenditures. One might format an income statement to cover different periods, and it is an essential form of analysis to assess an organization’s liquidity. Nevertheless, when compared to a balance sheet, an income statement presents a less define an incomplete type of analysis.

The balance sheet depicts the assets and liabilities the company possesses, as well as their origins, sources of financing, and the relevant equity. It thus creates an overall financial profile of an organization, its sustainability, and capacity to engage in risks of credit extension. A payment extension granted to the suppliers can be considered a form of a loan and would therefore be placed under the “liabilities” term. The delicate balance between liabilities, assets, and indicator performance should be taken into account when estimating the state of the firm’s account (Boeckx, Dossche & Peersman, 2017). Balance sheets are generally close to snapshots in terms of the period of their relevancy, but an insight into the state of affairs can always be arranged quickly. Such a sneak peek into the general state of all relevant financial affairs could contribute to a client’s better understanding of the industry. Then, it would be much easier for responsible financial managers to determine whether a society could or should extend the credit to one of its suppliers.

Reference

Boeckx, J., Dossche, M., & Peersman, G. (2017). Effectiveness and transmission of the ECB’s balance sheet policies. International Journal of Central Banking, 13(1), 297-333.

Cite this paper

Select style

Reference

StudyCorgi. (2023, January 16). Banking: A Balance Sheet and an Income Statement. https://studycorgi.com/banking-a-balance-sheet-and-an-income-statement/

Work Cited

"Banking: A Balance Sheet and an Income Statement." StudyCorgi, 16 Jan. 2023, studycorgi.com/banking-a-balance-sheet-and-an-income-statement/.

* Hyperlink the URL after pasting it to your document

References

StudyCorgi. (2023) 'Banking: A Balance Sheet and an Income Statement'. 16 January.

1. StudyCorgi. "Banking: A Balance Sheet and an Income Statement." January 16, 2023. https://studycorgi.com/banking-a-balance-sheet-and-an-income-statement/.


Bibliography


StudyCorgi. "Banking: A Balance Sheet and an Income Statement." January 16, 2023. https://studycorgi.com/banking-a-balance-sheet-and-an-income-statement/.

References

StudyCorgi. 2023. "Banking: A Balance Sheet and an Income Statement." January 16, 2023. https://studycorgi.com/banking-a-balance-sheet-and-an-income-statement/.

This paper, “Banking: A Balance Sheet and an Income Statement”, was written and voluntary submitted to our free essay database by a straight-A student. Please ensure you properly reference the paper if you're using it to write your assignment.

Before publication, the StudyCorgi editorial team proofread and checked the paper to make sure it meets the highest standards in terms of grammar, punctuation, style, fact accuracy, copyright issues, and inclusive language. Last updated: .

If you are the author of this paper and no longer wish to have it published on StudyCorgi, request the removal. Please use the “Donate your paper” form to submit an essay.