The case of Ira and Barbara Sabran is that they filed a lawsuit in Florida, explaining that they are the alleged assignees regarding the homeowner’s insurance policy. It was issued by the defendant, “Rockhill Insurance Company (“Rockhill”) to 2203 Regal Way LLC (“Regal”)” (Ira Sabran, 2021). Regal sought coverage for damages to insured property following the alleged devastating effects of Hurricane Irma. The Sabrans filed a lawsuit against Rockhill, alleging breaches of contract, after Regal ceded the family’s insurance claim. However, the defendant requested that the suit be dismissed, arguing that the Sabrans had no legal capacity because the appointment of Regal was not valid (Ira Sabran, 2021). This is because Regal performed its 2020 Sabrans concession without the written consent of Rockhill.
As a result, the couple added to their lawsuit the AOB and the policy, which the company officially did not agree to. Rockhill was forced to point out that the Sabrans did not actually suffer much from the effects of the hurricane, and their claims are not enough for that status (Ira Sabran, 2021). In addition, the company argued that if the transfer of the policy was prohibited, the AOB could not be realized. The Sabrans cannot revoke or correct legal standing once a claim has been filed.
The result of this case was the rejection of the claim of a married couple. The Sabrans were unable to gather enough evidence regarding the damage done and their status. In addition, Rockhill Insurance Company confirmed that it did not give Regal written consent regarding the sale of the insured property (Ira Sabran, 2021). Accordingly, the absence of an evidentiary basis and the implausibility of the statements of agreement became decisive in the decision.
Reference
Ira Sabran and Barbara Sabran, a/a/o 2203 Regal Way LLC, Plaintiffs, v. Rockhill Insurance Company, 558 F.Supp.3d 1203 (Fla. Dist. Ct. 2021).