Introduction The economic growth rate of a country is not constant over time, but it exhibits phases of expansion, stagnation, and decline. Fluctuation of an economy in these phases creates a business cycle that elucidates trends and offers projections of economic growth. For the last ten years since the great...
Topic: Economic Growth
Words: 1134
Pages: 4
European economic integration is a complex and ongoing process that is associated with both advantages and certain obstacles for European countries. To understand how economic integration is influencing the current members of the European Union (EU) and what changes in their economies can be predicted, it is necessary to analyze...
Topic: Economics
Words: 4999
Pages: 18
Online Banking Services in the UAE: Abu Dhabi Islamic BankIntroduction In 2019, most banks around the world offer online and mobile banking services. The advantages of the Internet and communication technology have immensely improved the speed and convenience of banking operations for customers and financial institutions alike. The availability of...
Topic: Banking
Words: 2338
Pages: 8
The minimum wage was introduced many decades ago to secure the rights of workers and ensure that employers would not make people work for extremely low wages. This standard is a common instrument utilized in many countries, including the USA. This tool is one of the measures to address the...
Topic: Minimum Wage
Words: 1363
Pages: 5
The business marketplace undergoes considerable changes regularly, creating new options to improve the working process or avoid unpredictable problems. The promotion of specialization is a common and reliable step in terms of which specialists understand their duties and do their work faster because of the level of knowledge and experience...
Topic: Economics
Words: 554
Pages: 2
Introduction No business operates with infinite amount of resources. All production eventually faces the issue of scarcity related to employees, equipment, materials, and other related costs. Determining optimal operations capacity in regards to costs is paramount to minimize expenditures associated with production and maximize profits in short and long-term perspectives....
Topic: Economics
Words: 593
Pages: 2
Introduction Price elasticity refers to “the percentage change in the quantity demanded caused by the price change” (Arnold, 2015, p. 505). This is a key concept in economics and is used by companies and business analysts to predict the impact of price changes on the quantity of products or services...
Topic: Economics
Words: 633
Pages: 3
Globalization and the Poor In this TEDx talk show, an economist and researcher Krisztina Kis-Katos uses statistics and empirical data to show how globalization and international trade can reduce poverty levels in developing and emerging economies. Specifically, the presenter uses the case examples of Vietnam, India, and Indonesia to demonstrate...
Topic: Globalization
Words: 294
Pages: 3
Executive Summary Two important factors for understanding how to improve the success of service-oriented businesses are customer satisfaction and service quality. This analogy is true for telecommunication firms because their success depends on their service quality. Therefore, to quantify their success, they need to measure their service quality. However, service...
Topic: Economics
Words: 15889
Pages: 58
Executive Summary This dissertation aimed to examine the topic “The external environment in China and its effect on foreign beverage companies: A case Study of Pepsi and Coca Cola”. The literature review of this dissertation concern with theoretical aspects of Environmental Effect on the Strategic Choice, Chinese Policy towards the...
Topic: Economics
Words: 10247
Pages: 37
With regards to the preparation of financial statements, the AICPA Code of Professional Conduct (2014) includes key points as to the knowing misrepresentation of the statements, submission of financial statements, negligence in preparation, and subordination of judgment. The knowing misrepresentation of financial statements in the course of their preparation occurs...
Topic: Economics
Words: 300
Pages: 2
Explain clearly how the natural rate of unemployment is determined in a wage-setting and price-setting model of the labor market In determining the natural rate of unemployment, analysts focus on evaluating price and wage settings in the labor market. In this regard, they analyze price relations within the scope of...
Topic: Unemployment
Words: 876
Pages: 3
Introduction Structuralism theories propounded on the role of the state and the market in promoting development in an economy. It advocated for state activism in trying to solve problems of underdevelopment and especially in developing countries. It opposed to the idea that international or free trade helped in development by...
Topic: Economics
Words: 1683
Pages: 6
Introduction Finances and exchange rates play a substantial role in the functioning of the international market while ensuring the circulations of goods and services. The importance of these economic matters cannot be underestimated, as the currency devaluation caused by the fluctuations in the exchange rates could be regarded as a...
Topic: Food
Words: 2803
Pages: 10
Introduction Strong government-business ties are crucial in economic development. A country’s political establishment or government formulates and implements economic and regulatory policies that determine its developmental state. Political decisions and economic management are inextricably linked. In this view, a nation’s economic success depends on its political system and laws governing...
Topic: Economics
Words: 1158
Pages: 5
Normative vs. Positive Analysis Economics, at large, belongs to the sphere of academia. Still, economists often perform consulting, analytic, advisory, and other roles. Consequently, it is critical that an economist is skillful at making statements and judgments on the function of government policies and can evaluate them to determine the...
Topic: Economics
Words: 839
Pages: 4
Raul Prebisch was an Argentinean economist who contributed greatly to the international debates on economic development in the period between the 1940s and the 1970s. Although he was a theorist, he is known more as an economic diplomat who contributed significantly to debates in regards to development and international trade...
Topic: Economics
Words: 1072
Pages: 4
The “One Belt, One Road” (OBOR) initiative is a program that opens a drastically new perspective to the global communities. The essence of this program is to form, establish, and promote international partnership and development. It is to be achieved through the strengthening of the existing regional bipartite and two-sided...
Topic: Economics
Words: 856
Pages: 4
Introduction When it comes to assessing the significance of a particular literary work, concerned with the matters of political economy, it is important to define the measure of the contained ideas’ systemic integrity, in the sense of how they correlate with the ’cause-effect’ (or dialectical) principle of analytical reasoning. The...
Topic: Economics
Words: 2222
Pages: 9
Introduction The concept of fair trade is typically viewed as beneficial to buyers. Indeed, the very concept of fair trade implies that no overpricing should occur when carrying out essential financial transactions between the suppliers and the producing companies (Delgado 2013). Therefore, the phenomenon of fair trade encourages sustainable development...
Topic: Trade
Words: 905
Pages: 4
Introduction Import substitution industrialization (ISI) is a “trade and economic policy based on the premise that a country should reduce its dependence on imports through local production of industrial goods” (Barrett, 2008, p. 96). Countries that pursue the ISI strategy often implement trade protection policies that restrict importation of manufactured...
Topic: Industrialization
Words: 581
Pages: 3
Introduction Knowing the different roles that family members play in decision-making concerning purchases is not enough. In addition, it is important to understand why certain family members directly influence decisions of the household, while others do so indirectly. At the same time, being familiar with the latest trends in role...
Topic: Culture
Words: 2267
Pages: 9
Introduction The period of the 1840s in the history of the economic thought is characterized by a significant controversy observed between the Currency School and Banking School. The debate influenced not only the British monetary system but also the approaches to the monetary policies in the United States (Block 15;...
Topic: Banking
Words: 3318
Pages: 13
Neoclassical Neoclassical economic school of thought emerged in the early 1900s from what is known as the Marginal Revolution. It was a response to the Classic economic theory which did not accurately reflect items on the market. Ideas began to form which based value on the relationship between a buyer...
Topic: Economics
Words: 675
Pages: 3
Underlying Theme Freakonomics by Steven Levitt and Stephen Dubner is an exploratory study of economics and the manifestation of its principles in everyday life. The main premise of the book can be described with the following quote: “Morality, it could be argued, represents the way that people would like the...
Topic: Economics
Words: 907
Pages: 4
In Japan, the supply of money is mainly controlled by the Bank of Japan with the help of monetary policy that is focused on inflation and interest rates. Still, during the past two decades when interest rates were extremely low, unconventional monetary policies were implemented in order to improve the...
Topic: Banking
Words: 835
Pages: 4
Main economic factors that determine price of good or service According to Connor (2006, p. 64), price determination is dependent on demand and supply of goods and services. In economics, price depends on the balance between these two forces. However, there are also other several micro-economic factors that determine the...
Topic: Economics
Words: 1649
Pages: 6
The Japan-US relations have been a complex issue for a long period of time. The problems based on the idea of the American military bases on the territory of Japan, Okinawa in particular, caused a number of discussions as it had a certain impact on the country’s economic and political...
Topic: Military
Words: 500
Pages: 2
Introduction As the owner and operator of the lemonade stand, it is essential to comprehend the variables that influence supply, demand, and selling choices. The amount of lemonade consumers are ready to purchase at a specific price is referred to as demand, whereas the amount of lemonade the stand can...
Topic: Economics
Words: 911
Pages: 4
Keynesian Explanation of Recent Economic Performance The business cycle describes the natural fluctuations of the economy. It is a period of expansion and contraction that occurs over time. In the last few years, the economy has experienced a mix of growth and decline. Keynesian economists would attribute the country’s economic...
Topic: Economics
Words: 345
Pages: 2
Introduction Rivian Automotive LLC is an American electric vehicle manufacturer producing high-end trucks and SUVs. Founded in 2009, the company is based in Plymouth, Michigan, with other facilities in Irvine, California, and Normal, Illinois (Sudian et al. 367). In 2017, Rivian purchased a former Mitsubishi plant on the west side of...
Topic: Economics
Words: 1199
Pages: 5
Tax Issues in Business Acquisitions When a business is acquired through the purchase of stock or assets, it raises several tax-related issues. The purchase price must be allocated among the assets acquired, and this allocation has significant tax consequences for both the seller and acquirer. The purchase price consists of...
Topic: Economics
Words: 1090
Pages: 4
Capital Adequacy Capital adequacy is vital to a bank’s financial stability and health. It gauges a bank’s capacity to withstand losses and keep a safe level of capital to fund operations. The capital adequacy ratio (CAR), a crucial metric for assessing a bank’s capital status, is employed. The CAR is...
Topic: Economics
Words: 1193
Pages: 4
Overview of Avery’s Denied Tax Deductions In their article “Attorney’s racing activities fall short of the finish line,” McKinley and Geiszler (2023) discuss the situation with James Avery, an attorney whose claim for tax deductions related to advertising expenditures was later denied by the Tax Court of the United States. Avery...
Topic: Economics
Words: 320
Pages: 2
Current Event News One of the high-profile news stories of the past year, relevant to the U.S., has been the overhaul of abortion policy at the federal level and the transfer of decision-making authority to state government agencies. An article by Holpuch (2022) in The New York Times discusses the...
Topic: Economics
Words: 760
Pages: 2
The Paradox of Historical Financial Performance The growth of your money is the only goal of investing. This can be accomplished if the investment is placed in a business that is anticipated to grow. Because of this, an investment’s intrinsic worth is determined by predicted future returns. Even a business...
Topic: Economics
Words: 359
Pages: 1
Introduction The world economy began developing with the advent of the great trade routes and continues expanding to this day, being an integral part of the globalization process. Trade began to become global with the advent of the Great Silk Road when luxury goods from China started reaching the European...
Topic: Economics
Words: 805
Pages: 3
Case Summary Nestlé’s Nespresso system sells affordable coffee makers and profitable single-serve capsules, with 5.5 billion capsules sold in 2009. To protect its design, Nestlé filed 1,700 patents. Sara Lee identified a gap in Nestlé’s patents and launched compatible capsules in France in 2010, leading Nestlé to sue them there....
Topic: Economics
Words: 950
Pages: 3
Introduction As the chief advisor to the president of a developing country, I recommend adopting a floating exchange rate regime. This can provide a much more flexible and adaptive approach to managing currency rates, promote exports and foreign investment, and not constrain the country’s macroeconomic policy. Comparison of Floating and...
Topic: Economics
Words: 664
Pages: 3
Introduction Envision laboring diligently for all your days yet still grappling to meet your most fundamental requirements. This is not a mere theoretical scenario but a stark truth for countless Americans who earn the bare minimum. Whether you are a scholar, a caregiver, or simply embarking on your professional journey,...
Topic: Economics
Words: 588
Pages: 2
The Role of Money In its various forms, money has been an essential aspect of human civilization, facilitating trade, storing value, and providing a unit of account. In today’s world, money has evolved into several forms, each serving specific economic functions. This essay will explore the different forms of money,...
Topic: Economics
Words: 636
Pages: 2
Product, Its Price, and the Type of Market My product is a virtual reality headset called “Immersive Vision i24”. Its price is $299, which is a low price for these products in the market. The type of market is monopolistic competition since many companies, not only industry pioneers, present similar...
Topic: Economics
Words: 316
Pages: 1
Introduction International businesses are highly regulated operations by governments around the world. They do this to protect their countries from harmful trade that may harm their economy and citizens. The action by countries through their government to protect their domestic industries through policies restricting international trade is commonly referred to...
Topic: Economics
Words: 1147
Pages: 4
Introduction Caterpillar Inc. is a leading global manufacturer of construction and mining equipment and industrial engines. The company lacks immunity from the supply chain disruptions and global economic problems that complicate the heavy equipment industry. This paper discusses how Caterpillar responds to inflation, problems in its supply chain, and demand...
Topic: Economics
Words: 928
Pages: 3
Executive Summary In 2020, the then United Kingdom prime minister Boris Johnson agreed to a trade deal with the European Union (EU) in which the country left the single market and the customs union. Mr Johnson said the deal would allow the United Kingdom to do more business with its...
Topic: Economics
Words: 2020
Pages: 7
Summary The present report discusses different typologies employed by criminals to layer the profits obtained illegally and thus requiring to go through money laundering. The paper begins by introducing stages commonly needed to legitimize illicit capital and explains the concept of layering. In the subsequent section, the examination focuses on...
Topic: Economics
Words: 1365
Pages: 6
Data Description The present paper conducts an econometric analysis of the article “Drunk Driving Legislation and Traffic Fatalities: New Evidence on BAC 08 Laws” in order to understand the data and methodology used. It is necessary to define the data and its features with which the researchers work in the...
Topic: Economics
Words: 1239
Pages: 4
Introduction Policymakers, market analysts, and researchers must understand how individuals form expectations about critical economic variables. In one of the most pioneering studies, the authors used an extraordinary information experiment incorporated in a survey to examine how families change their expectations regarding home price growth. The essay focuses on the...
Topic: Economics
Words: 669
Pages: 2
Federal Reserve Actions to Curb Inflation and Slow Economic Growth When the Federal Reserve believes that the economy is overheating and there is a risk of accelerating inflation, it has several tools at its disposal to slow down economic growth and tighten credit conditions. One of the primary instruments the...
Topic: Economics
Words: 342
Pages: 1
Product Investment Considerations Investing in new products is presented to the company as an opportunity to contribute to its development and gain a competitive position in the market. At the same time, the central aspect that requires reflection is the feasibility of investing in a product line overseas or keeping...
Topic: Economics
Words: 573
Pages: 2
Identification of an Ongoing Ethical Failure in Metro Vancouver The Metro Vancouver Regional District, also known as Greater or Metro Vancouver, is a modern and well-developed area with more than two million Canadians from various ethnic groups living there. Despite the intention to create favorable conditions for all citizens, sometimes,...
Topic: Economics
Words: 700
Pages: 2
Introduction The issue of minimum wage has raised significant concern in many countries across the globe due to the increased debate around economic disparities. The main focus among economic experts and the government is to establish a reasonable balance between social justice and financial necessity. Originally, minimum compensation was supposed...
Topic: Economics
Words: 1414
Pages: 5
Introduction The key goals of the Federal Reserve are tied to promoting full employment, sustainable growth, and steady prices. While decisions made by the governing body are independent, the Federal Reserve is subject to Congressional Oversight. As the Central Bank of the United States, the organization achieves its functions by...
Topic: Economics
Words: 2310
Pages: 8
Executive Summary This task involves analyzing the dividend growth and implied rate of return for AT&T and Verizon. First, the most recent quarterly dividend for AT&T will be identified on the “Dividends” page of morningstar.com, which is $0.52 per share. Based on this, the total expected dividend for the next...
Topic: Economics
Words: 550
Pages: 1
Research Background The research study mainly focuses on training, performance, and labor productivity concepts and their effects on staff retention in the Qatar banking sector. The study’s relevance is that the banking industry plays an essential role in the Arab country’s economy. In 2023, Qatar banking is unstable, especially after...
Topic: Economics
Words: 1433
Pages: 5
Introduction In the intricate world of customer service, portraying friendliness is akin to unlocking the golden gateway to customer satisfaction and loyalty. The art of customer interaction transcends the mere transactional exchange of goods and services. It is a delicate dance where the organization must employ many techniques to exude...
Topic: Economics
Words: 641
Pages: 2
Nominal GDP and Real GDP When measuring the Gross Domestic Product, government agencies first assess it without the effects of inflation (nominal GDP), and then factor the impact of price changes (real GDP). Thus, real GDP is adjusted for inflation while nominal GDP does not consider how changes in the...
Topic: Economics
Words: 1192
Pages: 6
Introduction Joblessness and inflation rates are essential economic indicators that have a substantial impact on a country’s economic well-being. Parts one and two of this report explore the complex link between redundancy and inflation. Part 3, on the other hand, reveals a complete study of non-employed statistics broken down by...
Topic: Economics
Words: 2059
Pages: 7
Introduction Assessing the economic performance of individual states through credible data is a way to obtain objective information about development-related characteristics. Based on the extraction of current data from valid sources, such parameters as per capita GDP, population size, economic freedom, and some other indicators will be considered. Country-specific examples,...
Topic: Economics
Words: 1394
Pages: 4
Introduction Exchange activity may be characterized by drastic actions by various organizations to strengthen their position. Thus, resorting to stock splits and reverse stock splits differ in results but have similar justifications for improving companies’ attractiveness. Carrying out such operations can significantly help firms remain relevant players on the stock...
Topic: Economics
Words: 385
Pages: 1
Population, Need, and Rationale The participant pool was sourced from Miami-Dade, Florida — a region with significant housing needs at affordable rates. Rolfe et al. (2020) found that this grew to one-fifth (21.8%) of Miami-Dade County households who were cost-burdened — spending more significantly than 60% of their earnings on...
Topic: Economics
Words: 591
Pages: 2
Introduction Market dynamics are intriguing, and understanding the forces that drive demand and supply curves is critical to comprehending the overall economic picture. As previously stated, different non-own-product pricing variables might influence the demand curve, whereas technical improvements and input prices can affect the supply curve. I discovered two intriguing...
Topic: Economics
Words: 325
Pages: 1
Introduction Efficiency is a fundamental concept in economics, and it is essential for maximizing the use of available resources in the economy. Allocative efficiency, in particular, is critical in determining the optimal allocation of goods and services in a given market. It is concerned with allocating resources to satisfy consumer...
Topic: Economics
Words: 1772
Pages: 6
Introduction The Deluge asserts that the United States’ economic strategies during and following World War I, such as deflation and tariff increases, significantly influenced its emergence as a global economic power. However, these measures also triggered the Great Depression and World War II by fostering economic and political instability, obstructing...
Topic: Economics
Words: 389
Pages: 1
Overview of The Policy The Earned Income Tax Credit (EITC) is a social welfare policy that provides tax credits to low-income working families in the United States. It was initially established in 1975 as a temporary program under President Ford, but it was made permanent in 1978 (Boardman, 2019). Since...
Topic: Economics
Words: 1217
Pages: 4
Introduction The suggestion that the First Home Owners Grant is potentially being pocketed by developers rather than reaching first-time homeowners can be analyzed using economic theories such as the theory of subsidy incidence, the principles of supply and demand, and the concept of rent-seeking. The Theory of Subsidy Incidence The...
Topic: Economics
Words: 670
Pages: 2
Introduction In today’s world, extending high-risk credit to individuals or businesses can be a risky endeavor. Lenders need to protect themselves from default or bankruptcy on the part of the debtor. One mechanism that can help in this regard is the establishment of a security interest. This essay will discuss...
Topic: Economics
Words: 424
Pages: 1
Introduction The Reserve Bank of Australia has undertaken one of the most aggressive interest rate hikes in recent years. With 11 consecutive increases in one year, the interest rate reached 3.85%. Although the RBA continues to work to maintain cash flows and ensure high economic stability in Australia, an increase...
Topic: Economics
Words: 637
Pages: 2
Case Background Daniel, a Starbucks barista and finance student, has RSUs (restricted stock units) that convert to shares after two years of continuous employment. Starbucks established the Bean Stock program, allowing employees to “participate in their financial success.” Daniel decided to invest his stock in the stock market after five...
Topic: Economics
Words: 559
Pages: 2
Introduction Equity schemes are often seen as preferable to grants for several reasons from an economic perspective, mainly due to their ability to prevent artificial price inflation and offer continuous support. Equity Schemes and Grants in Housing In the context of housing markets, equity schemes function by the government, providing...
Topic: Economics
Words: 445
Pages: 2
Introduction From an economic perspective, land tax is considered preferable to stamp duty due to its efficiency, equity, impact on speculation, and potential influence on affordable housing. Benefits of Land Tax Over Stamp Duty One key advantage of land tax lies in its efficiency. Unlike stamp duty, a lump-sum tax...
Topic: Economics
Words: 393
Pages: 2
Economic Climate The Russian economy mainly depends on oil and gas exports since this country is rich in these resources and is one of the leaders in the world market. Accordingly, the national currency, macroeconomic indicators of inflation, or the critical rate are adjusted depending on the dynamics of oil...
Topic: Economics
Words: 821
Pages: 3
Market dynamics are based on the interaction between supply and demand. The need for a steady supply of power increases as the world’s population rises and urbanizes. The utility sector, with electricity as a good example, is crucial to this knowledge. To highlight how important the electricity sector is to...
Topic: Economics
Words: 589
Pages: 2
Introduction Embarking on a virtual journey through Bloomberg’s rates and bonds webpage, we’ll explore the dynamic world of global interest rates, delve into the importance of the Yield Curve, dissect the causes and consequences of an Inverted Yield Curve, and unravel how market interest rates sway bond prices and yields....
Topic: Economics
Words: 441
Pages: 1
Introduction The housing market is an integral part of any economy across the globe, encompassing a wide range of activities, including construction, buying, selling, and renting of houses. Over the last five years, the housing market has experienced significant changes, particularly in demand and supply. Such changes can be attributed...
Topic: Economics
Words: 557
Pages: 2
Introduction The American company Occidental Petroleum Corporation, frequently referred to as Oxy, is involved in global hydrocarbon exploration. It primarily operates in a number of industries, including the chemical and oil and gas sectors (Oxy, n.d.a). Around the world, particularly in the Middle East, Africa, and Latin America, Oxy manages...
Topic: Economics
Words: 1669
Pages: 6
Introduction Investing is a great way to build wealth and generate income, and there are many different types of investment vehicles available to help investors reach their financial goals. They vary in terms of risk, liquidity, and return on investment and include short-term investments, stocks, fixed-income investments, exchange-traded funds, and...
Topic: Economics
Words: 631
Pages: 2
Introduction Economic, political, and social processes in society can have a significant impact on how the financial and business sphere develops in the country. With various major shocks, crises, or vice versa, great discoveries can become a significant test for the country’s economy. Their influence can have a negative effect...
Topic: Economics
Words: 1541
Pages: 5
Examining Economic Trends: Is Texas Heading Toward a Recession? There are signs of recession in Texas, but people do not feel it yet. Instead, they are concerned about other relevant issues. According to the journalists, despite the signs of the recession in Texas, things are going well (KVUE.). For instance,...
Topic: Economics
Words: 316
Pages: 1
Introduction Innovation economics is a relatively young and expanding area of practical and theoretical economics that places a strong emphasis on innovative thinking and entrepreneurial activity. It includes putting any innovation, particularly one of a technological nature, to use for commercial purposes (Uzunidis, Kasmi, and Adatto, 2021). In the U.S....
Topic: Economics
Words: 649
Pages: 2
Introduction Rare, important, and directive strategic decisions determine an organization’s long-term course. Leaders rely on policies to help them evaluate and make strategic decisions since they greatly impact the entire business. This paper examines a recent strategic choice made by the Bank of Canada. Furthermore, it considers the decision’s level,...
Topic: Economics
Words: 611
Pages: 2
Introduction Clark Dale, a pronounced specialist in investments and portfolio management, now faces a choice of strategy. It’s about hedging a treasury bond portfolio worth $15 million. Clark is considering using treasury bond futures. His decision will ultimately be either successful or lead to unnecessary losses. Thoughts about hedging strategy...
Topic: Economics
Words: 576
Pages: 2
Introduction The term stock market pertains to the marketplace where purchases and sales of shares and other securities happen. This essay discusses the seven steps to follow when investing in a surging stock market. The outcome of a diversified shares portfolio is relatively stable in the stock market (WSJ, 2014)....
Topic: Economics
Words: 427
Pages: 1
Introduction Creating a portfolio that would yield high returns during economic growth and recessions is complicated. This situation is because past performance does not always set the ideal foundation for predictions, and many geopolitical, social, and economic factors can lead to significant changes. Kane and colleagues (2021, p.11) mention that...
Topic: Economics
Words: 1617
Pages: 8
Country Information Country name: Italy; Population size and age structure: 61,021,855, where 64.61% are people of 15-64 years, 12.08% – 0-14 years, and 23.31% – 65+; Government type: parliamentary republic; Legal system: civil law system; The size of the economy (GDP): $2.478 trillion (2021); GDP growth rate: 6.74% (2021); Major...
Topic: Economics
Words: 321
Pages: 1
A Sample Line-Item Budget for a Human Services Organization The sample budget for the fiscal year 2023/2024 for the East Los Angeles College Foundation (ELACF) is based on the comparison to the fiscal year 2018/2019 budget, considering rising costs and expenses, as well as an increased income. The fiscal year...
Topic: Economics
Words: 911
Pages: 3
Overview of the Houston City Budget The Houston budget is approved by the City Council annually. The procedure involves discussing all critical issues and amending budget items such as the police, fire departments, and, for example, solid waste management. Each city has different specifics and dynamics of financial requirements –...
Topic: Economics
Words: 1433
Pages: 5
Introduction The topic for the discussion is whether raising the national minimum wage is harmful to the economy. The argument put up by proponents of the hike is that raising the minimum wage will improve the conditions for workers’ social security. However, others opposed to the hike also contend that...
Topic: Economics
Words: 355
Pages: 1
Introduction Investing in bonds is common among risk-averse investors seeking to mitigate risks on principal amount and income. However, selecting the optimal bond mix is challenging, given the impact of taxes on bonds. This essay will explore the concept of taxable equivalent yield and compare the DES Corporate Bond with...
Topic: Economics
Words: 548
Pages: 2
Introduction Financial planning is one of the critical tools of conscious living, allowing one to forecast expenses and assess risks. An approach in which an individual can manage money wisely and create an environment in which finances can multiply allows one to create greater freedom of action and be prepared...
Topic: Economics
Words: 1479
Pages: 5
Measuring GDP Performance: Analyzing Sequential and Year-to-Year Data It is crucial to gauge the performance of sequential and year-to-year data when assessing important macroeconomics to determine GDP growth or decline. Sequential data, which contrasts current economic performance with the previous quarter, can be used to spot trends in the near...
Topic: Economics
Words: 418
Pages: 1
Introduction Target-date funds are investment tools that allow pensioners to significantly simplify the accumulation of pension funds and make it easier to access them. These funds are an interconnected system that can automatically adjust the assets contained in the funds. This is done in parallel as the investor approaches their...
Topic: Economics
Words: 330
Pages: 1
Introduction In the modern economy and investment analytics, two methods of stock estimation are used more and more often – the assessment of dividend discounted and the discounted monetary model. Both models differ in the principles for stock valuation and yield different results. In practice, both models are used to...
Topic: Economics
Words: 328
Pages: 1
Introduction The paradox between capitalism and bank regulation is perhaps one of the most debated topics in financial circles. A capitalist nation such as the United States has adopted a regulatory framework that controls institutions in the financial sector and limits their participation in a free-market economy guided by supply...
Topic: Economics
Words: 8283
Pages: 30
Introduction The forward foreign exchange market is a crucial component of the global financial system because it enables individuals, businesses, and governments to mitigate the risks associated with currency exchange rate fluctuations. This market allows parties to purchase and sell currencies at a predetermined price for future delivery, providing a...
Topic: Economics
Words: 949
Pages: 3
The Laffer Curve The concept of tax incentives is widely used in economic theory, political economy, finance, and various specific economic disciplines. One of the key concepts of this aspect is the Laffer curve – this is a graph of the dependence of the volume of government revenues on the...
Topic: Economics
Words: 1467
Pages: 5
Introduction The Market Crash of 1929 is classified as one of the climatic events that marked the end of one age and the beginning of another. This is because the U.S. economy, which was booming, was forced to a sudden reversal leading to the massive crash. The Stock Market Crash,...
Topic: Economics
Words: 541
Pages: 2
The Role and Impact of Base Interest Rates (LIBOR and SONIA) on Corporates and Individuals Central banks such as the Federal Reserve mainly use a base rate interest to control borrowing rates and encourage or discourage spending. Base rate interests are defined as interest rates that a central Bank charges...
Topic: Economics
Words: 550
Pages: 2
Abstract The rising inflation affects the UK housing market and has caused significant fluctuations. Research findings report that the current inflation rate is 9%, an increase of more than 1.5% from the previous year’s recorded rates. However, the trend in the increasing rate of inflation has been experienced for the...
Topic: Economics
Words: 3031
Pages: 10
Introduction The U.S. central banking system, known as the Fed, is responsible for monetary policy and regulation. The Federal Reserve Act was enacted in 1913 to establish the Federal Reserve, which functions as the central Bank of the United States. The Federal Reserve has several responsibilities, including maintaining a stable...
Topic: Economics
Words: 1294
Pages: 4
Introduction Of great importance is a correct understanding of the cause-and-effect relationships that determine the dynamics of the price of oil, which directly affects the prices of other types of products, both exported and consumed domestically. The dynamics of the price are characterized by periods of sharp ups and downs,...
Topic: Economics
Words: 1527
Pages: 6
Introduction This memorandum report identifies and explains key microeconomic principles using a set of simulation games. The outcome of these games illustrate how microeconomic principles can be applied within real-life situations to help us make better business decisions. This report is a summary of the simulations I played and their...
Topic: Microeconomics
Words: 1355
Pages: 4
Introduction As a travel agency, 4D Travel (Dalal’s Deliciously Delirious Departures) plays a crucial role in the tourism industry by providing tailored travel packages to meet clients’ diverse needs and preferences. These packages streamline the travel planning process and offer significant cost savings by bundling essential components such as transportation...
Topic: Economics
Words: 1195
Pages: 4
Introduction Bernie Sanders’ wealth tax would essentially be a tax on the wealthiest Americans’ net assets. The proposed plan would impose a 1% yearly tax on households with a net worth of $32 million or more, and an 8% annual tax on households with a net worth of $10 billion...
Topic: Challenges
Words: 310
Pages: 1
Introduction It is no secret that the Great Depression (1929-1933) was the most significant and prolonged U.S. economic recession, which developed into a global financial crisis. It was synchronous and comprehensive, affecting virtually all spheres of society, and it got its name from the emotional state in which people were....
Topic: Great Depression
Words: 630
Pages: 2
Introduction Exchange rate risk refers to the potential financial loss that a firm may experience due to fluctuations in exchange rates. Firms with international operations or cross-border transactions are exposed to exchange rate risk, which can negatively impact their profits. In order to mitigate this risk, firms use various hedging...
Topic: Economics
Words: 316
Pages: 1
Analysis of Expenditures Given the numbers provided in the 2022/23 medium-term and expenditure framework, the municipality will adhere to its allocated budget during the MTREF. Even if the budget is financed, there is evidence that this municipality is not producing sufficient money to support its operational expenditures, not to mention...
Topic: Budget
Words: 630
Pages: 2
Understanding the U.S. National Debt The United States national debt is the federal government’s debt to creditors. The funds are borrowed to meet the budget deficit and cover all costs, including health care, infrastructure, and defense. This is also advantageous to creditors because it is not typical borrowing as in...
Topic: Economics
Words: 1010
Pages: 3
Recently, the stock market has become one of the most interesting and main instruments for investing and raising capital by companies and investors. Most companies use the advantages of stock markets to attract public funding for business development. Thus, it is important to discuss how companies and different investors choose...
Topic: Economics
Words: 276
Pages: 1
Corruption, which is the abuse of power for personal gain, has long been a global issue that affects both developed and developing countries. It is a problem that undermines the rule of law, hinders economic growth, and erodes public trust in institutions. The negative impact of corruption on a global...
Topic: Corruption
Words: 553
Pages: 2
Securities play an essential role in the structure of the market economy, as they are an analog of money in the form of a document. Possession of them gives the right to receive a certain amount of funds or certifies property ownership. One type of security is stocks, which provide...
Topic: Economics
Words: 582
Pages: 2
Bond yield risk is the possibility of investment losses brought on by an increase in the going rates for brand-new debt instruments. For example, if interest rates increase, the secondary market value of a fixed-income investment or a bond will decrease. The price and yield have an inverse relationship, and...
Topic: Economics
Words: 794
Pages: 3
In reading Sun Yuan’s The following factory of the world: How Chinese investment is reshaping Africa, one can arrive at ideas about why capitalism continues to work and how society contributes to it. The author draws attention to the problems of the clash between the inner core of Africa and...
Topic: Economics
Words: 565
Pages: 2
Introduction The Consumer Financial Protection Bureau (CFPB) publishes a report every six months on violations of the law that were identified during inspections. The Bureau vetted companies and suppliers for compliance with the Fair Credit Reporting Act (FCRA). The CFPB found multiple violations, especially inaccurate information in credit reporting and...
Topic: Economics
Words: 583
Pages: 2
The shift toward Post-Fordist immaterial labour in the information economy was originally hailed as bringing more flexibility for workers and freeing them from tight control by bosses. At the same time, this shift has resulted in the rise of precarious gig work and the primacy of unstable short-term contracts. Using...
Topic: Economics
Words: 1084
Pages: 3
Introduction By the middle of the 1990s, Mexico seemed to be a prime example of economic liberalization. The country managed to attract a significant inflow of foreign investments. However, the success was short-lived since the political instability led to a drastic deterioration of the investment climate. The situation worsened because...
Topic: Forgiveness
Words: 1142
Pages: 4
As the second and third biggest economies in the world, respectively, China and Japan are the two most powerful nations in Asia and substantially impact political and economic cooperation within the area. However, at best, ties between these two nations are cordial. Due to the disagreement over the Diaoyu or...
Topic: Vehicles
Words: 744
Pages: 3
Insider trading is trading in shares or other securities by people that have access to confidential information. However, alongside illegal forms of insider trading, there are legal ones. The insiders are not only directors or people from management, but any person “with a stake of ten percent or more in...
Topic: Trade
Words: 305
Pages: 1
Introduction The COVID-19 pandemic led to an unprecedented contraction in the economy of the United States. The impact of the pandemic cuts across all departments within the federal government. Hiccups in supply chain management led to inflation due to the high demand for goods and dependability on imports. The lack...
Topic: COVID-19
Words: 2306
Pages: 8
Introduction Bangladesh is constantly developing and is one of the most populous countries in the world. Because of its large population, a large number of the young and hardworking labor force. The country’s location attracts a lot of investment – Bangladesh is on the trade route between South and East...
Topic: Developing Countries
Words: 950
Pages: 3
In recent years, the rising cost of college tuition and the increasing burden of student loan debt have created a college affordability crisis in the United States. To address this issue, President Biden’s administration has proposed a student loan forgiveness plan to relieve millions of Americans struggling with student loan...
Topic: American Politics
Words: 1084
Pages: 4
Introduction Dermontti Dawson was a former Pittsburgh Steeler who appeared in the NFL from 1988 to 2000. Despite a successful career, he experienced significant financial issues and declared bankruptcy in 2010, having around $70 million in debt (Andrew, 2022). Overinvestment in real estate, according to his instance, is a primary...
Topic: NFL
Words: 335
Pages: 1
Introduction Inflation is a significant point of concern for all experts in the economy, as well as for ordinary citizens. The rise in consumer prices, which is not comparable to the values of the next few years, has a significant impact on consumer behavior and business. In order for society...
Topic: Inflation
Words: 1675
Pages: 6
The minimum wage is one of the many political-economic systems measures that work to redress the economic imbalance. It is the minor salary that an employer must provide to their workers at any given time. Many have strong feelings regarding the minimum wage principle, which is a contentious subject. It...
Topic: Minimum Wage
Words: 674
Pages: 2
International Political Economy (IPE) is a topic of study that explores the confluence between politics and economics in a global environment. It aims to comprehend the complexity of the global economy and how the activities of numerous players, including nations, multinational firms, international organizations, and people, impact it. Through the...
Topic: Culture
Words: 584
Pages: 2
The minimum wage is an economic policy in which the state controls the minimum income of the citizens. It is distributed all over the world and is embedded in any economic model as an essential element. This model has both economic benefits and disadvantages that affect the outcome of any...
Topic: Economic Growth
Words: 277
Pages: 1
Tax return Form 1120 shows the company’s profit, deductions, taxes, credits, and payments. Deductions allow you to reduce the company’s taxes by calculating them from taxable income. Some of them the company can make in the expense column in the income statement. In addition, certain categories of deductions allow you...
Topic: Tax
Words: 276
Pages: 1
Problems/Issues The field of cashless payments continues its expansive growth and development as the demand for innovative payment methods grows in need to optimize and speed up payments. Traditional players in the market of non-cash payment systems still retain their weight and leading positions. However, due to the rapid development...
Topic: Management
Words: 653
Pages: 2
Introduction One of the basic laws of nature is the cyclicity of life. As the need to improve business sustainability increases, many companies adapt this cyclicity to their processes and conditions. Thus, by using the circular economy approach, firms are able not only to reduce their negative impact on the...
Topic: Economics
Words: 357
Pages: 1
A strict budget is essential for a company to follow, even when experiencing phenomenal profits, for several reasons (Boyd & Pitre, 2020): Sustainability: Following a budget ensures that the company has a plan for allocating resources, and it helps to avoid overspending during a period of high profits. This helps...
Topic: Economics
Words: 394
Pages: 1
Introduction The purpose of the original settlements of Virginia and Massachusetts was very different. Virginia was founded as a commercial venture by the London Company in 1607 (Chet, 2019). Its primary purpose was to make a profit, as the settlers were expected to find gold and other resources to bring...
Topic: Economics
Words: 313
Pages: 1
Estimating expected returns is crucial for the investors, as it helps to make informed decisions. Expected returns help to anticipate the profit or loss from an investment in a situation of uncertainty (Magni, 2020). Investors can estimate returns from either one investment or a portfolio investment based on historical performance...
Topic: Economics
Words: 384
Pages: 2
Introduction Free-market capitalism is an economic system in which goods and services are produced and exchanged based on the laws of supply and demand, with little to no government intervention. It is a system widely adopted in the Western world, making it a widespread and often controversial topic. As such,...
Topic: Capitalism
Words: 562
Pages: 2
The US Bureau of Economic Analysis (BEA), a division of the US Department of Commerce, is in charge of generating economic statistics, such as data on the GDP, personal income, and global trade. By disseminating timely, pertinent, and reliable economic statistics, the BEA aims to advance understanding of the US...
Topic: Performance
Words: 1171
Pages: 4
There is no doubt that capitalism has proven to be the most efficient model for economic relationships so far. However, with the consistent focus on expansion and profit increase, which companies are expected to pursue in the capitalist environment, the opportunity to support vulnerable and marginalized communities is reduced substantially...
Topic: Economics
Words: 408
Pages: 2
Introduction Mexico, a member of several economic integrations and regional trading agreements, has been actively participating in initiatives aimed at deepening its economic integration with other countries and increasing trade. While Mexico’s membership in various agreements has helped to boost its economy, it has also faced challenges such as increased...
Topic: Economics
Words: 955
Pages: 3
‘Made in China 2025’ consists of a ten-year-long plan that aims to improve the manufacturing foundation of China, which is primarily led by the government. The plan focuses on the high-tech industry and more specific assets such as improved information technology, energy vehicles, robotics, telecommunications, and AI (McBride & Chatzky,...
Topic: Nationalism
Words: 376
Pages: 1
Introduction The Marxist political economy, as developed by Karl Marx, is a distinct and independent philosophical branch of governmental policy that significantly diverges from traditional financial systems. Notably, traditional economics tends to concentrate on the resource allocation and study of markets, assuming that people act in their self-interest to optimize...
Topic: Economics
Words: 3645
Pages: 13
The idea of a free market, defined by rivalry, price cues, and a lack of governmental involvement, is a popular concept. However, there is debate regarding the claim that entry into the market is too easy for hospitals in free markets and that entry restrictions by regulators can promote societal...
Topic: Hospital
Words: 323
Pages: 1
Ukraine was the vital pillar of the Union of Soviet Socialist Republics and the main enemy of United States. The country became the second-most extensive and influential among the fifteen Soviet countries after Russia. Ukraine acted as the headquarters of the Russian navy fleet in the black Sea and a...
Topic: New York Times
Words: 1113
Pages: 4
Introduction: Foreign Exchange Calculations No matter what the underlying spot prices are on April 1st, the corporation has agreed to sell its 4,000 units on January 1st for $1.25 million. This is dangerously near the point where the business stops losing money. The mathematics computation is shown below; The corporation...
Topic: Economics
Words: 330
Pages: 1
The United States government agency in charge of the country’s securities business is the Securities and Exchange Commission (SEC). It keeps an eye on both transactions and the acts of financial experts. Its goals are to uphold fairness, integrity, and transparency; stop fraud and other dishonest behavior; and guarantee efficient...
Topic: Economics
Words: 398
Pages: 1
Introduction Real GDP Refers to every financial activity done by the government, including consumption, investment, and transfer payment. Each form of public spending is dependent on the availability of government revenue. Most governments use different approaches, such as taxation, to generate revenues (Moore & Prichard, 2020). While some obtain it...
Topic: Inflation
Words: 828
Pages: 3
Today, all organizations are responsible for creating specific financial statements representing all financial activities and performances that might affect their businesses. Different types of expenses are necessary for investors to identify the main features and changes in the company’s financial health and potential earnings. Accruals and payables are common accounting...
Topic: Economics
Words: 403
Pages: 1
Introduction The federal and Georgia budgets are both financial blueprints that detail how their governments will spend the funds. The President and Congress developed the federal budget, which is the budgetary blueprint for the United States government. Individual income taxes account for 51% of the federal budget, estimated to reach...
Topic: Economics
Words: 357
Pages: 1
In general, a city’s budget may be defined as a plan of income and expenditures with an expected allocation of available resources among services, departments, and programs. As a small yet developing city, Exampleton requires an efficient distribution of existing revenues to contribute to its growth. The city’s budget is...
Topic: Budget
Words: 402
Pages: 1
Romania’s GDP per capita has grown over the past ten years but remains much lower than the EU average compared to that of the European Union leader, Germany. So far, Romania ranks, respectively, penultimate in the EU in terms of actual per capita individual consumption, which in 2018 was 59...
Topic: Economics
Words: 653
Pages: 2
Introduction The maintenance, repair, and replacement of household devices that may break down over time are covered by a home warranty, a contract between a homeowner and a private business. An assurance can lessen the stress and unforeseen costs that frequently accompany home purchases. The repair or replacement of kitchen...
Topic: Home
Words: 608
Pages: 2
Introduction Purchasing a considerably old home cannot always be regarded as a safe deal as information related to the items, their age, or useful life cannot be readily available. In addition, in the case of breakage, the search for a qualified service provider or handyman may be cost-efficient and time-consuming....
Topic: Home
Words: 682
Pages: 2
Introduction The modern banking system presents a set of difficulties for an average consumer that can harm their best interests and lead to a loss of finances or inadequate handling. For various reasons, financial operations require a certain level of cognitive and psychological abilities that many potential bank clients lack....
Topic: Banking
Words: 2816
Pages: 10