160 Insurance Essay Topics & Research Topics on Insurance

🏆 Best Essay Topics on Insurance

1. Benefits for Teachers: Social and Medical Insurance
2. Role of Mandatory Health Insurance
3. Hull and Machinery Insurance and Protection and Indemnity Clubs
4. Why Health Insurance Should Cover Art and Music Therapy?
5. Market Analysis of Allstate Insurance Company
6. Life Insurance: Theory and Practice
7. Britam Insurance Company’s Sales and Marketing Management Software

✍️ Insurance Essay Topics for College

1. Insurance Data Processing and Storage: Edge Computing

   Insurance companies employ large amounts of data to set premiums for premiums, which can be processed by the edge computing paradigm’s fast, secure and reliable infrastructure.
2. Automation of Insurance Industry: Personal Reflection

   This paper discusses the automation of the insurance industry the crucial for its likelihood of reaching an expanded customer cloud due to the sudden outbreak of Covid-19.
3. Customer Loyalty Within the Insurance Industry

   The aim of the study will be divided into overall objective which is further divided into a number of specific objectives for comprehensive analysis.
4. Maritime Insurance: A Case Study Law Report

   Operations in the maritime industry are characterised by threats that may lead to financial losses. Some of them include piracy, fire, and bad weather.
5. Anthem Insurance Companies’ Cost Benefit Analysis

   This paper provides a cost and benefits analysis (CBA) and the evaluation of patient safety issue from the perspective of Anthem.
6. The Health Care Insurance Supervisor: Job Description

   The job description covered most of the aspects of my roles as the supervisor at healthcare insurance organization.
7. Selling Life Insurance Policies: Viatical Settlements Analysis

   Viatical settlements allow people with a life expectancy of two or fewer years to sell their life insurance policy for a value higher than the policy’s current face value.
8. Health Insurance for Employees

   Every company is responsible for the welfare of its employees and healthcare insurance certainly falls into the parameter of welfare
9. Children’s Health Insurance Program: The Role of Nurses

   This paper aims at discussing the nurse’s role in designing and implementing the Children’s Health Insurance Program (CHIP).
10. Business Ethics Concerns: State Farm Insurance Company

    The purpose of this research paper will be to discuss an ethical issues and how they affect business relations.
11. Why the HIH Insurance Collapsed?

    This ‘historical point of view was not only in terms of the extent of losses, but also for the far-reaching effects on the Australian community.
12. McKinsey & Company: State Farm Insurance Assessment

    In this paper, McKinsey & Company is to be discussed as a management consulting firm that deals in consultancy, especially at senior management levels.
13. Limited Access to Health Insurance for Low-Income Families

    The purpose of this report is to consider the problem of the high uninsured rate in the US and propose a possible solution.
14. Allstate Insurance Company’s Diversity Goals

    Allstate insurance company is one of the companies in the world that are enjoying the benefits of having set diversity management as one of its strategic goals.
15. Dental Plans and Dental Insurance

    This paper discusses how does the ADA plan save money for the patient and whether DR increases or decreases employer’s administrative burden for dental insurance.
16. Is Insurance a Right or a Privilege?

    The purpose of this article is to address the problems of the US health care system related to unequal access to health care.
17. Health Insurance Benefits and Cost Reduction

    This essay seeks to evaluate how health insurance benefits affect an organization’s strategic goal setting, as well as how organizations can ensure cost reductions.
18. Risk Management and Insurance Principles

    The risk manager should develop allocate some funds into risk insurance. This will enable the company get the necessary funds to be able to reduce losses.
19. Capital Mortgage Insurance Corporation’s Negotiations

    It is important to apply the guidelines that will enable Capital Mortgage Insurance Corporation to facilitate effective communication during the negotiation.
20. Health Insurance: Prisoner’s Dilemma

    By becoming part of the universal health insurance, the prison would no longer have to negotiate for specific healthcare items at increased cost and limited choices.
21. Revisions of Health Insurance Portability and Accountability Act

    Health Insurance Portability and Accountability Act improves the accountability of health insurance. It benefits stakeholders: patients, healthcare workers, and the whole system.
22. The Insurance-Based Inequity Discussion

    Humanity continues to fight cancer, trying to prevent people’s deaths. From 1991 to 2018, the cancer death rate in the United States decreased by more than thirty percent.
23. Insurance Financial Advising Concepts

    The job of insurance financial advising is to offer clients consultation on their capital. A special plan is developed that meets the lifestyle of a particular person.
24. An Agent-Based Model of Flood Risk and Insurance

    This paper provides all essential information concerning the nature of property and liability insurance along with its core principles.
25. Healthcare Insurance Organizations’ Risk of Fraud

    Today, numerous companies are experiencing problems resisting illegal actions and suffering losses because of their consequences.
26. Health Maintenance Organization Insurance

    Health Maintenance Organization is a healthcare insurance plan that commonly confines coverage to care from physicians who work for the HMO insurance.
27. Expanding Medicare and Medicaid into a National Health Insurance System

    The paper analyzes the reasons why the national healthcare insurance program should be implemented and presents critics on how the initiative should be realized.
28. Health Insurance Coverage in Florida

    Health insurance coverage is comprehensive coverage on the means of financing an individual’s healthcare expenses.
29. Life Insurance Inc.’s Yes2Life Mobile Application

    This report presents the documented design of the Yes2Life mobile application for Life Insurance Inc. based in Brisbane Australia.
30. The Role of Business Ethics in Insurance Companies

    Business ethics remains a rather relevant issue for the insurance business, as the latter participates in programs for the implementation of corporate social responsibility.
31. The Emergence of Private Health Insurance

    The study of the issue of the emergence of private health insurance and how it arose in society has exceptional value for study.
32. Healthcare Insurance in the USA

    The healthcare policies on insurance coverage in the USA need to benefit all people. The paper discusses insurance healthcare policies as social welfare concept.

👍 Interesting Insurance Topics for Presentation

1. National Health Insurance in the United States

   In this paper, attention will be paid to the history of the U.S. healthcare system, current reimbursement methodologies, technological advancements, and costs.
2. Social Welfare Policy and Healthcare Insurance

   Healthcare insurance must be more affordable; in the modern US, low-income people, especially immigrants, are uninsured and cannot afford health insurance coverage.
3. Health Insurance Calculations Regarding Medicare

   The current paper indicates that when it comes to reimbursement, the CMS says that, on average, Medicare covers around 80% of all payments.
4. Importance of Life Insurance and Annuities

   In the case of insurance, the policyholder pays a certain amount in return for a premium upon the passing of the insured individual.
5. Issue of the Urgent Need for Health Insurance

   The paper states that the urgent need for health insurance disorients people. Failing to find quick insurance, they abandon it and put themselves at risk.
6. Health Costs and Insurance in Healthcare

   This paper provides a summary of the article on health costs “You can appeal a Medicare premium surcharge” and gives health insurance evaluation.
7. Disability Income Insurance: Benefits and Drawbacks

   Disability income insurance is a supplemental policy that protects policyholders from losing their income if they cannot work due to illness or an accident.
8. Discussion of Business Insurance Types

   Business insurance is one of the potential way of guarding business against losses due to events that may occur during the regular course of business.
9. Researching of Health Insurance Plans

   The paper analyses how health insurance impacts future job research and compares and contrasts three New York City insurance offerings.
10. Abolishing Out of Pocket Healthcare Insurance

    The paper discusses out-of-pocket healthcare. It refers to a mode of healthcare payment that entails using one’s own money to purchase health services.
11. Employer-Provided Health Insurance (EPHI) Model

    EPHI is the predominant healthcare insurance model available in the United States. It includes access to medical services, lower out-of-pocket payment, and saving time.
12. Business Liabilities and Insurance

    This essay describes the potential business liabilities related to residential rental properties, recommended types of insurance, and approaches to mitigate risks.
13. Tricare and Other Health Insurance Programs

    This paper helps to understand the main programs of Tricare in detail and in nuance required by a healthcare professional.
14. Primary, Secondary, and Supplementary Health Insurance

    A medical insurance policy covering a client as a subscriber, an employee, or a member is known as primary insurance.
15. Hourly or Specific Days Insurance Policy Coverage

    The essay overviews the emergence of usage-based insurance policies, how they changed the situation for insurance companies and how competitive this type of market is.
16. Life Insurance: Types, Value of Money

    Life insurance can be defined as the contract between the insurer and the person who owns the policy. Some countries include some events included in the premium policy.
17. Cancer Insurance Evaluation

    An evaluation of what cancer insurance is, what it covers, how it works, the best providers, and how it differs from health insurance can facilitate a better sense of the policy.
18. Dentistry, Insurance, and Children With Special Healthcare Needs

    This paper aims to discuss the importance of insurance in healthcare for children with special healthcare needs and provide suggestions for organized dentistry for children.
19. The Insurance Industry in Saudi Arabia

    The Saudi government has taken measures to ensure that the country’s insurance industry is robust and up to international standards.
20. Health Insurance Portability and Accountability Act

    HIPAA provides a solid framework for ensuring PHI security across the US healthcare system. It is partially inadequate to the current situation.
21. Insurance Services by The UnitedHealth Group

    The goal of the UnitedHealth Group is to help employees to have reliable insurance packages that would include all essential services, including a 401k plan.
22. State Children’s Health Insurance Program

    The SCHIP is a program between the federal and state governments that provides comprehensive health care coverage to uninsured children from financially-challenged families.
23. Indemnity Dental Insurance and Its Benefits

    The major benefit of indemnity insurance is that it gives the patients an opportunity to receive the service of the dentist of their choice.
24. Indemnity Dental Insurance: Pros and Cons

    The carrier processes payments to the plan member or to the dentist only after the insurance entity receives and reviews the dentist’s bill.
25. Insurance Comparison: Dental Plans and Benefits

    Dental practitioners must demonstrate an adequate understanding of the existing Dental Plans and types of Dental Benefits.
26. Health Insurance Myth and Misconceptions in Nursing

    This paper discusses the article “Myths and misconceptions about US health insurance” about the failure to understand the complicated process of health insurance.
27. Property Casualty Insurance

    This discussion assesses the property casualty insurance where such vices as accidents to the employees and loss of funds due to negligence can arise.
28. Healthcare Insurance: Effects of Adverse Selection

    People will go for insurance plans where they pay the minimal amount of premiums but get the maximum cover. This type of reasoning is referred to as adverse selection.
29. Moral Hazard in Healthcare Insurance

    Moral hazard in health insurance refers to the additional medical care that an individual gets on the basis of higher insurance coverage.
30. The Health Insurance Portability and Accountability Act

    The Health Insurance Portability and Accountability Act is one of the most important acts, which aims at creating proper insurance for people and abuse in health care.
31. Acquiring Cheaper Healthcare Insurances

    The importance of healthcare insurance lies in its ability to provide peace of mind to individuals who avail of them.
32. Health Care Economics Analysis: The Price of Health Insurance

    The price of health insurance is defined by the economic textbook as the fee for loading or the surplus after subtracting the premium from the expected payout.

🎓 Most Interesting Hospital Research Topics

1. For Humana Incorporation: Health Care Insurance and Financial Status

   Humana Incorporation is both an urban and rural organization because it markets its insurance plans and health care services to potential patients and customers across the country.
2. The Policy for the Travel Insurance and Legal Concepts

   Travel or Flight Accident Insurance Policy is a popular cover offered by this firm. In the event that one is involved in a flight accident, this policy offers as much as $100,000.
3. Risk Management: Various Insurance Types

   The paper introduces the concepts of risk and insurance, considers different types of insurances and liability policies, and makes respective conclusions.
4. Homeowners Insurance Policy

   The paper will discuss the contractual components of a home insurance policy together with its general contents and coverage.
5. USHCS Perspective: A Structured Analysis of Children’s Health Insurance

   This paper provides a structured analysis of the Maryland Children’s Health Insurance by providing an insight into the organization’s overview.
6. Using Mau Technique for Choosing an Insurance Package

   Four coverage plans were analyzed, taking into account performance reports, which show the core segments’ quality of services.
7. Medical Insurance Cover for Vulnerable Age Groups

   Medical experts have confirmed that early screening and detection of women among this age group is necessary in order to avert health crises before reaching a severe stage
8. Rationale Strategy: PetSafe Pet Insurance

   This paper discusses emails of PetSafe Pet Insurance. Discusses the strategy of the company to involve new clients.
9. Heart-Healthy Insurance Information Security Policy

   The earlier versions of the security management system are now less effective. The paper is a recommendation that may help in ensuring that the company’s data is well protected.
10. Insurance Plans in States: Colorado, New York, Florida

    Instead of making fast decisions, it is better to address a local insurance company and investigate the conditions under which care services are provided.
11. Medical Records and Health Insurance and Portability Act

    Health Insurance and Portability Act (HIPAA) 1996 was passed with an aim of protecting privacy of medical records.
12. Healthcare Insurance Development and Importance

    This paper offers an overview of the formation and development of health insurance in the United States, a description of its current situation and possible prospects.
13. Quality Improvement and the Need for Healthcare Insurance

    Essay has illustrated the magnitude of the need for healthcare insurance for the citizens of the United States, both young and old.
14. Government and Private Health Insurance

    According to the Census Bureau, government insurance plans have 38% of Americans in comparison to 67% of people who get private health insurance services.
15. The Issues of Insurance of Health

    Income inequalities and lack of insurance lead to poor health conditions. Health coverage is primarily useful because it compensates for all the medical expenses to the hospital.
16. The United States’ Universal Health Insurance

    The majority of American citizens pay for and receive healthcare through private organizations, in other countries, a significant part of medicine is provided by the public sector.
17. Medicaid Insurance Issues Analysis

    Although physicians are able to reject Medicaid insurance, they are ethically obliged to contribute to the Medicaid program improvement.
18. Health Insurance in the US

    The US health insurance system contains multiple organizations that work to reduce the burden of the increasing costs of health services in the country.
19. Insurance Issues in the Medical Center

    In this paper, the insurance issues of the medical center are discussed, addressing the target audience of the institution – the patients from different backgrounds.
20. Health Insurance: Overview of Insurance Plans in USA

    In this article, the author looks at the various insurance plans available in the US, their coverage, and target populations.
21. Specialty Drugs Costs and Insurance

    Modern medicine has moved firmly towards preventive practices to maintain public health indicators, but that is not enough.
22. Prepaid Insurance or Payment Adjustments

    Prepaid insurance is a kind of prepayment that stands for the installments made for the expenses which have not been procured yet.
23. Health Promotion Role in Reducing Health Insurance Costs

    Health promotion is crucial as it ensures that people understand the risks of their lifestyle and the know-how to avoid them.
24. Small Businesses’ Dilemma of Providing Health Insurance Plans for Their Employees

    No legislation exists that demands small employers to offer health insurance. Having a health insurance cover for employees provides several benefits to the company.
25. Healthcare Economics: How Private Insurance Works

    Healthcare and economics can be defined as issues related to the allocation of healthcare services to a human being.
26. Medical Insurance: Health Care Reform

    The United States is said to have reached a stage where the status of health care is precarious, primarily because of it is simply not sustainable anymore.
27. Credit Life and Credit Disability Insurance

    Credit insurance and credit disability insurance are services provided by several insurance companies. Credit life makes an effort to cover the remaining loan when one dies.
28. Australian Insurance Market Segment Analysis

    The report elaborates a specific market segment of Australian motor car insurance via an understanding of its customers.
29. Health Insurance Crimes in the United States

    There need to be more stringent regulations in the way Medicare claims are filed and met, a concerted effort from the part of patients, physicians, insurers, and the government.
30. Human Resource in Healthcare: Health Insurance

    It is perceived that large differences exist in employer sponsored insurance coverage between young adults and their older counterparts
31. Health Insurance Exchange: Economic Perspective

    A health insurance exchange or marketplace is defined as an area where residents may identify the conditions for having health insurance.
32. Debate on Abortion Insurance in South Dakota

    The Healthcare Insurance Ban health policy in South Dakota is a public health concern and a direct violation of federal law.

💡 Simple Insurance Essay Ideas

1. Health Insurance Abortion Ban in South Dakota

   The policymakers of South Dakota should strive to ensure that the Health Insurance Abortion ban is more inclusive by considering rape and incest-related pregnancies.
2. Health Insurances and Florida’s State Strategies

   Introducing opportunities for health insurance is a critical part of any benefits package in the contemporary workplace environment.
3. National Health Insurance: Debate Summary

   This work presents the flow of discussion about the National Health Insurance system showing its potential influence on the development of the policies and summarizes the outcomes.
4. Sociology: Economic Class and Health Insurance

   The paper explores the hypothesis that higher economic class people are more likely to have comprehensive health insurance.
5. The State Children’s Health Insurance Program

   Having conducted a thorough analysis of the shortcomings of the SCHIP, I came to the conclusion that the program has good potential, even though it should be revised.
6. Health Insurance for Children With Special Needs

   The health gaps affecting CSHCN are products of two major factors – low levels of health literacy (social impediments to health care access) and poor government policies.
7. Lloyd’s Company Solvency: Unique Insurance Strategy

   It is crucial for Lloyd’s to develop its information management approach and work on the means to promote a better cohesion between its members.
8. Anthem Insurance Companies’ Process Improvement

   Anthem is an insurance company that prioritizes the value of plans it provides to clients and accountability in its work.
9. The Federal Insurance Contributions Act: Economic Burden

   Payroll tax, such as the Federal Insurance Contributions Act (FICA), is a form of tax imposed on the wages that employees receive from a given firm.
10. General Worldwide Insurance Company Information Technology

    Generali Worldwide Insurance Company recognizes the need for the effective and safe use of information technology for furthering its governance, risk, and compliance functions.
11. Florida Health Care Insurance

    This work includes information on health insurance, general health statistics of the population in Florida, and the state’s position on health care reform.
12. Anthem Insurance Companies’ Risk Management

    The organization in question is an insurer Anthem that has to provide reimbursements to medical establishments for their services.
13. National Health Insurance and Its Disadvantages

    National health insurance (NHI) invariably becomes a reason for heated debates since the beginning of its history in 1912.
14. Website Health Insurance in Florida

    This paper analyzes the question of what does the website reveals about health insurance and health care reform in the state of Florida.
15. National Health Insurance: Contrarguments

    In this paper, the arguments of the opponents that were presented to advocate for national healthcare insurance (NHI) are going to be countered.
16. Florida Abortion Policies and Health Insurance

    Health plans that are provided in the Florida state’s health exchange by ACA may only cover abortion in the cases when the life of the woman is at risk.
17. Old Age, Survivors, and Disability Insurance Benefits

    The Old Age, Survivors, and Disability Insurance benefits (OASDI) is one of the Social Security programs that every American is entitled to as their social right.
18. Safety of Healthcare Information: The Health Insurance Portability and Accountability Act

    The general provisions of HIPAA establish the definitions for key terms, for example, PHI, health insurance coverage, group health plan, and covered entities.
19. Health Care Reform and Insurance in Florida

    The lack of sufficient health insurance in Florida coverage is one of the critical issues that prevent it from being considered healthy.
20. Healthcare Public Financing and Insurance

    In the United States of America, there is a large portion of the population that does not have health insurance. This tendency occurs because health insurance is quite expensive.
21. Robinson Insurance Agency’ Leadership Assessment

    Robinson Agency faces the challenges of selection, transition, and replacement associated with the human resources because of the necessity to select persons who have great leadership potential.
22. Medicaid Versus No Health Insurance

    In many ways, at the moment, the opinions on Medicaid became very radicalized. People sometimes claim that studies showed too little difference between treatment received
23. Healthcare Insurances in Florida

    Access to health insurance is one of the most critical issues of concern in the modern US health care system. This work discusses the health care insurances in Florida.
24. Obamacare and Universal Medical Insurance Coverage

    It is paramount to provide universal health care insurance if the U.S. population is to have a better health level, and, consequently, a higher quality of life.
25. Health Insurance Policy’s Impact on Nursing

    The federal policy that has a significant impact on the role of the advanced practice registered nurse is the Health Insurance Portability and Accountability Act (HIPAA).
26. Medical Insurance among the Citizens: Statistical Research

    Healthy People 2020 is the project that comprises numerous recommendations related to health care and health promotion among Americans.
27. Health Promotion: Health Insurance Costs Reducing

    Health promotion is targeted towards increasing the control over the health of the target audiences as well as the improvement of their health.
28. Insurance Management: Burglary and Thrift Exposure

    In order to prevent the shop owner from suffering major financial losses in the case of a raid, such a method as noninsurance transfer can be suggested.
29. Patient Healthcare: Health Insurance Portability and Accountability Act

    The healthcare system is concerned with the duties of providing the people with treatment, prevention measures, and overall management of health.
30. The Insurance Regulator in the State of New York

    This report examines the disciplinary measures that have been employed by the insurance regulator in the State of New York in a bid to determine what constitutes a good insurance company.
31. Health Economics – Health Insurance

    Market failure is the term used by economists to describe instances where insurance markets fail to provide adequate insurance services at reasonable prices.
32. An Economic Analysis of the National Health Insurance

    In this paper, an economic analysis of a National Health Insurance is going to be carried out, in the US context. There is going to be presentation of the historical background of Insurance.

🌶️ Hot Insurance Ideas to Write about

1. Accident Insurance Claim Personal Injury Insights
2. Bank Runs and Moral Hazard: A Review of Deposit Insurance
3. Choosing the Right Insurance for Homeowners
4. Cheap Car Insurance for Young Drivers
5. Employer-Provided Health Insurance and Job Change
6. Crop Insurance Under Restricted Access to Financial Markets
7. Case Capital Mortgage Insurance Corporation
8. Directors’ and Officers’ Insurance and Shareholders’ Protection
9. Crop Insurance, Moral Hazard, and Agricultural Chemical Use
10. Corporate Insurance With Optimal Financial Contracting
11. The Importance of Financial Innovation in Deposit Insurance
12. Federal Deposit Insurance Corporation
13. Choosing the Right Pet Insurance Policies
14. Examining the Insurance Industry in Nigeria
15. Financial Instability and Life Insurance Demand
16. Bad Debt Loss Insurance in Settlement and Litigation
17. Health and Health Insurance Trajectories of Mexicans in the US
18. Children’s Health Insurance Program: An Evaluation 1997-2010
19. Disability Insurance, Population Health, and Employment in Sweden
20. Crop Insurance Moral Hazard From Price and Weather Forecasts
21. Employment and Adverse Selection in Health Insurance
22. Canadian Immigration and Health Insurance
23. Background Uncertainty and the Demand for Insurance Against Insurable Risks
24. Affordable Health Insurance for Unemployed
25. Dealers’ Insurance, Market Structure, and Liquidity