Introduction
The article by Doran et al. studies the subject of student loans in psychology education. Student loan debts are identified as a major issue that has long-term negative impacts on the citizens and the economy of the country in general. The paper uses a consensual qualitative research methodology to collect and analyze data on the students’ feelings related to their educational debt and the information they wish they had prior to enrolling in the program. The results show that student loan debts negatively affect their economic and psychological well-being and demonstrate the substantial need for increased education related to loan and debt issues.
Critique
The paper is clearly structured, and the research procedure is explained in detail. The research question is connected to the previous literature on the subject that identifies student loans as a source of personal, social, and psychological concerns. The theoretical and conceptual framework is relevant to the research question, and the methods and design are sufficient. The obtained results are applicable to other contexts and provide a valuable contribution to both the studies of student loans and the development of strategies to resolve the issue.
Application
The results of the study can be applied to a range of contexts. They contribute to the research of the negative impact of student loans, the problems that psychology students face, the relation between financial and psychological well-being, and financial education. The conclusions made by Doran et al. demonstrate the substantial need for increased education and advocacy related to student loan and debt issues. Furthermore, the article provides several recommendations to the training community aimed to address some of the identified issues and develop adequate educational strategies.
Conclusion
The article by Doran et al. is a reliable and informative source of information on the issue of student loan debt that provides valuable insights into psychology student experiences.
Reference
Doran, J. M., Kraha, A., Marks, L. R., Ameen, E. J., & El-Ghoroury, N. H. (2016). Graduate debt in psychology: A qualitative analysis. Training and Education in Professional Psychology, 10(4), 179–187.