International Corporate Reporting and Financial Accounting

Introduction The theme International corporate reporting and financial accounting, is a vast area of research and study that goes a long way to elaborate corporate financial reporting and transparency. It is important to note that the need for proper transparency and suitable corporate financial reporting is highly essential. Due to...

The Diamond-water Paradox

The diamond-water paradox can be explained in terms of definitions of the term “value.” One should be able to distinguish two aspects of the concept, which are value-in-use and value-in-exchange (Eggert et al., 2018). The former definition focuses on the utility and use of the object, which makes water highly...

Housing Issue in New York City

An overview of New York City New York City is one of the most populated cities in the United States of America. It is a city composed of many different types of people. As such, the population of New York City comprises the original inhabitants of the city in addition...

The Effect of Finance as It Relates to Banking in Our Society

Abstract This paper analyzes the effects of finance as it relates to banking in the Cayman Islands. Finance as a field of economics has grown to be an integral part of any country’s economy. As such most of businesses revolve around finance. All industries in a given economy have an...

International Trade Law: Cif Contract

CIF contracts are one of the most popular trade agreements between a buyer and a seller in the sphere of international trade when sea carriage is used. CIF is a shortened form for cost, insurance, and freight. As a rule, the cost of goods depends on freight and insurance. As...

Laptop Market Segmentation

The first customer category that is likely to be interested in a laptop is travelers. Their primary interest would be portability, which all such products provide to some degree by default (Idemudia, 2018). As Muller (2020) adds, they are also interested in battery life and screen brightness, as they expect...

The Federal Reserve System

The Federal Reserve which is also known as the Federal Reserve System or the Fed is the central banking system that is used to manage the financial and banking system in the United States. The reserve was established in 1913 to respond to the financial panic that had affected many...

Defined Benefit vs. Defined Contribution Plans

Introduction In comparison, the number of defined contribution plans has grown in the past few years as opposed to the traditionally defined benefit plans. Additionally, many defined benefits plans have been converted to hybrid plans that incorporate aspects of both the defined contribution and defined benefit (Gale et al, 1999;...

Subprime Mortgage Crisis 2007

Causes of Subprime crisis The federal reserves in the year 2001 started reducing the interest rates for federal funds, which went as low as 1% by the year 2003. When the interest rates went down, it was a chance for investors to borrow money at a low cost so that...

Trade War Between the US and China

There is a continuous conflict between China and the US, which is expressed in setting tariffs on one another’s products. In 2018, President Trump imposed tariffs on goods exported from China, stimulating Americans to buy local products, and this policy change became a significant trade barrier (Liu & Woo, 2018)....

Chinese Currency Growth in Value: Exchange-Rate Determination

Introduction The Chinese currency (Yuan) has been recording a relatively strong performance against the US dollar. Recent data from the year 2007 has indicated that the exchange rate between China and US has been fluctuating with China gaining in most of the cases. At the beginning December 2007, the Chinese...

Plotting Demand and Supply: A Reflection

Understanding the correlation between demand and supply is one of the fundamental requirements for gaining competence in economics. The specified correlation represents the primary ratio that defines the emergence of new companies, the choice of business strategies, and the changes in communication approaches. Therefore, determining the demand and supply curve...

Factors That Led to an Increase in Property Prices

Recently, there have been discussions on the behavior of the housing market in the United States. The common issue is whether prices have risen too high and the factors leading to the situation. According to Schelkle (2018), housing prices between 2002-2005 exceeded individuals’ actual purchasing power, resulting in more people...

Ford Motor Company: Cash Flow Statement

Introduction In addition to an income statement and a balance sheet statement, a cash flow statement is used in order to conclude regarding the generation and distribution of cash in a company. The analysis of this statement is important to examine possible changes in the cash flows related to a...

Global Interconnectedness in Marketing

Introduction When operating a business, managers constantly adapt to the changing market factors to further satisfy the customers’ needs. A group of both current and potential customers is called the target market that also changes over time. Thus, managers continuously accommodate and adjust the marketing mix, which consists of the...

Economic Globalization and Daily Life

The stated factors belong to the concept of economic globalization, which implies the process through which states and corporations expand to the global scale. Globalization is a complex aspect, which affects and is impacted by cultural and political factors. Markets denote the combination of institutions, systems, infrastructures, systems, and procedures...

Consumer and Investor Confidence Importance

Introduction The concept of confidence in the field of economics relates to the activities and perceptions of both consumers and investors. However, its impact on them differs, and it is necessary to consider consumer and investor confidence separately. Despite the existing differences, the common characteristic of these types of confidence...

Rondo Company: Financial Statement Analysis

Introduction Originally, financial statement analysis is the research, which requires thorough and multi angle approach towards estimation of the financial ratios and financial flows, both horizontal and vertical. The aim of this paper is to analyze the financial ratios of Rondo Company by doing the financial ratios and also comparing...

The World Trade Organization: Purpose and Functions

The World Trade Organization (WTO) is one the most vital parts of the modern trade. It is an intergovernmental organization, regulating sales across the world. It has a long history, which can be traced back to 1947. Providing a forum for negotiating agreements the agency is responsible for the world’s...

A Business-Related Case Analysis

Business and entrepreneurship play an important role in the economy of the United States. American small, medium, and large corporations have the following ratios: 97–99%, above 1%, less than 0.1% respectively (Burns, 2016). The level of employment in large corporations in the United States exceeds 50 million people. Small (and...

Family Budget Project in Microsoft Excel

Introduction Budgeting is a crucial practice that helps to achieve goals through the efficient use of money. Planning budgets can be beneficial both on corporate and family levels. Family budgeting is crucial for improving financial well-being. First, budgeting helps to distribute family income to achieve satisfactory living. Second, budgeting helps...

The Crisis in UK Banking of 2007-2008

Project’s overall aims and objectives The combination of major economic shocks and the unprecedented global policy response to the banking crisis has generated exceptional uncertainties for households, businesses and governments across the world, and therefore economic forecast. Forecasts made at times when economies are reaching cyclical peaks or troughs typically...

Business Cycle Indicators: Coincident and Leading Indicators

Differentiating between Coincident and Leading Indicators Coincident indicators are economic factors that show direct, concurrent variations to the prevailing economic trends. These variations occur simultaneously and provide important information regarding the economic status of a business. Personal income and employment in formal sectors are some examples of coincident indicators. Leading...

International Trade: Term Definition

Introduction International Trade is a very integral part of the world economy, many countries proper because of the international trade, fair trade comes under international trade and more light will be thrown upon the same in this paper. Fair trade is a practice which is predominant in developing countries; developing...

The NFL Lockout and Its Effect on the Economy

Introduction NFL lockout may be regarded as one of the most prominent economic events in the world of sports in 2011. The reasons for the lockout are analyzed from various perspectives, and the economic consequences of these events are serious enough. The economic theory that may be applied for the...

Land Supply and Real Estate Development in Hong Kong

Hong Kong for some time now has been under the land supply limitation policy adopted by the government. The limitation of land sully has had a great influence on the real estate industry and the economy of Hong Kong as a whole. This paper examines empirically the effect of land...

Microeconomic Theory: Wal-Mart Stores Inc.

Micro Economic Theory The micro economic theory is a function of many micro economical factors that relate to internal affairs of a given company. The micro economic theory is based on the fact that a company’s operations and success is primarily based on the company’s position in terms of its...

Gross Domestic Product Comparisons

Introduction Operations management is defined as the all processes that contribute to the transformation of inputs to become finished goods and services. The operations of firms vary from country to country and it is the scope of this paper to investigate how operations of firms between countries contribute to their...

International Trade Simulation and Report

Absolute advantage Absolute advantage is the ability of a certain economic unit like a particular country to produce a product in high quantities with a lower cost of production than some other unit. This is done when the units are compared. This is done to calculate the efficiencies of production....

The Economic Development of the Asian Tigers

Introduction We start our discussion by trying to understand the Asian market as a whole. Asia as a continent that has grown in all aspects including its economy; this growth is not unique to the region but was also realized in other parts of the world. The economic development of...

From Unilateral to Multilateral

The International Monetary Fund is a global organization formed in the year 1944 with the core mandate to oversee the financial systems as well as macroeconomic policies in all the member countries. The main focus was on the financial as well as macroeconomic policies with a significant impact on the...

Inflation in India and China

Introduction The tie between economic growth and the role of inflation has been of interest to the economist, especially now in the light of the global financial crunch. The emergence of new and rapidly growing economies has presented economists and other interested parties with the opportunity of analyzing economic phenomena,...

Economy: Effects of Globalisation

Introduction Globalisation and post industrialisation are terms used to describe changes in nature of economic activity, globalised markets, growth in the service sectors and increased levels of productivity. Work in the current economy stimulated by globalisation seems to be different as compared to the old economy. New economy has brought...

Vicious Circle of Poverty

Underdeveloped countries These are countries that have low income per capita. They experience low standards of living. Mainly, they are characterized by high population growth, high mortality rates, primitive production methods, low levels of technology and also extreme inequality of wealth and income. The Vicious circle of poverty: This is...

Disadvantages Faced by Multinational Corporations in Markets

Outline Due to invention of highly developed technology business community has more and more become a unit and as a consequence, global business is the present form of trade in this 21st century. Also due globalization concept there have been immense disregard to countrywide boundaries, the governments of many countries...

Introduction to Macroeconomics: Investing in Transportation Infrastructure

Introduction The transportation infrastructure is important since it leads to economic growth of countries in the world. It is believed that in the 19th century investments the transportation systems such as the roads, railways, and canals stimulated economic development in the United States of America. There have been the propounded...

Consumerism of the 1960s: Warhol’s 200 Cans

The most distinctive features of the 1960s could be enumerated from the point of view of several social and economic factors like secularization, decontextualization, totalitarianism, mechanization, democratization and centralization. Along with that, there was the advent of individualism, linear progression, homogenization, diversification, hybridization, unification, industrial society, reductionism, universalism, subjectivism, alienation,...

Zimbabwe Inflation Now Over 1 Million Percent

Introduction Inflation is one of the main problems in third world countries. The article describe the situations in Zimbabwe and evaluates the impact of inflation on the economy and common citizens. In 2008, Zimbabwe becomes a leading country with an “annual inflation rose this month to 1,063,572 percent” (Shaw 2008,...

Outsourcing: Advantages and Disadvantages

Outsourcing can be viewed in terms of a subcontracting process whereby Human resources, manufacturing, or even product is given to a third party company. This phenomenon has brought controversy in various countries because of its impact especially from where human resources have been outsourced. Companies that have benefited from international...

Three New Original Future Retails Forms or Retail Combinations

Introduction Retail forms or combinations are money spinners for owners and shareholders, but carry a high degree of security and monitoring risks. A certain portion of profits of such businesses is eroded by damages, pilferages, storage losses, and lowered inventory controls, resulting in decay and wastage of items, especially certain...

Web-Based Shopping: Consumers Attitudes Towards Online Shopping in New Zealand

Introduction This paper “Web-based shopping: Consumers’ attitudes towards online shopping in New Zealand” details an exploratory study conducted by Gurvinder S Shergill and Zhaobin Chen, who attempted to investigate the online buying behavior of people from New Zealand. It was part of a larger study, and the central theme which...

Microeconomics Basics: Scarcity, Cost-Benefit Analysis, and Incentives

Introduction Microeconomics is a branch of economics that studies how individuals, households, and firms make decisions to allocate limited resources typically in markets where goods and services are being bought and sold. It examines how this decision behavior affects the supply and demand for goods and services, which determine prices,...

Global Development: Core Concerns for the 21st Century

Abstract The nature of development and its primary concerns vary from time to time. The issues that were considered as most significant in past may not be a part of today’s key concerns. As the world crosses the premises of a new millennium, the nature of global development has considerably...

Evaluating Apple’s Stock Performance for Investment Recommendations

The purpose of this letter is to make investment recommendations about the purchase of stock relying on Apple’s financial performance. The calculated ratios indicate that Apple mostly outperforms the Computer Hardware industry. In particular, Apple’s acid test ratio is two times greater than the industry’s average. However, for the past...

Comparative Economic Development: Insights into Canada vs. Algeria

Economic development varies from one country to another depending on the nature of economic and non-economic factors. These factors determine the quantity of goods and services that a country generates in a given period, as well as the trend of the real gross domestic product (GDP). Capital, technology, population, and...

Transportation Economics of American Railroads

Transporting is a critical part of modern life that enables people to travel both long and short distances. Thus, this industry is distinctly vital for humankind. Businesses working in this field provide services connected to the movement of people or things from one place to the other. Railroads are a...

Planned vs Market Economies: Differences & Business Regulation

Introduction Whereas there are diverse variations of economies, planned and market economies are considered the dominant ones. It is important to emphasize that they are contrastingly different: corporations in counties with the planned economy are owned by the government, and in-market economy societies, businesses are only regulated by state bodies....

Higher Education: Demand and Supply

Introduction The provision of higher education in a country is affected by a number of factors including population, rural and urban population distribution, enrollment trends, gender, and ethnic background, etc. It is the responsibility of the Federal and State governments to ensure that there is sufficient number of colleges and...

Vancouver’s Housing Crisis and Solution

Introduction The city of Vancouver has encountered a significant problem concerning the crisis in the sphere of real estate. The prices for houses and apartments inconsistently grow to produce non-realistic costs of real estate, thus causing difficulties for the residents of Vancouver to purchase or rent accommodation. Such a critical...

Business Expansion Strategies: Analyzing Mexico as a Viable Market Opportunity

Country’s Macro Environment The Description of the Country Mexico is a country with a total population of 129,163,276 (as of the end of 2017) that is located in the Southern area of North America, having borders with Belize, the United States, and Guatemala (“Mexico: Introduction,” 2018). The country’s income level...

Banking, Its Ancient and Modern History

Introduction The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria. During the Roman Empire and in Ancient Greece, banks were primarily based in temples. Lenders accepted deposits, issued loans, and changed money....

The Relationship Between Unemployment and Economic Growth

Among the factors that define economic growth and development, human resources and unemployment are considered to be the most vital. The well-trained and educated labor force has a significant and direct effect on the economy by producing a high-quality product. However, the problem is not only in finding sufficiently trained...

Spent: Looking for Change

The issue of debt is the most pressing problem that unites the subjects of Spent: Looking for Change. The first subject of the documentary, a young man named Justin reflects on his poverty-stricken childhood and discusses his aspirations of having a successful production company and building a life with his...

Review of ‘Union Decline in a Neoliberal Age’ by Vachon et al.

Globalization is one of the most important tendencies that alter the modern world and shape peoples mentalities. Nowadays, it affects all regions of the world and all spheres of human activity. For this reason, its comprehensive investigation becomes an important task to understand the peculiarities of the issue and the...

Public Expenditures in Gulf (GCC) States: Trends & Impact Since 1981

Introduction The oil crisis in 1998 and 1999 and the related financial problems encountered by the GCC states motivated the authorities to institute reform strategies to control deficits. These programs were implemented at different levels in accordance with specific platforms in every state of the GCC. But in all the...

Customers’ Views on Service Dimensions

Executive Summary Two important factors for understanding how to improve the success of service-oriented businesses are customer satisfaction and service quality. This analogy is true for telecommunication firms because their success depends on their service quality. Therefore, to quantify their success, they need to measure their service quality. However, service...

Market Access in Developing Countries: WTO Challenges & Solutions

Introduction This essay on global political economy will present answers to the attached questions. The answer to the first question will illuminate the exact functions of World Trade Organization (WTO), the problems associated with the body, such as market access in developing countries, tariffs, and impacts of subsidies, barriers that...

Globalization Concept and Its Impact on the State

Introduction Globalization is not a new term since it has existed for a long period. For many years, globalization has continued to grow through trade, travel, migration, transfer of cultural elements, and spread of knowledge. For over 500 years, monarchs, adventurous, and financiers have been committed to the creation of...

Impact of External Factors on Economic Growth in Australia

External factors such as Consumer Price Index (CPI), consumer behavior, and inflation rate play a very important role in stimulating economic growth. For instance, the rate of inflation of a given economy will affect its growth since a high inflation rate may lead to low economic growth. Though internal factors...

Financial Institutions Management and Sources of Finance

Finance is important to any business as it serves different functions which allow the business to run effectively. A company may need additional funds to expand its business operations or running expenses (Wright 2007). Expanding a business may include entering new markets, introducing new products and increasing annual output. New...

Contribution of Raul Prebisch on Economic Development

Introduction Structuralism theories propounded on the role of the state and the market in promoting development in an economy. It advocated for state activism in trying to solve problems of underdevelopment and especially in developing countries. It opposed to the idea that international or free trade helped in development by...

Economic Efficiency for Policy Analysis

Economic Efficiency Economic efficiency is the use of resources such that maximum utilization of those resources is achieved in production of goods and services. It involves effective and equitable allocation of resources. An economy is said to be economically efficient if any change made to make one agent better off...

Business Management Issues: 2008 Global Economic Crisis

The Main Causes of the Economic Crisis of 2007-2008 The economic crisis of 2007-2008 was termed as the Global Financial Crisis or the Great Recession due to being the most significant one since the Great Depression (Askari & Mirakhor 2015). Given the importance of the event, it seems necessary to...

Currency Devaluation and Its Effects on the Food Industry: Analysis and Implications

Introduction Finances and exchange rates play a substantial role in the functioning of the international market while ensuring the circulations of goods and services. The importance of these economic matters cannot be underestimated, as the currency devaluation caused by the fluctuations in the exchange rates could be regarded as a...

Bank Reconciliation: Theft and Control Deficiencies

Introduction Internal control is a vital process because it gives reasonable assurance about the activities of a company and compliance with laws and regulations. Control activities seek to minimize the risks that companies face. The management often comes up with internal control measures depending on the risk level of each...

The UK Pharmaceutical Industry: International Business

Introduction Globalisation has been on the increase in the last couple of decades, as the world’s economy continues to grow. This has led to increased international trade. Most organisations are seeking to expand their customer base in the international market. International trade refers to the type of trade that occurs...

Emaar Properties Company’s Investment in Kazakhstan

The entry strategy chosen for Emaar is FDI or foreign direct investment. This strategy was selected due to the specific economic state of Kazakhstan, which will supposedly soon enjoy steady economic growth but remain to be a developing country. For Emaar, a company that is present in more than 30...

The 2007-2008 Economic Crisis

Causes of the 2007-2008 Economic Crisis The economic crisis of 2007-2008 had the most far-reaching financial repercussions for the U.S. economy since the Great Depression (Helleiner 2011). The significant increase in sub-prime mortgage defaults caused the bursting of a housing bubble. As a result of the growth in the number...

Immigration Trends and Economic Effects in North America

Introduction In the wake of international cooperation and globalization, intercontinental movement of people has significantly increased. Current economic trends have compelled people to move to foreign nations to seek employment opportunities, education, and business among other reasons. However, economic immigrants have increased significantly in the last decade. Their relocation to...

Economic Characteristics Comparison: UAE and India

About the Economies The UAE The UAE was established in 1972 after the merger of six states. The UAE has a vibrant economy. Its performance can be compared to nations in the European region. The country heavily depends on the production and sale of oil, other oil equivalent products, and...

Analyzing the Relationship Between Market Failures and Public Response: Insights and Implications

Introduction Market failures involve the decentralization of behavior that does not result in Pareto efficiency. Traditionally, market failures are said to be circumstances where a social surplus is enlarged under some form of alternative allocations that result from market equilibrium. The commonly recognized market failures are natural monopolies, externalities, information...

Key Aspects of Supply and Demand and Their Effects on Market Changes

Marschall’s Economics Alfred Marshall was one of the most influential economists of the mid-nineteenth century and the beginning of the twentieth. His Principles of Economics brought ideas of supply and demand, production costs, and marginal utility into a coherent economic framework that is still relevant today. What is important to...

Globalization Impacts on Trade and Employment

Abstract Globalization refers to the integration of the world markets. It facilitates smooth movement of goods and people from one country to another. Globalization has numerous impacts on trade and employment. Establishment of commerce agreements enables multinational corporations to engage in foreign direct investment. The companies relocate the production processes...

Inflation in the United Kingdom’s Economy: Causes and Solutions

Introduction – stating the problem The Office of National Statistics (ONS) says that the rate of inflation has risen to 0.2% in December 2015. It was surprising because it became the first month when the number exceeded 0.1% of January 2015. The primary causes of this increase are seen in...

The Big Mac Index Role in the Global Economy

Big Mac Prices from All over the World: Minor Discrepancies Despite the fact that a lot of people view a clear connection between McDonald’s and the current economic state of the U.S., the assumption that the McDonald’s fast food affects the economy of the United States is wrong – instead,...

Unemployment’ Nature and Possible Causes

Introduction Unemployment rate refers to the percentage of people within the available labour force who do have jobs and are actively looking for one (Boyes & Melvin, 2005). Unemployment rates cannot be reduced to zero, which means every economy has some level of unemployment. However, these unemployment rates are of...

Denmark’s National Savings and Balance of Payments Analysis

Savings, BOP and current Account According to Soukizis and Cerqueira (2012, p. 59), savings indicate what is left after consumers have made their consumption. The income is either consumed or saved with savings being closely related to the level of investment and the national income. The level of savings in...

Economic Aspects of Kenya: Insights into Growth and Challenges

Kenya is a country that is located in the East African region. It borders Uganda to its west, Somalia to the east, Ethiopia to the north, Tanzania to the south and the Indian Ocean along its southeastern coast. It has a population of approximately 40 million people, according to the...

Modern Imperialism and Economic Globalization

Introduction Imperialism can be defined as a form of governance where the maintenance and control of a country’s power and resource are done by the military. Imperialism is also regarded as the highest form of capitalism, and it is very exploitative in terms of the country’s resource and labor forces....

Niger Delta Oil Crisis: Causes, Consequences, and Potential Solutions

Introduction Nigeria possesses one of the world’s largest hydrocarbon deposits and is one of the top oil-producing countries in the world. Aka confirms that Nigeria is an important member of OPEC owing to its vast crude oil reserves (229). As such, Oil has continued to play a significant role in...

Statute of Limitations for Tax Assessment and Gross Income Omissions

Understanding the Six-Year Tax Assessment Period for Gross Income Omissions “Gross income omissions and the 6-year tax assessment period” discusses the complex statute of limitations for tax assessment. The main question addressed in this article is how long the Internal Revenue Service (IRS) can access the taxpayer’s history. The explanation...

Risks, Payment Methods, and Financing in International Import Transactions

Risks and Post-Shipment Finance Specific risks are associated with import transactions in international trade. For instance, the purchased goods may not meet the stipulations in the contract of sale. This occurs because importers seldom have the opportunity to inspect the goods before they are sent to their destinations. If an...

Summary of Beavers’s “IRS Must Refund Excessive PTIN Fees It Charged” Article

Legal Challenge Against IRS PTIN Fees and Court Ruling The article “IRS must refund excessive PTIN fees it charged” discusses a case of a district court ruling that the IRS overcharged for services related to return preparation. According to the author, the IRS was ordered to reimburse the increased costs...

Omissions in Gross Domestic Product and the Role of Intermediate Goods in Economic Measurement

Limitations of GDP Measure Gross domestic product (GDP) is one of the leading indicators of how successfully and productively a country conducts its economic activities. This aspect substitutes the “market value of all final goods and services produced within a nation during a specific period—typically, a year” (Coppock & Mateer,...

The Case for a Progressive Robot Tax: Ethics, Economy, and Automation

Introduction Robots and self-learning machines are becoming increasingly common and affordable means of gaining a competitive edge. These allow one to produce faster and save more efficiently in many industries. People of all social strata are concerned about the hypothetical adverse effects of automation. One of them is Bill Gates,...

Montgomery County Housing Crisis: Zoning, Advocacy, and Thrive 2050 Plan

Identification of a Local Social Problem The housing problem has become a subject of heated social, economic, and political debates in Montgomery County, Maryland. The roots of the issue can be traced back to the 1960s, when Montgomery used to be a quiet bedroom community predominantly populated by white American...

Making Wise Investments and Understanding Risk-Return Relationship in Stock Decisions

Introduction Investing in stocks can be a lucrative venture, but it comes with its fair share of risks and uncertainties. Understanding the relationship between risk and return is pivotal for investors to make informed decisions that can maximize returns and minimize risks. This paper aims to discuss the crucial aspects...

Central Banks’ Monetary Policy Tools in Canada and the United States

Introduction Central banks are among the primary entities worldwide that support the health of a country’s economy. Without a central bank, any country would face uncontrollable inflation, unemployment, and potential economic disruptions. As a result, central banks’ responsibilities include maintaining a steady level of inflation, ensuring a stable level of...

Unemployment and Youth Economic Opportunities: Global Challenges and Evidence

Problem Presentation Unemployment and lack of economic opportunities are severe problems in today’s society. They can have long-term consequences for people who are unable to earn a consistently high and stable income. Thus, these factors negatively affect all aspects of the state since unemployed citizens cannot always pay taxes. The...

Impact of Ever Given Suez Canal Blockage on Global Trade

Introduction Transnational waterways are crucial to international trade; even minor mishaps can lead to a significant network collapse. Still, canals provide shorter transit mileage, less time, and reduced vessel operating expenses. The Ever Given, one of the largest cargo vessels ever constructed that is taller than a skyscraper in length,...

The Impact of Student Loans on the US Economy

Introduction The financial health of a nation is closely tied to the educational status of its citizens, which in turn is deeply linked with a specific student loan system adopted in the United States. According to experts, student loans, designed to increase access to higher education significantly, have created a...

Profit Maximization in Monopolies: Insights from Robert Reich’s Article

Introduction Multiple companies producing a relatively tiny portion of the market’s overall production can be found in a competitive market. As a result, no single company substantially influences the market price. In this scenario, businesses compete with one another by lowering their prices to get clients, and they base their...

Liberalism in Global Political Economy: Free Trade, Protectionism, and Post-Pandemic Policy

Introduction Global political economics is an integrated science that studies the global interaction of economic and political forces. Three main theoretical approaches to the global political economy are liberalism, mercantilism, and radicalism. Each approach has its characteristics and advantages, but the first best describes the state of international trade relations....

The Housing First Program’s Effectiveness in Reducing Homelessness in the US

Epidemiology and Impacts Homelessness and its health effects represent well-known problems in the U.S. As for the epidemiology/prevalence, over 582,000 people, which is every 18 out of 100,000 U.S. citizens, experienced a lack of housing in 2022 (De Sousa et al., 2022). Regarding morbidity, homelessness predisposes individuals to cancer, substance...

Marginal Propensity to Consume (MPC) in Terms of Consumption and Multiplier

The 0.95 MPC in Terms of Consumption The marginal propensity to consume (MPC) measures the proportional increase in discretionary expenditure caused by a change in consumer income. The formula is as follows: change in income is divided by the change in consumption. With an MPC of 0.95, 95 cents of...

Atlanta and South Fulton 2023 Economic Trends Overview

Atlanta Analyzing its tax burden, Atlanta, Georgia’s minimum 2023 sales tax rate is 8.9%. The combined state, county, and city sales taxes are shown here. 4% is the current sales tax in Georgia, and the county levies a 3% sales tax (Atlanta, Georgia Sales Tax Rate, n.d.). Atlanta, GA, had...

Global Unemployment Challenges and Economic Opportunity Gaps as a Research Topic

Identification of a Global Societal Issue to Study A problem that people in the modern world encounter is the need for better jobs and prosperous economic prospects. Several reasons contribute to unemployment and a lack of economic opportunities. One challenge is that academic institutions offer courses to prepare students for...

Consumer Behavior in Food Delivery App Usage: Survey Analysis and Key Trends

Introduction The conceptual framework of this work is to test the experience of using food delivery applications, technical issues, and user attachment. Such a study is like determining consumer behavior in the context of this issue (Gordon, Jorge, and Rafael, 2021). It can be helpful for the creators of these...

China’s Currency Manipulation and Trade Policies: Risks, Growth, and Global Reactions

Introduction China is one of the fastest-growing economies in the global landscape. Globalization and international trade offer the country a wide range of markets in its export-oriented economy. Although China’s currency rates and hedging regimes have played a significant role in its growing economy, it has been under scrutiny and...

Knock-In Knock-Outs (KiKos) Crisis in South Korea: Exporters, Banks, and Government

Ethical Failures and Stakeholder Impact in the KiKo Derivatives Crisis The case study under analysis focuses on the knock-in knock-outs (KiKos) option that was in effect in South Korea before the 2008 financial crisis. Many exporters used them, which resulted in significant losses. In particular, the case involved numerous stakeholders,...

Keynesian vs. Neoclassical Views on the U.S. Economy During COVID-19

Keynesian Explanation of Recent Economic Performance The business cycle describes the natural fluctuations of the economy. It is a period of expansion and contraction that occurs over time. In the last few years, the economy has experienced a mix of growth and decline. Keynesian economists would attribute the country’s economic...

Rivian and Conflict Theory: Capitalism’s Impact on High-End Electric Vehicles

Introduction Rivian Automotive LLC is an American electric vehicle manufacturer producing high-end trucks and SUVs. Founded in 2009, the company is based in Plymouth, Michigan, with other facilities in Irvine, California, and Normal, Illinois (Sudian et al. 367). In 2017, Rivian purchased a former Mitsubishi plant on the west side of...

Tax Implications of Purchase Price Allocation in Business Acquisitions

Tax Issues in Business Acquisitions When a business is acquired through the purchase of stock or assets, it raises several tax-related issues. The purchase price must be allocated among the assets acquired, and this allocation has significant tax consequences for both the seller and acquirer. The purchase price consists of...

CAMELS Analysis for Česká Spořitelna and Bank of America

Capital Adequacy Capital adequacy is vital to a bank’s financial stability and health. It gauges a bank’s capacity to withstand losses and keep a safe level of capital to fund operations. The capital adequacy ratio (CAR), a crucial metric for assessing a bank’s capital status, is employed. The CAR is...

Attorney’s Racing Expenses Denied as Tax Deductions by U.S. Court

Overview of Avery’s Denied Tax Deductions In their article “Attorney’s racing activities fall short of the finish line,” McKinley and Geiszler (2023) discuss the situation with James Avery, an attorney whose claim for tax deductions related to advertising expenditures was later denied by the Tax Court of the United States. Avery...

Economic Impact of Abortion Policy Shifts and the Rise of Pharmaceutical Alternatives

Current Event News One of the high-profile news stories of the past year, relevant to the U.S., has been the overhaul of abortion policy at the federal level and the transfer of decision-making authority to state government agencies. An article by Holpuch (2022) in The New York Times discusses the...

Intrinsic Value of Investments: Models and Key Financial Indicators for Stock Evaluation

The Paradox of Historical Financial Performance The growth of your money is the only goal of investing. This can be accomplished if the investment is placed in a business that is anticipated to grow. Because of this, an investment’s intrinsic worth is determined by predicted future returns. Even a business...

Floating vs. Fixed Exchange Rate: Choosing the Best Regime for a Developing Country

Introduction As the chief advisor to the president of a developing country, I recommend adopting a floating exchange rate regime. This can provide a much more flexible and adaptive approach to managing currency rates, promote exports and foreign investment, and not constrain the country’s macroeconomic policy. Comparison of Floating and...

The Urgent Need to Raise the Minimum Wage: A Call for Economic Fairness and Justice

Introduction Envision laboring diligently for all your days yet still grappling to meet your most fundamental requirements. This is not a mere theoretical scenario but a stark truth for countless Americans who earn the bare minimum. Whether you are a scholar, a caregiver, or simply embarking on your professional journey,...

Marginal Cost Analysis of Immersive Vision i24 in a Monopolistic Market

Product, Its Price, and the Type of Market My product is a virtual reality headset called “Immersive Vision i24”. Its price is $299, which is a low price for these products in the market. The type of market is monopolistic competition since many companies, not only industry pioneers, present similar...

Caterpillar Inc.’s Market Structure, Demand Elasticity, and Government Intervention

Introduction Caterpillar Inc. is a leading global manufacturer of construction and mining equipment and industrial engines. The company lacks immunity from the supply chain disruptions and global economic problems that complicate the heavy equipment industry. This paper discusses how Caterpillar responds to inflation, problems in its supply chain, and demand...

Impact of BREXIT on UK Business Competitiveness and Trade: A Comprehensive Study

Executive Summary In 2020, the then United Kingdom prime minister Boris Johnson agreed to a trade deal with the European Union (EU) in which the country left the single market and the customs union. Mr Johnson said the deal would allow the United Kingdom to do more business with its...

Layering in Money Laundering: Smurfing, Shell Companies & Cryptocurrency

Summary The present report discusses different typologies employed by criminals to layer the profits obtained illegally and thus requiring to go through money laundering. The paper begins by introducing stages commonly needed to legitimize illicit capital and explains the concept of layering. In the subsequent section, the examination focuses on...

Impact of Information on Housing Market Expectations and Investment Behavior

Introduction Policymakers, market analysts, and researchers must understand how individuals form expectations about critical economic variables. In one of the most pioneering studies, the authors used an extraordinary information experiment incorporated in a survey to examine how families change their expectations regarding home price growth. The essay focuses on the...

Federal Reserve’s Tools to Curb Inflation and Economic Overheating

Federal Reserve Actions to Curb Inflation and Slow Economic Growth When the Federal Reserve believes that the economy is overheating and there is a risk of accelerating inflation, it has several tools at its disposal to slow down economic growth and tighten credit conditions. One of the primary instruments the...

Factors Influencing Investment Decisions: US vs. Foreign Markets

Product Investment Considerations Investing in new products is presented to the company as an opportunity to contribute to its development and gain a competitive position in the market. At the same time, the central aspect that requires reflection is the feasibility of investing in a product line overseas or keeping...

Housing Discrimination and Real Estate Corruption in Metro Vancouver

Identification of an Ongoing Ethical Failure in Metro Vancouver The Metro Vancouver Regional District, also known as Greater or Metro Vancouver, is a modern and well-developed area with more than two million Canadians from various ethnic groups living there. Despite the intention to create favorable conditions for all citizens, sometimes,...

The Impact of Minimum Wage Adjustments on Economic Performance and Business Stability

Introduction The issue of minimum wage has raised significant concern in many countries across the globe due to the increased debate around economic disparities. The main focus among economic experts and the government is to establish a reasonable balance between social justice and financial necessity. Originally, minimum compensation was supposed...

Wells Fargo Scandal: Banking Power and Reputational Risk

Introduction The robust banking system is based on the strength of the leading financial organizations. Among the most well-known banks are J.P. Morgan, Bank of America, Citibank, and Wells Fargo. However, behind the veneer of success and unbreakable nature are countless scandals, undermining the reputation of each bank. From the...

Constant Dividend Growth Model: AT&T vs. Verizon Investment Analysis

Executive Summary This task involves analyzing the dividend growth and implied rate of return for AT&T and Verizon. First, the most recent quarterly dividend for AT&T will be identified on the “Dividends” page of morningstar.com, which is $0.52 per share. Based on this, the total expected dividend for the next...

Bank of Hawaii: Strengths, Weaknesses, and Strategic Outlook

The Core Functions of the Bank of Hawaii The Bank of Hawaii is one of the oldest financial institutions in the country. It has operated since 1897 and is located in Honolulu (Yahoo Finance, 2023). This institution offers financial services to individuals and companies, ensuring sufficient economic activity. Retail Banking...

Training, Performance, and Retention in Qatar’s Banking Sector

Research Background The research study mainly focuses on training, performance, and labor productivity concepts and their effects on staff retention in the Qatar banking sector. The study’s relevance is that the banking industry plays an essential role in the Arab country’s economy. In 2023, Qatar banking is unstable, especially after...

The Art of Portraying Friendliness in Customer Service

Introduction In the intricate world of customer service, portraying friendliness is akin to unlocking the golden gateway to customer satisfaction and loyalty. The art of customer interaction transcends the mere transactional exchange of goods and services. It is a delicate dance where the organization must employ many techniques to exude...

Measuring Societal Success: Economic Growth, Productivity, and Spending

Introduction Understanding the numerous aspects that influence a society’s growth and well-being is necessary for measuring societal success. Economic growth, gross domestic product (GDP), per capita income, employment rates, and poverty levels are a few of the variables frequently used to evaluate social performance. However, there is a growing understanding...

Unemployment and Inflation Analysis for the United States in August 2023

Introduction Joblessness and inflation rates are essential economic indicators that have a substantial impact on a country’s economic well-being. Parts one and two of this report explore the complex link between redundancy and inflation. Part 3, on the other hand, reveals a complete study of non-employed statistics broken down by...

Economic Performance and Freedom Analysis Across 12 Countries

Introduction Assessing the economic performance of individual states through credible data is a way to obtain objective information about development-related characteristics. Based on the extraction of current data from valid sources, such parameters as per capita GDP, population size, economic freedom, and some other indicators will be considered. Country-specific examples,...

Stock Splits and Reverse Stock Splits: Impact and Causes on Stock Exchange Activity

Introduction Exchange activity may be characterized by drastic actions by various organizations to strengthen their position. Thus, resorting to stock splits and reverse stock splits differ in results but have similar justifications for improving companies’ attractiveness. Carrying out such operations can significantly help firms remain relevant players on the stock...

Real vs. Nominal Risk-Free Rates: Impact on Investment Decisions

Introduction Investment decisions and long-term planning for any investment or economic action often require a complete analysis of all associated risk factors. The concept of interest rates plays an essential role in determining the cost of capital. Real risk-free and nominal interest rates have fundamental differences that determine their different...

Promoting Inclusive Zoning for Affordable Housing in Miami-Dade County

Population, Need, and Rationale The participant pool was sourced from Miami-Dade, Florida — a region with significant housing needs at affordable rates. Rolfe et al. (2020) found that this grew to one-fifth (21.8%) of Miami-Dade County households who were cost-burdened — spending more significantly than 60% of their earnings on...

Shifts in Market Dynamics: Supply and Demand Curve Analysis

Introduction Market dynamics are intriguing, and understanding the forces that drive demand and supply curves is critical to comprehending the overall economic picture. As previously stated, different non-own-product pricing variables might influence the demand curve, whereas technical improvements and input prices can affect the supply curve. I discovered two intriguing...

The Deluge: U.S. Economic Policies, Global Instability, and Their Consequences

Introduction The Deluge asserts that the United States’ economic strategies during and following World War I, such as deflation and tariff increases, significantly influenced its emergence as a global economic power. However, these measures also triggered the Great Depression and World War II by fostering economic and political instability, obstructing...

Impact and Evolution of the Earned Income Tax Credit (EITC)

Overview of The Policy The Earned Income Tax Credit (EITC) is a social welfare policy that provides tax credits to low-income working families in the United States. It was initially established in 1975 as a temporary program under President Ford, but it was made permanent in 1978 (Boardman, 2019). Since...

Analyzing the First Home Owners Grant: Economic Theories and Market Dynamics

Introduction The suggestion that the First Home Owners Grant is potentially being pocketed by developers rather than reaching first-time homeowners can be analyzed using economic theories such as the theory of subsidy incidence, the principles of supply and demand, and the concept of rent-seeking. The Theory of Subsidy Incidence The...

The Role of Security Interests in High-Risk Lending

Introduction In today’s world, extending high-risk credit to individuals or businesses can be a risky endeavor. Lenders need to protect themselves from default or bankruptcy on the part of the debtor. One mechanism that can help in this regard is the establishment of a security interest. This essay will discuss...

The Impact of Interest Rate Hikes on Australia’s Residential Real Estate Market

Introduction The Reserve Bank of Australia has undertaken one of the most aggressive interest rate hikes in recent years. With 11 consecutive increases in one year, the interest rate reached 3.85%. Although the RBA continues to work to maintain cash flows and ensure high economic stability in Australia, an increase...

Market Risk and Beta in Investment Portfolios

Case Background Daniel, a Starbucks barista and finance student, has RSUs (restricted stock units) that convert to shares after two years of continuous employment. Starbucks established the Bean Stock program, allowing employees to “participate in their financial success.” Daniel decided to invest his stock in the stock market after five...

Equity Schemes vs. Grants: A Comparative Analysis of Housing Support Mechanisms

Introduction Equity schemes are often seen as preferable to grants for several reasons from an economic perspective, mainly due to their ability to prevent artificial price inflation and offer continuous support. Equity Schemes and Grants in Housing In the context of housing markets, equity schemes function by the government, providing...

Advantages of Land Tax Over Stamp Duty: Economic Efficiency and Housing Accessibility

Introduction From an economic perspective, land tax is considered preferable to stamp duty due to its efficiency, equity, impact on speculation, and potential influence on affordable housing. Benefits of Land Tax Over Stamp Duty One key advantage of land tax lies in its efficiency. Unlike stamp duty, a lump-sum tax...

Economic Climate and Investment Risks in Russia Amid Political and Market Challenges

Economic Climate The Russian economy mainly depends on oil and gas exports since this country is rich in these resources and is one of the leaders in the world market. Accordingly, the national currency, macroeconomic indicators of inflation, or the critical rate are adjusted depending on the dynamics of oil...

Supply and Demand Dynamics in the Electricity Sector

Market dynamics are based on the interaction between supply and demand. The need for a steady supply of power increases as the world’s population rises and urbanizes. The utility sector, with electricity as a good example, is crucial to this knowledge. To highlight how important the electricity sector is to...

Understanding Global Interest Rates, the Yield Curve, and the Federal Reserve’s Impact

Introduction Embarking on a virtual journey through Bloomberg’s rates and bonds webpage, we’ll explore the dynamic world of global interest rates, delve into the importance of the Yield Curve, dissect the causes and consequences of an Inverted Yield Curve, and unravel how market interest rates sway bond prices and yields....

Housing Market Dynamics: Rising Demand vs. Limited Supply Over Five Years

Introduction The housing market is an integral part of any economy across the globe, encompassing a wide range of activities, including construction, buying, selling, and renting of houses. Over the last five years, the housing market has experienced significant changes, particularly in demand and supply. Such changes can be attributed...

The Impact of Mexico’s Economy on Healthcare and Seguro Popular

Introduction The healthcare system in Mexico is a complex combination of public and private providers. The government, through the Ministry of Health, controls access to health care to a significant degree. Mexico has a universal health care system known as Seguro Popular, which was implemented in 2004 to ensure that...

The Effects of Inflation on Purchasing Power, Borrowing, and Wealth

Introduction Over time, prices of goods and services tend to rise, and this process is known as inflation. It is a phenomenon that affects people’s lives significantly and in various ways. From this perspective, the effects of inflation can be both positive and rather negative, depending on the circumstances and...

Occidental Petroleum Stock Analysis: Growth Potential and Financial Insights

Introduction The American company Occidental Petroleum Corporation, frequently referred to as Oxy, is involved in global hydrocarbon exploration. It primarily operates in a number of industries, including the chemical and oil and gas sectors (Oxy, n.d.a). Around the world, particularly in the Middle East, Africa, and Latin America, Oxy manages...

Types of Investment Vehicles: Risk, Return, and Liquidity

Introduction Investing is a great way to build wealth and generate income, and there are many different types of investment vehicles available to help investors reach their financial goals. They vary in terms of risk, liquidity, and return on investment and include short-term investments, stocks, fixed-income investments, exchange-traded funds, and...

Economic Events and Their Impact on Business Development

Introduction Economic, political, and social processes in society can have a significant impact on how the financial and business sphere develops in the country. With various major shocks, crises, or vice versa, great discoveries can become a significant test for the country’s economy. Their influence can have a negative effect...

Signs of Recession in Texas: Impact of Inflation and Job Market Stability

Examining Economic Trends: Is Texas Heading Toward a Recession? There are signs of recession in Texas, but people do not feel it yet. Instead, they are concerned about other relevant issues. According to the journalists, despite the signs of the recession in Texas, things are going well (KVUE.). For instance,...