Analysis of Deficit Spending Impact

Background John Maynard Keynes is referred as to one founder of the present-day macroeconomics theory. He analyses the relationship between the government’s spending habits to the government’s income in the form of taxes (Wernicke, 2018). Deficit spending refers to a situation where the government expenditure rates are more than the...

Gainful Employment with a Living Wage for All People

These days, capitalism prevails in the world, the main goal of which is to make money. At the same time, annual inflation is also relevant, forcing the prices of products and other services to rise. Some goods are recognized as necessary for normal human existence, and therefore the state has...

Post-Pandemic Work Environment

The COVID-19 pandemic has changed the way people approach work because the majority of companies had to transition to remote work, and employees had to complete their responsibilities from home. Individuals and staff have to cope with the new environment after working from home for so long. This paper will...

Discussion of American Bankers Association

The American Bankers Association (ABA) is a trade association that consists of elites and groups representing banks of all sizes in the banking industry. The ABA does not offer basic baking services or operations aligned to bank systems. This association was established in 1875 and has expanded to the most...

Earning per Share and Return on Investment

Background of the Case Earning per share (EPS) is known to be a key metric used to determine a shareholder’s portion of the company’s profit. It is widely used to assess a company’s performance, and high values of these indicators usually make a stock more attractive to potential investors (Earnings...

Heuristics: Focusing on the Mediating Effect of Shopping Value

Heuristics can be described as mental shortcuts that are used to solve problems or make probability judgments. They are generalizations aimed at reducing the effort required to think critically about a situation. They can either be effective or irrational when making judgments or coming to conclusions. There are three types...

Globalization: Beauty Sculpt for You

Today society is filled with the obsession of promoting a self-image of beauty and perfection. Individuals take extreme measures to reach the goal of a flawless body, however with the so many innovations beauty can be accomplished with no surgery a balanced diet and exercise. «Beauty Sculpt for You» is...

Why a Home Country Would Promote Foreign Direct Investment in a Host Country

Foreign Direct Investment (FDI) is the purchase of assets like land and equipment in another host nation while running the facility from the home country. In the event of FDI, the foreign investment business must have at least 10% of the voting rights. The primary distinction between FDI and other...

Involuntary Conversion of a Principal Residence

The article demonstrates the variety of scenarios in which the exclusion under Sec. 121 can be applied. I understood the situation where two unmarried individuals jointly own a home. For example, the homeowners want to sell their house, or their property has been destroyed by a natural disaster or an...

Impact of Legal Immigration on the Economy of United States

The success of the United States in multiple spheres of life largely comes from a well-known and longstanding tradition to encourage people to leave their countries for a better life in America. At the same time, similar to any other phenomenon, immigration has advantages and disadvantages. On the one hand,...

Pandemic-Related Changes in Consumer Behavior

Introduction The COVID-19 pandemic has influenced various spheres of human life worldwide, in the list of which, consumer businesses apparently occupy the leading positions. The quarantine encouraged big amounts of people to reconsider their values and priorities, notably, give a preference to a healthier lifestyle as well as spending more...

United States Economy’s Outlook After Pandemic

The Covid-19 pandemic has changed the way consumers behave and as a result, the economic growth over the past 2 years has stagnated. The U.S. is one of the largest and most successful economies in the world. When changes happen in the United States economy, the whole world feels the...

Cultural Issues & Operational Investment in East Asia

Foreign direct investment (FDI) is the investment that a firm or an individual makes in another country’s business operations. These firms, multinational enterprises (MNE), need to consider the cultural factors that are likely to arise when making foreign direct investments. Let us assume my American company, Xaeto, is interested in...

Reflection on “How African Countries Can Overcome the ‘Resource Curse” by Peter Coy

The current economic situation on the African continent presents a disturbing picture. For the most part, power is represented by totalitarian, authoritarian regimes and military juntas, exploiting their uneducated people and the country’s natural resources. The continent is fragmented between states, the borders drawn by the former European colonial empires...

Fair Trade Organized Social Movements

The main purpose is to convince people to join the ranks of fair trade ambassadors. The audience consists of people who are not yet in the ranks of the ambassadors. They need to know that fair trade is an organized social movement that advocates fair standards of international labor, environmental,...

Advantages and Disadvantages of the Internet and Mailed Surveys

This study may not reflect the views of the general population. This is because the elderly, who are part of the entire population, do not have access to the Internet as unnecessary. It turns out that in this case, they will not receive e-mails sent by e-mail and also will...

Growth of Medication Costs in the United States

The Factors that Contribute to the Growth in Medications The country’s spending on medications is usually determined by three possible factors: the volume of drugs consumed and population of the country, drug utilization per individual, and the type and price of the drug itself (“Prescription drug prices higher in the...

Six Stages of Consumer Buying Process, Situational Factors, and External Groups

Introduction Understanding the process of deciding on purchasing any product, especially an expensive one, is essential for marketers since this information allows them to adjust their selling practices accordingly. Different factors play a decisive role in consumer purchasing decision-making, which consists of several consecutive stages, at each of which external...

Riding the Rails: Hobo Kids During Great Depression

The decline in stock production in market in October 1929, which was accompanied by calamity, resulted in numerous Americans suffering from economic declines. Millions of people ended up losing their job, which was associated with a reduction of their incomes. Moreover, this led to a reduction of learning period in...

Supply & Demand and Other Concepts in Economics

A greater understanding of the processes that govern market operations is an essential part of creating and running a successful business. The study of economics enables one to get a bigger picture of the relationships between companies, governments, and customers. This essay reviews the following topics: supply and demand, elasticity,...

Takeaways From the Budget Development Exercise

Introduction To achieve financial stability and minimize risks linked with unexpected expenses, skills in developing a personal budget are important. Basic budgeting-related competencies can promote healthier spending patterns and increase personal saving rates regardless of a person’s initial financial knowledge. This paper summarizes takeaways from the budget development exercise, including...

The US Stock Market Affected by the COVID-19 Pandemic

Introduction The COVID-19 pandemic has caused destruction on the economies of multiple countries, wreaking havoc on a variety of sectors. Notably, the pandemic’s broader social impact has influenced investment behavior in the United States. As such, this study examines the effect of social activities on the US stock market concerning...

”Impact of Monetary Policy on the U.S. Economy”: Correlation Analysis

Application of Correlation Analysis Correlation analysis articles are helpful in providing an alternative on how a certain business problem can be solved. The application of correlation analysis involves the use of a regression model that generates a quantitative analysis of the study. The use of regression analysis models in the...

Applying Henry Hazlitt’s Economics in One Lesson

Henry Hazlitt’s Economics in One Lesson (1979) offers an introduction to liberal economics in a concise yet well-developed way. The book stresses what the author considers to be the two main principles for evaluating any action with an economic impact. These principles are considering the economic impact on the entire...

Current Economic Status: Economic Conditions of Indigenous Peoples in Canada

The population of the aboriginal communities has rapidly risen over the last decade, and so has the economy. This growth has led to the rise in the supply of the workforce and the demand for social entities. Though the Aboriginals’ economic status has risen over time, they are still faced...

Air Pollution Crisis in China and Its Impact on Economy

Air pollution is one of the key problems of the modern world, along with climate change. In large industrialized countries such as China, the emission of carbon dioxide has a negative impact on climate conditions, which is hitting the national economy. It is proposed to use the Orca technology for...

Production Decisions in UK Manufacturing Between 2010 to 2019

Introduction The accessibility of goods and services is among the key determinants of how effective the economy of a certain state currently is. Specifically, it shows what amount of a particular product is available to the population and what those can afford. These parameters are directly dependent on supply, which,...

The Monetary and Fiscal Policies

The priorities of the Biden-Harris administration as seen in the first link are representative of highly expansionary policies. Expansionary fiscal policy is characterized by tax cuts, rebates, increased government spending, and infusing the economy with money through deficit spending (Lumen, n.d.). This can be seen in the administration’s policy priorities...

The New Deal: National Recovery Administration

The emergence of the New Deal came in a time of severe economic and social struggle. This also allowed for political division and the promotion of varied and even conflicting interests. However, the New Deal aimed to improve the lives of the regular working class as well as the operations...

Foreign Direct Investments in Democratic Republic of Congo

For a long time, the Democratic Republic of Congo (DRC) has been considered as a country unattractive for Foreign Direct Investments (FDIs). Since the 1990s, the country has experienced endless periods of violence that have hampered its political stability and economic growth. There are high rates of poverty and unemployment,...

ABC Company’s Financial Analysis and Capital Budgeting

Introduction Capital budgeting is an integral part of corporate finance. Businesses are in perpetual strife to increase shareholder value by increasing revenue or profits. This endeavor is achieved by venturing into new investments and starting projects. Most of the time, companies will have multiple ideas at the same time on...

Banking: A Balance Sheet and an Income Statement

Considering the specifics of the question conditions, I would choose a balance sheet to be conducted if only one form of the financial statement was possible. The relevant criterion mentioned concerned the potential for credit extension towards suppliers by a total of 60 days. An income statement would therefore not...

Unemployment Rates in the State of Georgia

Introduction Unemployment is the most important indicator of the economy’s health. Its rise confirms the economy’s decline after a recession and leads to the diminishment of household purchasing power, which decreases overall consumption and causes a further economic downturn (Amadeo, 2020; Picardo, 2020). The U.S. Bureau of Labor Statistics qualifies...

The Tariffs Policy’s Negative Effects

Introduction In light of the article by Anna Wiener published on September, 15, 2021, the matter of tariffs deserves a special notion. As Mrs. Wiener (2021) points out, “steel tariffs imposed by the U.S. in 2018 led to a shortage of steel sheets”, which led to the increase in production...

Importance of Life Insurance and Annuities

Financial services are those offered by banks and other financial entities in the financial sector. The phrase refers to mobilizing and allocating funds and encompassing all operations involved in converting savings into investments. Life insurance and annuities are two examples of such services (Alpman & Ünal, 2019). On the one...

“Fiat” Currency in the United States

“Fiat” money is a currency issued by governments that is not tied to physical products such as gold and silver. The currency value is usually set by the ratio of supply and demand and regulated by governments’ financial departments. USA dollar, euro, pound, and many other stable currencies are called...

“Deep Economy” by Bill McKibben: Book Report

Deep Economy by Bill McKibben gives an insight into the current United States economy and how the future of the nation is in danger if the current economic processes continue being followed. Bill McKibben describes that the United States has become obsessed with getting more material items rather than acquiring...

Casino as a Tool for Economic Development

Introduction According to the American Gambling Association, most American voters believe casinos help strengthen their communities and improve local economies. – Lim and Zhang. Growth and Change. For each country, economic development is one of the most important areas of activity. Thus, the state applies various measures to improve this...

The Term “Economy”: Problematic Definition and Current Implications

The Term “Economy” Christopher Dodd once quoted “economic growth and environmental protection can and should go hand in hand”. Societies, governments, and countries rely on the concept of the economy to control the nature and processes of production and consumption. The formal definition of this term is the state of...

2018 Global Financial Crisis: Causes and Effects

Deregulation in the financial sector was the primary driver of the 2008 financial crisis because it gave banks the power to fund trading activities with derivatives. As a result, banks raised their mortgages to cushion the derivatives sales, which brought more profit (Bernanke 251). Similarly, the move encouraged more borrowing...

Should the Federal Government Bail Out Main Street?

Economic growth is a concern of every government, and it is upon it to formulate policies that promote effective development across different sectors. There are various contributors to the performance and success of the country, like corporations and other big agencies. The common citizens also play a vital role in...

The COVID-19 Pandemic and Labor Market Dynamics

Gros, Daniel, and Alexandre Ounnas. “Labour market responses to the Covid-19 crisis in the United States and Europe.” CEPS Working Document No. 2021. Web. The effect of the Covid-19 on unemployment is investigated in this article by evaluating and comparing labor market responses in the United States and the United...

Wells Fargo Bank Scandal in Southern California

Summary In 2013, a cross-sale scandal erupted from a Wells Fargo bank in Southern California. According to Corkery (2016), Wells Fargo employees opened bank accounts and issued debit and credit cards to customers without their permission. The report says that the scandal emerged after the customers started receiving the cards...

Recovery the Post Pandemic World

Different countries handle currency crises and economic downfall differently due to their policies and structure. An excellent example is the distinction between the response by Russia and Britain. The rapid decrease in the value of money renders the financial plight. The key solution to fighting the impasse in a nation...

The U.S. Economy: Economical Risk

There are several key risks to the U.S. economy right now that could reduce the country’s growth rate. The spread of the Omicron Coronavirus strain threatens to reduce U.S. employment and economic activity, and increased economic uncertainty will contribute to inflation. A new outbreak of the infection in the country...

Obama’s Taxation Policies: Application and Evaluation

Introduction Taxation is an essential mechanism the government uses to get the finances required to live on and conduct public services. It is a type of system that is very complicated, and it involves all government levels. Additionally, tax policies exist to achieve several other policy goals. However, cutting-edge customs,...

Globalization Impact on Socioeconomic Inequality

Introduction The reduction in trade blockades has augmented globalization, leading to amplified international trade. As a result, individuals and organizations have become more interconnected and unified, leading to growth in trade and exchange of culture and values, among others. However, the spread of globalization has generated adverse effects such as...

American Express Firm’s Microeconomic Analysis

Abstract The present paper provides an analysis of American Express to make predictions concerning the success or failure of the company in 2021. Despite the unfavorable macroeconomic situation in the world, American Express managed to stay profitable even during the time of the pandemic. Even though the company’s total revenues,...

The Toronto-Dominion Bank in the Industry

Which company are we looking at? The Toronto-Dominion (TD) Bank Where does it take place? In Canada What is the time frame? In 2021 What industry are we analyzing? The paper analyzes the banking industry but with more focus made on digital banking External Analysis (PESTEL + CDG) Political Factors: The...

Researching the Concept of Bonds

Bonds or debt securities play a significant role in economics and are quite popular among investors. All people purchasing bonds are likely to strive to maximize their profit due to them. Obviously, it is also necessary to realize that there are certain risks related to the bond’s cost. However, investors...

The Influence of the COVID-19 Pandemic on the Housing Market in Singapore

Despite the COVID-19 pandemic, which has caused various economies around the globe to fumble and struggle, the housing market in Singapore tends to remain in a healthy status (Global Property Guide, 2021). However, it is true that the increased demand created by the delay of the housing board for Singapore...

South Africa: The New Energy Infrastructure Policy

Situation Analysis of the Status Quo of South Africa’s New Energy Strategy The near future poses significant challenges in the form of a power crisis for the countries of South Africa. Lack of industrial infrastructure is already making itself felt as many cities in the region are experiencing periodic load-shedding....

Impact of COVID-19 Pandemic on the African American Communities

This report analyzes how the COVID-19 pandemic affected the economic aspect of the African American communities. A female and two males were interviewed on their lives during the pandemic, how it affected their employments, and how the economic strain resulting from the loss of jobs affected other aspects of their...

A Financial Manager as a Reflexive Practitioner

Introduction and Research Design The reflexive practice involves assessing an individual’s thoughts due to their professional development. As a result, the scope of this research is to determine the role of reflective practices and the essence of self-awareness on financial managers. I selected self-awareness due to its integral role in...

Consumer Analysis of the Charmin Brand

“Charmin” is an American toilet paper brand manufactured by Procter & Gamble. It has a wide range of products, business strategy, and active promotion, which creates a competitive advantage, allowing it to occupy a leading position in the sales market. A variety of choices makes it possible to attract different...

Small and Medium-Sized Enterprises in the UK Economy

Introduction The impact of small and medium-sized enterprises (SMEs) on the economy of a country cannot be neglected. The concept of SMEs is defined as small and medium enterprises depending on the number of employees. In the UK, a company is considered small with up to 49 employees and medium...

Global Financial Markets and COVID-19 Impact

Abstract Financial markets have been under a lot of pressure, volatility, and uncertainty since COVID-19. Since the end of February 2020, global financial markets have been in a state of extreme uncertainty. Unlike other pandemics, the spread rate of COVID-19 is much higher and more challenging to control. This paper...

Disability Income Insurance: Benefits and Drawbacks

Disability income insurance is a supplemental policy that protects policyholders from losing their income if they cannot work due to illness or an accident. Government-sponsored programs, private employer-sponsored groups, and personal individual disability income policies are types of disability income insurance. Therefore, this essay discusses the benefits and drawbacks of...

Automation of Insurance Industry: Personal Reflection

With the sudden outbreak of Covid-19, different industrial companies have invested in advancing digital platforms and technologies to guarantee the sustainability of their operations. As technological developments accelerate, customer expectations are constantly changing. Through a variety of innovative solutions, an essential change in the insurance industry is, therefore, being encouraged....

The Nature of Economics by Heilbroner: Relevance of Economics in Society

In his article, The Nature of Economics, Heilbroner (1995) discusses the purpose and relevance of economics in contemporary society. While acknowledging his views could be contentious to many readers, he underscores that “economics is concerned exclusively with the study of capitalism” (Heilbroner, 1995, p.22). This aspect leaves out 99% of...

The Ways to Start Saving and Investing

Saving and investing will always attract people who are interested in making money via financial operations. Savings are not spent income or postponed consumption that can be achieved through various ways. Some individuals still adhere to conservative savings methods such as piggy banks, participating in sou-sous; some create savings accounts...

Food and Water Security as Globalization Issues

The change from local to the international economy is a crucial concern for the field of ethics. Globalization has several implications for the business environment, among which are the expanded access to resources, interdependence of international companies, and improvement of the labor force (Ast, 2018). However, the ethical consequences of...

Corporate Social Responsibility for Attracting Consumers

Corporate social responsibility (CSR) is an idea created outside the directorial experience and contains inflexible implications that lack transparency and relevance. Corporate social responsibility is simplified into four categories: environmental, philanthropic, ethical, and economic responsibility (Salvioni & Gennari, 2017). Several studies tell how CSR elements drive customers majorly through a...

Solving Problems Through Globalization

The first thing I have learned from watching the video is the importance of uniting to create a global world. Globalization makes it easier to solve universal challenges that affect populations nationally and internationally, such as unemployment, disruption of migration flows, and climate change (Cahen-Salvador, 2020). Secondly, I have learned...

Cutting Taxes, Increasing Tax Revenue, and Fiscal Policy

Government’s Goal In Cutting Taxes Reflected In the Budget Amadeo, K. (2022). Tax cuts, types, and how they work. The Balance. Web. The article is devoted to tax cuts and their impact on the economy. The most evident thing about tax cuts is that citizens approve of them more than...

Globalization and Personal Identity Intersection

Globalization is an objective reality of the modern world. It is impossible to deny the processes of unification, standardization, integration in all spheres of human society taking place in the world. The conditions dictated by globalization actualize the problem of cultural uniqueness and cultural self-determination, including identity. In the context...

Sustainable Development Goal (SDG) 10.4.1

Labor Share Sustainable development is the core principle of the humanistic approach to the environment, social and financial inequities, cultural diversity, and other fundamental areas of prosperity. The United Nations (UN) organization proposes seventeen goals of sustainable development that aim to eliminate poverty, contribute to the ecology and political safety,...

Review of Weber’s and Marx’s Theories

Weber’s Theory Certain aspects of the state were highlighted in Weber’s Politics as a Vocation and other writings. Nevertheless, he did not specifically specify the term element, which people do for clarification of discourse. In reality, the ingredients are the most crucial portions of his concept. A modern state is...

Global Business Opportunities in Indian Markets

Introduction This report section will conduct a preliminary assessment of geographic, economic, social, and political-legal factors that create global business opportunities in Indian markets. This section will also consider ways technology could create new business opportunities in India. The business chosen for this section is the information and communications technology...

Aspects of International Trade

Introduction Many theories of international trade have been developed to explain the relationships between partner nations. Many countries appreciate the need for doing business with others because of the underlying benefits, including faster growth, improved productivity, and innovation (The World Bank, 2018, para. 1). According to Gani (2017, p. 280),...

Exploring the Global Economy: International Trade and Finance

Introduction It is important to note that the current economic system is highly globalized and interconnected, which makes it critical to understand and explore international trade frameworks and world finance. The assessment of current literature on the subject revealed that international trade allows to a significant increase in the development...

Poland: Democratic Nation vs. Communist Country

Poland, where the communists changed the rule and the economy of the land, was invaded by the Soviet Union between 1945 and 1989. Using the Red Army, the Soviet Union ensured the destruction of all anti-communists in the country (Bukowski & Novokmet, 2021). The opposition would be exiled or sentenced...

Global Warming and Economics Discussion

Climate change on the planet is causing the UN to sound the alarm. Global warming is exacerbating the impact of weather-related disasters and can lead to significant losses in income and productivity over time. Emerging economies in the equatorial regions will suffer the most from rising temperatures. That is why...

Tax Use and Budget Financial Plan of New York City

Introduction New York tops the list of the states in America with the highest tax rates. At 12.7 percent of the state’s total income, New Yorkers bear a heavy local and state tax burden (Cuomo, 2018). New York’s operating fund as of 2018 was $100 billion, 79% of this is...

Global Marketing Environment: Canada

Introduction Entering the global market is essential for growth and development The external marketing environment has opportunities and threats (Lamb et al., 2021) The environmental analysis is necessary prior to entering the country’s market Perigord Bakery from the United States is planning to enter the Canadian market Cultural Factors The...

Trade Peculiarities in Food and Agriculture

Food trading is a peculiar area, as food is the basis for surviving the population. In that way, the one who controls food production and trading routes, also controls all populations which feed on those sources. It is true not only for food but also for agriculture in general, such...

Starbucks Financial Report

Starbucks’ fiscal year 2020 results reflect the challenges businesses face worldwide due to the COVID-19 pandemic. It severely impacted the company’s results, especially in the second and third fiscal quarters. Consolidated revenues fell 11% to $23.5 billion in fiscal 2020 from $26.5 billion in fiscal 2019 (Starbucks Investor Relations, n.d.)....

Advanced and Developing Economy Countries: Germany and Bangladesh

Research Economic disparities are generally connected to a variety of societal factors determining the conditions of the environment for promoting progress. The link between the two areas can be supported by conducting an analysis of the situations in two different countries, one of which is an advanced economy, and another...

Abraham Maslow’s Hierarchy of Needs and Five Basic Assumptions

The idea of the hierarchy of needs was first proposed by psychologist Abraham Maslow in 1943. According to Maslow, the basic human needs must be satisfied first, before the psychological needs, and lastly, the self-fulfillment needs (Aruma & Hanachor, 2017). This essay will look at the five basic assumptions of...

Monetary Policy and the Federal Reserve

The Federal Reserve System (FRS) is one of the most powerful financial institutions, having a huge number of tools to effectively manage the economy. Ben Bernanke demonstrated similar actions that made it possible to stabilize the market after the Great Recession of 2008. The purpose of this essay is to...

ABC Motor Company Consumer Behavior Proposal

Introduction The efficiency of a marketing campaign depends on how well a company understands the values, priorities, and interests of its target audience. The present research proposal describes methods of analysis of consumer behaviors of Generations X and Y in the US and China. The paper also includes the schedule...

The Effectiveness of Carnegie’s Argument in the “Gospel of Wealth”

The “Gospel of Wealth”, an article by Andrew Carnegie, includes multiple perspectives on the usage of money. Specifically, the author advocates the essential utilization of the central philanthropic principles, emphasizing the importance of spending money wisely. In that way, wealthy people are encouraged to donate their money to charities and...

Negative Sentiments Against Trade and Globalization

Four Fallacies About Trade and Globalization by Ajai Gaur and Ram Mudambi (2016) analyzes fallacies of the arguments against globalization and trade. The authors emphasize that these arguments fail to consider the fundamental economic principles and empirical evidence. Although the authors’ views are robust and applicable to developed economies, rising...

History: South Africa Economics Success

Introduction South Africa’s economic history in the twentieth and the twenty-first centuries illustrates the narratives of discrimination, national pride, and long-awaited economic growth. Following the end of the apartheid system, a system of legalized segregation by race, South Africa has embarked on a journey to economic stability. This essay will...

Globalization: Impact on Modern Society

Globalization contributes to establishing relationships between individuals, independent social objects, and phenomena, embracing all spheres of people’s lives. Some people consider globalization a threat to national cultures. Others believe that free trade between states implies prosperity and economic growth of all nations and businesses. That is why it is difficult...

An Overview of Risks in Banking and Investments

Background Credit ratings serve as vital tools for the investor, especially when they need a precise analysis of the organization’s position at a glance. Studies by Lizarazo (2017) have shown that credit ratings influence the investors’ decisions on whether they will invest in a particular organization or not. Therefore, Fitch...

Business Challenges of India: Political Background

The quality of Indian politics has reduced drastically over the course of the past two decades. This happened because of the changing modern-day realities that averted many political figures from living up to societal expectations (Sinha & Wyatt, 2019). Even though there are numerous policy projects pushed by interested parties,...

Can Consumers Make Ethical Clothing Purchases?

Introduction As time goes on, the world population increases, as well as the demand for clothing. This demand is expressed not only in a necessity for clothing as a way to conceal or cover one’s body but also as a statement and a pipeline to provide joy. This essay discusses...

The Efficient Market Hypothesis

Introduction In economic theory, there is a concept of market efficiency; the Efficient Market Hypothesis (EMH) is one of the basic ideas of finance theory. There are three forms of market efficiency: weak, semi-strong and strong. The criterion of efficiency is determined by the access of its participants to information....

Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP)

This paper will present a discussion of the Comprehensive and Progressive Trans-Pacific Partnership (CPTPP) Agreement. The agreement was signed by eleven member states on March 8, 2018, to enhance trading activities between the countries. According to Suomimen (2021), eleven member states formed the regional trade agreement. The first set of...

Globalization Opportunities and Challenges for Companies

Introduction A strong brand should maintain its values ​​and identity while entering international markets and adjust it to specific needs. Companies tend to adapt to local cultures through global and regional branding in a process called glocalization. Glocalization is preserving and strengthening local differences instead of their supposed disappearance due...

“Gnomes” (The “South Park” Series) and Capitalism

Introduction The “Gnomes” refers to the seventeenth episode in the second season of the South Park series. The series follows Stan, Kenny, Cartman, Kyle, and Mr. Tweek’s son after writing a report according to Mr. Garrison’s instructions. Harbucks plans to start selling coffee in South Park, threatening Mr. Tweek’s coffee...

Systematic Risk, Debt Maturity, and the Term Structure of Credit Spreads

Introduction Debt is a dangerous form of money that significantly affects overall credit history and adversely affects future financial standing. Individuals are at high risk of losing assets if they fall behind on payments or fail to repay debt. The general accumulation of debt results in the closing of all...

Bretton Woods Monetary System

The establishment of the US dollar as the global vehicle currency in 1944 during the Bretton Woods Conference influenced the global economy after World War II. This economic system created a resilient platform for the stabilization of global economic performance in the 1950s and 1960s. However, this system was short-lived...

China’s Investment Climate for Americans

Introduction China, one of the largest developing countries, is the world leader in investment inflows. Reasons for China’s strong position on the global stage include a large consumer base, an integrated supply chain, and recent legislative improvements, including the Foreign Investment Law (“Investment Climate”). Investors entering this market are often...

Measuring Economic Inequality

Global inequality is a complex issue, the measurement of which is complicated by the number of factors involved. The problem of global economic inequality has pushed its way into the national and international conversation and the ongoing debates about the need to raise the minimum wage to ensure the improvement...

The Role of the FTC and CFPB in Safeguarding Consumers

Introduction The essence of trade revolves around the relationship that is formed between the seller and the buyer. The former can exist as a distributor of the product or the provider of a service, whereas the latter is represented by an individual or group consumer. In this bilateral relationship, both...

Analysis of Lomé Convention & Cotonou Agreement

Definition of the Key Term Lomé Convention & Cotonou Agreement are free trade agreements that allow regional economic integration by reducing international barriers to trade. Lomé Convention agreement was developed to provide aid to ACP nations and allow preferential access to exports from ACP nations. Cotonou Agreement was founded to...

Germany’s Macroeconomic Situation

Introduction Germany is a country that has a long history and has always been at the forefront of global economic development. At the same time, in the 1990s, Germany’s economy encountered a downturn which gave the country the name “The Sick Man of Europe” (Notermans & Piattoni, 2021). Still, Germany...

Kenya’s Economic Analysis: From Past to Present

Kenyan history dates to the Stone Age era, making it one of the most extensive and complete records of human cultural development worldwide. This is due to the country’s conducive environmental factors for human survival and growth. Kenya gained independence in 1963 from the British colony, after which it stimulated...

Globalization Strategies for Multinational Enterprises

Introduction A common perception in society, when looking at what it means for a company to be successful, is that it should be looking to globalize to achieve greater market growth (Rossum, 2015). It is suggested that a business should be scanning opportunities across the globe in order to respond...

Direct Foreign Investment, Long-Term Debt, and International Equity Markets

Direct foreign investment (DFI) occurs when a business or a person claims at least a ten percent ownership of a foreign corporation. Although this percentage does not give a controlling interest to the investor, it permits the influence over the firm’s operations, policies, and management (Erdilek 17). Subsequently, unlike a...

Long Term Unemployed Groups in the UK

The unemployment rate is one of the integral showings affecting the countries’ economies. Additionally, the COVID-19 pandemic hugely affected the state of long-term unemployment in the United Kingdom, as well as other countries around the world. Hence, during the coronavirus strike period, certain populations or groups of able-to-work people are...

Memo to The Ministry of National Development

Introduction and Background Holland Village is a neighborhood situated along the border between Bukit Timah and Queenstown in central Singapore. The village is a renowned retail and dining destination for youths and tourists. It is dominated by and frequently visited mainly for its restaurants and bars and a few specialty...

The Possible Future of Bitcoin Cryptocurrency

Introduction The enigmatic Satoshi Nakamoto initially introduced Bitcoin nearly ten years ago, and since then, it has survived many attention and value bubbles. It was invented, revised, and reused after a contentious revision. Although Bitcoin has not proven to be a practical form of money in most situations, it has...

The Limitations of Ratio Analysis

The Ratio Analysis framework is extensively utilized by businesses and provides companies with numerous insights into their financial operations. At the same time, Ratio Analysis has several significant limitations, which include the utilization of past data, the absence of inflation adjustments, and possible changes. First of all, every Ratio Analysis...

Treasury Bills and Treasury Notes

The modern world economy offers a wide range of tools for investment. All of them have individual characteristics and have their features. When making a choice between investing in Treasury bills or Treasury notes, I would choose favor of bills. Undoubtedly, both types of investments can be convenient in their...

How Banks Can Use Open Source Software

The financial technology (Fintech) industry has grown tremendously in recent times. In the past, Fintech firms used open source components to run data centers and build products. They have reaped multiple benefits from this, including reducing costs and providing flexibility for their businesses. Banks can also use open source software...

The COVID-19 Pandemic’s Impact on Australia

Executive Summary Australia, much like other countries around the world, was severely affected by the effects of the Covid-19 pandemic. Before 2020, the nation has experienced moderate rates of growth and development, accentuated by slow trade rates and a general calm period. However, with the regulatory measures brought upon by...

Real Estate Business in Australia

Overview of the Real Estate Business Globally and in Australia The real estate market possesses an enormous financial potential; thus, it is an attractive investment field. Indeed, this field is not as risky for investing because even though house prices fluctuate, the demand remains high (Parle, Joubert, and Laing, 2017)....

Memo and Essay Explaining the Flexible Budget Variances

Variances can be described as the difference between budgeted performance as planned and expected and the actual performance for the budgeted period. The organization had forecasted a sale of $1,400,000 but actual sales were $1,325,000. The cost of goods sold, which is the main component of the expense part of...

COVID-19, Eviction, and Vulnerable Groups

Introduction Advantages of the Solution Advantage 1 Advantage 2 Disadvantages of the Solution Efficacy of the Proposed Change: Delivery and Access Efficacy of the Proposed Change: Financing Organizations and Interest Groups Selected policy Selected Organization References Agency for Healthcare Research and Quality. (2021). Funding announcements. Web. Annunziata, S., & Lees,...

Analysis of Race-to-the-Top Strategy

The notion of the race-to-the-top approach might be considered as a novelty to business strategies, as well as to public policies. Its primary aim is to deal with the gap between developed and emerging economies within the scope of the economy. This paradigm is founded on the advancement (or value...

2020-2021 Financial Crisis vs. 2007-2008 Market Crash

The 2020-2021 financial crisis due to COVID-19 significantly differed from the 2009 Great Recession. First, the causes and nature of the crises were different. In 2009, the economy imploded and partially collapsed due to the financial system, a range of poor oversight and negative decisions led to the crisis. Meanwhile,...

The Profitability and Investor Ratios

The Significant Trends for the Company’s Investor Ratios It is known that there are many financial ratios intended to provide an insight into a company’s performance with different purposes. For instance, profitability ratios are often analyzed by investors who decide to buy a company’s stock or not. In this case,...

Identification of Consumer Needs: The Case of CryptoKicks

The introduction of CryptoKicks non-fungible tokenized (NFT) shoes is beneficial for Nike since that technology would cut the losses from counterfeit exclusive models. However, the consumers would also gain several advantages from purchasing CryptoKicks. Most importantly, tokenization would immensely help in proving the authenticity of the shoes. In addition, NFT...

Profit Maximization Versus Satisficing

Businesses strive to achieve the maximum possible revenue to stay competitive. This essay will compare profit maximization strategy with satisficing. Maximization implies a continuous chase for the highest possible profit margin (Qiu, Bai, and Lu, 2020). It allows a company to gain a competitive advantage at the cost of significant...

Supply and Demand in the Context of the Fuel Crisis

Background In the contemporary world, the global economy is a sphere that connects multiple sectors, and therefore, depends on different events’ influence. Attack on one of the largest United States pipelines, which carries almost half of the East Coast’s fuel supplies, is severe damage to a well-functioning system. It implies...

Personal Budget Planning: Saving, Investing, and Donating

Calculating a personal budget is of crucial importance for financial independence, as it allows you to understand the process of operating money. Fedosov et al. (2021) state that “long-term budget planning is especially important in conditions of high financial dependence” (p. 1). It is clear from my budget table that...

The Volkswagen AG Stocks Analysis

This paper examines the valuation of Volkswagen AG to determine the adequacy of the stock valuation. The company currently has a P / E ratio of 5.78 as of August 2021 (YCharts, 2021). The automotive industry currently has an average of around 10, but many companies in the same sector...

Covid-19 Pandemic-Related Macroeconomic Issues

Introduction COVID-19 sparked many changes that affected various aspects of life, including the economy. Categorically, the economic indicators can fall into two primary areas, namely macroeconomic and microeconomic. The macroeconomic segment covers factors that affect the entire republic or many players. The typical examples are the interest rate, the unemployment...

Healthy Economy and Importance of Thriving

I have listened to a TED talk by Kate Roworth, “A healthy economy should be designed to thrive, not grow”. She talked about an important topic of redefinition of the typical economy that is center only on growth. I learned there is another way, an alternative to humanity’s development. The...

Researching of Stakeholder Theory

When defining the target settings for the activities of an organization, the diverse interests of various parties should be acknowledged. Stakeholder theory presents a universal approach that considers the interests of stakeholders and an organization (Fernando and Lawrence, 2014). The main stakeholders are investors, consumers, competitors, suppliers, and financial institutions....

Asia-Pacific Collaboration: Opportunities and Threats

Introduction The strength of Australia’s economy and its opportunities for trade with other countries are represented by the country’s unique position. During the past twenty years, the sizes of the economies in the Asia-Pacific region have grown significantly, as illustrated by their rising GDPs. Therefore, Australia gets strong and reliable...

Impact of the Coronavirus Pandemic on the Global Economy

Introduction Health issues on a global scale have always been essential for the functioning of the whole global community in various domains, including economy, politics, social life, and others. Indeed, the breakouts of transmittable diseases in the worlds’ history have commonly been associated with recessions, crises, and adverse social and...

How Money Laundering Practices Violate Financial Ethics

Corruption is one of the biggest problems a government can face. U.S. President Joe Biden has declared war on crime against money laundering. The latter include gray schemes for buying houses for cash and investing in offshore shell companies. According to Glink & Tamkin (2021), roughly a third of total...

The Russian Federation and Its Economic Trends

The economy of the Russian Federation is based on the rapid development of the most profitable sources of overall revenue, which is funded by the government. It means that the official policy of the country is the main driver of its future successes in this respect. The initial examination of...

Performance Characteristics of Emerging Capital Markets

Introduction The article by Barry at al. “Performance Characteristics of Emerging Capital Markets” (1998) describes the capital markets in developing countries. These markets are believed to have a great potential for development, as long as about 80 percent of population belongs to them. Now they produce only 20 percent of...

Inflation and Consumer Price Indexes

One of the most unfortunate situations in a country’s economy is inflation. A more extreme form of it is hyperinflation, which can be defined as the rapid increase in inflation and dramatic drop in the value of a currency (Mastan Travel, 2013). The prominent historical example of this phenomenon was...

Current Dynamics and Trends in Corporate Banking

Introduction Human society has evolved, over the decades, under the gradient of technological advancement hence fostering a change in the business culture operations. It is a phenomenon that renders proficiency in competence across the global enterprise market. Researchers argue that the intensification in the incorporation of automation structures and the...

Shanghai: A Smart City. Analysis

Introduction Nowadays, the organization and the building process of smart cities, in which all the scientific achievements would be implemented, is the topic of multiple discussions. These ideas are widely transmitted in movies, cartoons, and books. Scientists tend to make daring predictions about the lifestyle in the future when an...

International Monetary Fund’s Conditionalities and Neoliberal Measures in Argentina

Introduction It is known that any country’s economy can be influenced by both external and internal factors, which can be beneficial, or on the opposite, deteriorative ones, in a particular situation. At the end of 2001, Argentina was in an economic crisis because of the partial deposit freeze, public debt,...

Production Possibility Frontier

Production Possibility Frontier graphs are widely used both in macroeconomics and microeconomics. For the first case, the graph might show the level of efficiency in the production of several goods for a nation, for the second—is for a company (Krylovskiy). In the paper, a graph that reflects the hypothetical PPF...

Ivory Coast’s Social and Economic Challenges

Summary Despite the level of development of technology and society, modern Africa is not much different from its historical copy. This stage of development is a locality in which numerous social problems are particularly acute. Thus, the population is forced to live in frightening conditions, including the economy, minimal sanitation,...

Canadian Liberal Party: Analysis of Macroeconomics

Introduction The Canadian Liberal Party has Prime Minister Justin Trudeau at its head. It was he who brought the party to majority rule by 2015, but by 2019 the number of Liberal parliamentary seats had declined (Jeffrey, 2021). By 2021, Justin Trudeau called early elections, hoping to regain a parliamentary...

Combating Recessions with Spending Hikes Rather Than Tax Cuts

Introduction The economic recession has a variety of negative repercussions on the economy, including increased unemployment, weak economic development, and reduced investment, among other things. To deal with a recession, many economic techniques are frequently employed. A recession also denotes a considerable reduction in general economic activity, largely a consequence...

ReDefine: Consumer Persona Analysis

ReDefine key customer is a young person who uses the internet to research and plan their travel around the world. The exact consumer can be described as an escapist and learner. As an escapist, they are thrill seeking and adventurous, always open and ready for destination and content discovering and...

Is the Public Sector the Same as or Different From the Private Sector?

The delineation between the public and private sector is often emphasized in legal regulations and requirements, yet the differences between the two may not be visible to a side observer. Indeed, the similarities that the public and private sector share place them in the same economic context, allowing both publicly...

Low Minimum Wage Should Be Increased in the US

Each country adopts its laws regarding the minimum wage for the local population in order to stop the exploitation of workers. In fact, these laws establish the line that cannot be crossed by employers who legally hire other individuals. The majority of countries had adopted regulations in the context of...

Addressing the Changing Customers’ Needs in the Hospitality Industry

Introduction In the hotel sector or the hospitality industry in general, the consumer is very crucial. The entire point of the business is to keep customers pleased. However, the margins are gradually shrinking; it is no longer enough to keep customers satisfied. As a hotel manager, one must create new...

Synchronous Global Economy: Pell Grant Increase’s Influence

How a “synchronous global recovery” is occurring and the reasons for it The COVID 19 pandemic is known for a variety of consequences, the most significant of which are economic ones. However, this situation is expected to improve many sectors of activity and all regions of the world eventually, as...

Balance Sheet and Income Statement for Investors

The main reason why an investor would pay attention to the balance sheet is the presence of detailed information on liabilities and assets. The significance of all the resources that an organization either owns or owes could become decisive in the long run, protecting the team from unexpected losses or...

Investments: The Sunk-Cost Effect

It is hard to disagree that investments are a challenging process that requires special attention, careful consideration, readiness to risk, and thorough analysis of the situation and its circumstances. When talking about projects, some people are certain of their future success and are ready to invest all their money into...

Review of “Capital” by Carl Marx

Karl Marx is a famous philosopher known for a variety of economic works discussed and applied today. The most outstanding work is devoted to discussing capitalism and its components. Cooperating with Friedrich Engels, Marx created a small political group which is known as the Communist Correspondence Committee (Lebowitz 2020). Among...

Business Liabilities and Insurance

Introduction Residential ownership and property rental businesses are profitable and financially rewarding. Unfortunately, being a landlord is one of the most challenging jobs on the planet because it entails dealing with individual’s issues without invading their privacy. Bear Estate Properties, LLC is a single-member limited liability company registered in Florida....

Socioeconomic Environment in South Africa

The socioeconomic environment is how individuals and communities produce resources required to meet their human and basic needs. The socioeconomic environment includes education among people, access to medical services, and occupational status. South Africa is the chosen Geographical area because it has a diverse culture. Despite the diverse African culture,...

Expansionary Monetary Policy Action

The article “The Fed and the Great Recession” describes the role of the Federal Reserve during the 2008 crisis. It focuses on the implemented monetary policy, which was expansionary in nature, and criticizes its consequences, which were ambiguous (Summer, 2016). The author believes that banks being conservative contributed to the...

Japan’s Long-Term Recovery After the 2011 Tsunami

Japan was hit by a devastating earthquake in 2011 in its eastern region. A few minutes later, there followed a massive tsunami which was approximately 100-foot waves. The earthquake claimed over 100 lives, but the severity of the matter was when the tsunami spiked where over 20,000 people were reported...

Henry Clay’s American System, Economy and Market

Henry Clay’s American system The American system of Henry Clay could be described in various ways. The best characterization one could provide is that this was anticipated as a set of tariffs and other barriers regulations, based somewhat on the establishment of a national financial institution controlled equally by private...

The Behavioral Economics Concepts

Introduction Behavioral economics is a discipline that studies human behavior and its reasons. Its subject is influences experienced by humans that change their behavioral patterns and force them to make certain decisions. It is deeply connected with marketing, as instruments for influencing human behavior are widely used for advertising. Behavioral...