China’s Investment Climate for Americans

Introduction China, one of the largest developing countries, is the world leader in investment inflows. Reasons for China’s strong position on the global stage include a large consumer base, an integrated supply chain, and recent legislative improvements, including the Foreign Investment Law (“Investment Climate”). Investors entering this market are often...

Measuring Economic Inequality

Global inequality is a complex issue, the measurement of which is complicated by the number of factors involved. The problem of global economic inequality has pushed its way into the national and international conversation and the ongoing debates about the need to raise the minimum wage to ensure the improvement...

The Role of the FTC and CFPB in Safeguarding Consumers

Introduction The essence of trade revolves around the relationship that is formed between the seller and the buyer. The former can exist as a distributor of the product or the provider of a service, whereas the latter is represented by an individual or group consumer. In this bilateral relationship, both...

Analysis of Lomé Convention & Cotonou Agreement

Definition of the Key Term Lomé Convention & Cotonou Agreement are free trade agreements that allow regional economic integration by reducing international barriers to trade. Lomé Convention agreement was developed to provide aid to ACP nations and allow preferential access to exports from ACP nations. Cotonou Agreement was founded to...

Kenya’s Economic Analysis: From Past to Present

Kenyan history dates to the Stone Age era, making it one of the most extensive and complete records of human cultural development worldwide. This is due to the country’s conducive environmental factors for human survival and growth. Kenya gained independence in 1963 from the British colony, after which it stimulated...

Globalization Strategies for Multinational Enterprises

Introduction A common perception in society, when looking at what it means for a company to be successful, is that it should be looking to globalize to achieve greater market growth (Rossum, 2015). It is suggested that a business should be scanning opportunities across the globe in order to respond...

Direct Foreign Investment, Long-Term Debt, and International Equity Markets

Direct foreign investment (DFI) occurs when a business or a person claims at least a ten percent ownership of a foreign corporation. Although this percentage does not give a controlling interest to the investor, it permits the influence over the firm’s operations, policies, and management (Erdilek 17). Subsequently, unlike a...

Long Term Unemployed Groups in the UK

The unemployment rate is one of the integral showings affecting the countries’ economies. Additionally, the COVID-19 pandemic hugely affected the state of long-term unemployment in the United Kingdom, as well as other countries around the world. Hence, during the coronavirus strike period, certain populations or groups of able-to-work people are...

Memo to The Ministry of National Development

Introduction and Background Holland Village is a neighborhood situated along the border between Bukit Timah and Queenstown in central Singapore. The village is a renowned retail and dining destination for youths and tourists. It is dominated by and frequently visited mainly for its restaurants and bars and a few specialty...

The Possible Future of Bitcoin Cryptocurrency

Introduction The enigmatic Satoshi Nakamoto initially introduced Bitcoin nearly ten years ago, and since then, it has survived many attention and value bubbles. It was invented, revised, and reused after a contentious revision. Although Bitcoin has not proven to be a practical form of money in most situations, it has...

Treasury Bills and Treasury Notes

The modern world economy offers a wide range of tools for investment. All of them have individual characteristics and have their features. When making a choice between investing in Treasury bills or Treasury notes, I would choose favor of bills. Undoubtedly, both types of investments can be convenient in their...

How Banks Can Use Open Source Software

The financial technology (Fintech) industry has grown tremendously in recent times. In the past, Fintech firms used open source components to run data centers and build products. They have reaped multiple benefits from this, including reducing costs and providing flexibility for their businesses. Banks can also use open source software...

The COVID-19 Pandemic’s Impact on Australia

Executive Summary Australia, much like other countries around the world, was severely affected by the effects of the Covid-19 pandemic. Before 2020, the nation has experienced moderate rates of growth and development, accentuated by slow trade rates and a general calm period. However, with the regulatory measures brought upon by...

Economics and Financial Issues

The financial analysis determines the most effective ways to maintain or increase the enterprise’s profitability. The main tasks are to analyze the profitability and assess the company’s risks. Financial ratio analysis allows the managers to understand the organization’s competitive position at the current time. One of the sources of required...

Memo and Essay Explaining the Flexible Budget Variances

Variances can be described as the difference between budgeted performance as planned and expected and the actual performance for the budgeted period. The organization had forecasted a sale of $1,400,000 but actual sales were $1,325,000. The cost of goods sold, which is the main component of the expense part of...

COVID-19, Eviction, and Vulnerable Groups

Introduction Advantages of the Solution Advantage 1 Advantage 2 Disadvantages of the Solution Efficacy of the Proposed Change: Delivery and Access Efficacy of the Proposed Change: Financing Organizations and Interest Groups Selected policy Selected Organization References Agency for Healthcare Research and Quality. (2021). Funding announcements. Web. Annunziata, S., & Lees,...

Analysis of Race-to-the-Top Strategy

The notion of the race-to-the-top approach might be considered as a novelty to business strategies, as well as to public policies. Its primary aim is to deal with the gap between developed and emerging economies within the scope of the economy. This paradigm is founded on the advancement (or value...

2020-2021 Financial Crisis vs. 2007-2008 Market Crash

The 2020-2021 financial crisis due to COVID-19 significantly differed from the 2009 Great Recession. First, the causes and nature of the crises were different. In 2009, the economy imploded and partially collapsed due to the financial system, a range of poor oversight and negative decisions led to the crisis. Meanwhile,...

The Profitability and Investor Ratios

The Significant Trends for the Company’s Investor Ratios It is known that there are many financial ratios intended to provide an insight into a company’s performance with different purposes. For instance, profitability ratios are often analyzed by investors who decide to buy a company’s stock or not. In this case,...

Identification of Consumer Needs: The Case of CryptoKicks

The introduction of CryptoKicks non-fungible tokenized (NFT) shoes is beneficial for Nike since that technology would cut the losses from counterfeit exclusive models. However, the consumers would also gain several advantages from purchasing CryptoKicks. Most importantly, tokenization would immensely help in proving the authenticity of the shoes. In addition, NFT...

Profit Maximization Versus Satisficing

Businesses strive to achieve the maximum possible revenue to stay competitive. This essay will compare profit maximization strategy with satisficing. Maximization implies a continuous chase for the highest possible profit margin (Qiu, Bai, and Lu, 2020). It allows a company to gain a competitive advantage at the cost of significant...

Supply and Demand in the Context of the Fuel Crisis

Background In the contemporary world, the global economy is a sphere that connects multiple sectors, and therefore, depends on different events’ influence. Attack on one of the largest United States pipelines, which carries almost half of the East Coast’s fuel supplies, is severe damage to a well-functioning system. It implies...

Personal Budget Planning: Saving, Investing, and Donating

Calculating a personal budget is of crucial importance for financial independence, as it allows you to understand the process of operating money. Fedosov et al. (2021) state that “long-term budget planning is especially important in conditions of high financial dependence” (p. 1). It is clear from my budget table that...

The Volkswagen AG Stocks Analysis

This paper examines the valuation of Volkswagen AG to determine the adequacy of the stock valuation. The company currently has a P / E ratio of 5.78 as of August 2021 (YCharts, 2021). The automotive industry currently has an average of around 10, but many companies in the same sector...

Covid-19 Pandemic-Related Macroeconomic Issues

Introduction COVID-19 sparked many changes that affected various aspects of life, including the economy. Categorically, the economic indicators can fall into two primary areas, namely macroeconomic and microeconomic. The macroeconomic segment covers factors that affect the entire republic or many players. The typical examples are the interest rate, the unemployment...

History of Globalization and World Integration

The process of globalization is often viewed as an exclusively modern phenomenon that has arisen due to the development of multinational corporations and technological innovation. However, historians have been considering the periodization of world integration for a long time and also trying to determine the time of its beginning. Nevertheless,...

Researching of Stakeholder Theory

When defining the target settings for the activities of an organization, the diverse interests of various parties should be acknowledged. Stakeholder theory presents a universal approach that considers the interests of stakeholders and an organization (Fernando and Lawrence, 2014). The main stakeholders are investors, consumers, competitors, suppliers, and financial institutions....

Asia-Pacific Collaboration: Opportunities and Threats

Introduction The strength of Australia’s economy and its opportunities for trade with other countries are represented by the country’s unique position. During the past twenty years, the sizes of the economies in the Asia-Pacific region have grown significantly, as illustrated by their rising GDPs. Therefore, Australia gets strong and reliable...

Impact of the Coronavirus Pandemic on the Global Economy

Introduction Health issues on a global scale have always been essential for the functioning of the whole global community in various domains, including economy, politics, social life, and others. Indeed, the breakouts of transmittable diseases in the worlds’ history have commonly been associated with recessions, crises, and adverse social and...

The Effectiveness of GDP

Introduction GDP, or Gross Domestic Product, is one of the common measures of a country’s economic development. Calculated by adding up the value of all the goods and services produced in the country, the GDP is widely understood to be a sign of a well-off country. This measurement is applied...

How Money Laundering Practices Violate Financial Ethics

Corruption is one of the biggest problems a government can face. U.S. President Joe Biden has declared war on crime against money laundering. The latter include gray schemes for buying houses for cash and investing in offshore shell companies. According to Glink & Tamkin (2021), roughly a third of total...

The Russian Federation and Its Economic Trends

The economy of the Russian Federation is based on the rapid development of the most profitable sources of overall revenue, which is funded by the government. It means that the official policy of the country is the main driver of its future successes in this respect. The initial examination of...

Performance Characteristics of Emerging Capital Markets

Introduction The article by Barry at al. “Performance Characteristics of Emerging Capital Markets” (1998) describes the capital markets in developing countries. These markets are believed to have a great potential for development, as long as about 80 percent of population belongs to them. Now they produce only 20 percent of...

Inflation and Consumer Price Indexes

One of the most unfortunate situations in a country’s economy is inflation. A more extreme form of it is hyperinflation, which can be defined as the rapid increase in inflation and dramatic drop in the value of a currency (Mastan Travel, 2013). The prominent historical example of this phenomenon was...

Current Dynamics and Trends in Corporate Banking

Introduction Human society has evolved, over the decades, under the gradient of technological advancement hence fostering a change in the business culture operations. It is a phenomenon that renders proficiency in competence across the global enterprise market. Researchers argue that the intensification in the incorporation of automation structures and the...

Shanghai: A Smart City. Analysis

Introduction Nowadays, the organization and the building process of smart cities, in which all the scientific achievements would be implemented, is the topic of multiple discussions. These ideas are widely transmitted in movies, cartoons, and books. Scientists tend to make daring predictions about the lifestyle in the future when an...

International Monetary Fund’s Conditionalities and Neoliberal Measures in Argentina

Introduction It is known that any country’s economy can be influenced by both external and internal factors, which can be beneficial, or on the opposite, deteriorative ones, in a particular situation. At the end of 2001, Argentina was in an economic crisis because of the partial deposit freeze, public debt,...

Investment Research Assignment: Amazon

Summary Financial investment is an important part of any comprehensive financial growth. Without financial growth, it is hard to achieve financial growth. In this case, my objective is to identify a financial investment option for my client. The client has $100,000 to invest in either a bank account or a...

Ivory Coast’s Social and Economic Challenges

Summary Despite the level of development of technology and society, modern Africa is not much different from its historical copy. This stage of development is a locality in which numerous social problems are particularly acute. Thus, the population is forced to live in frightening conditions, including the economy, minimal sanitation,...

Canadian Liberal Party: Analysis of Macroeconomics

Introduction The Canadian Liberal Party has Prime Minister Justin Trudeau at its head. It was he who brought the party to majority rule by 2015, but by 2019 the number of Liberal parliamentary seats had declined (Jeffrey, 2021). By 2021, Justin Trudeau called early elections, hoping to regain a parliamentary...

Combating Recessions with Spending Hikes Rather Than Tax Cuts

Introduction The economic recession has a variety of negative repercussions on the economy, including increased unemployment, weak economic development, and reduced investment, among other things. To deal with a recession, many economic techniques are frequently employed. A recession also denotes a considerable reduction in general economic activity, largely a consequence...

ReDefine: Consumer Persona Analysis

ReDefine key customer is a young person who uses the internet to research and plan their travel around the world. The exact consumer can be described as an escapist and learner. As an escapist, they are thrill seeking and adventurous, always open and ready for destination and content discovering and...

Is the Public Sector the Same as or Different From the Private Sector?

The delineation between the public and private sector is often emphasized in legal regulations and requirements, yet the differences between the two may not be visible to a side observer. Indeed, the similarities that the public and private sector share place them in the same economic context, allowing both publicly...

Low Minimum Wage Should Be Increased in the US

Each country adopts its laws regarding the minimum wage for the local population in order to stop the exploitation of workers. In fact, these laws establish the line that cannot be crossed by employers who legally hire other individuals. The majority of countries had adopted regulations in the context of...

Addressing the Changing Customers’ Needs in the Hospitality Industry

Introduction In the hotel sector or the hospitality industry in general, the consumer is very crucial. The entire point of the business is to keep customers pleased. However, the margins are gradually shrinking; it is no longer enough to keep customers satisfied. As a hotel manager, one must create new...

Synchronous Global Economy: Pell Grant Increase’s Influence

How a “synchronous global recovery” is occurring and the reasons for it The COVID 19 pandemic is known for a variety of consequences, the most significant of which are economic ones. However, this situation is expected to improve many sectors of activity and all regions of the world eventually, as...

Balance Sheet and Income Statement for Investors

The main reason why an investor would pay attention to the balance sheet is the presence of detailed information on liabilities and assets. The significance of all the resources that an organization either owns or owes could become decisive in the long run, protecting the team from unexpected losses or...

Investments: The Sunk-Cost Effect

It is hard to disagree that investments are a challenging process that requires special attention, careful consideration, readiness to risk, and thorough analysis of the situation and its circumstances. When talking about projects, some people are certain of their future success and are ready to invest all their money into...

Review of “Capital” by Carl Marx

Karl Marx is a famous philosopher known for a variety of economic works discussed and applied today. The most outstanding work is devoted to discussing capitalism and its components. Cooperating with Friedrich Engels, Marx created a small political group which is known as the Communist Correspondence Committee (Lebowitz 2020). Among...

Business Liabilities and Insurance

Introduction Residential ownership and property rental businesses are profitable and financially rewarding. Unfortunately, being a landlord is one of the most challenging jobs on the planet because it entails dealing with individual’s issues without invading their privacy. Bear Estate Properties, LLC is a single-member limited liability company registered in Florida....

Socioeconomic Environment in South Africa

The socioeconomic environment is how individuals and communities produce resources required to meet their human and basic needs. The socioeconomic environment includes education among people, access to medical services, and occupational status. South Africa is the chosen Geographical area because it has a diverse culture. Despite the diverse African culture,...

Expansionary Monetary Policy Action

The article “The Fed and the Great Recession” describes the role of the Federal Reserve during the 2008 crisis. It focuses on the implemented monetary policy, which was expansionary in nature, and criticizes its consequences, which were ambiguous (Summer, 2016). The author believes that banks being conservative contributed to the...

Japan’s Long-Term Recovery After the 2011 Tsunami

Japan was hit by a devastating earthquake in 2011 in its eastern region. A few minutes later, there followed a massive tsunami which was approximately 100-foot waves. The earthquake claimed over 100 lives, but the severity of the matter was when the tsunami spiked where over 20,000 people were reported...

Henry Clay’s American System, Economy and Market

Henry Clay’s American system The American system of Henry Clay could be described in various ways. The best characterization one could provide is that this was anticipated as a set of tariffs and other barriers regulations, based somewhat on the establishment of a national financial institution controlled equally by private...

The Behavioral Economics Concepts

Introduction Behavioral economics is a discipline that studies human behavior and its reasons. Its subject is influences experienced by humans that change their behavioral patterns and force them to make certain decisions. It is deeply connected with marketing, as instruments for influencing human behavior are widely used for advertising. Behavioral...

The Effects of Globalization on the Environment

The far-reaching consequences of globalization can sometimes be very obscure. Just like preeminent technological developments, globalization contributes to civilization as a whole but also inconveniences others. In terms of global trade, helps in reducing the isolation of poor countries by increasing specialization, it expands access to information through trade, increases...

Recent Matters of SDGs Related to Industry, Innovation, and Infrastructure

According to United Nations, infrastructure investments, such as irrigation, transportation, electricity, and information and communication technology, are critical for accomplishing supportable extension and endowing populations in various nations. Growth in productivity and wages and gains in education and health consequences have long been acknowledged as necessitating infrastructure ventures. Infrastructure denotes...

The Roles of Competition and Antitrust Laws in the Future of Quality Measurement

Quality measurement refers to the standard set of parameters that help measure the quality of a healthcare provider’s performance. In fact, quality is quite a subjective concept that is difficult to calculate and define reasonably (OECD, 2013). Therefore, the quality is rarely analyzed by competition authorities (OECD, 2013). Another problem...

Forecasting and Time Value of Money

Time value of money (TVM) is a valuable instrument that helps comprehend the value of a currency in relation to a given period. It is a method frequently applied by investors to understand how the current worth of money compares to that of the future. The time value of money...

Blue Economy in Indo-Pacific Region

Introduction Marine ecosystems are exceptionally important to the economic well-being of the Indo-Pacific region. Indeed, coastal populations and Pacific Islanders heavily rely on the oceans for food, storm protection, as well as a variety of recreational activities. Furthermore, these ecosystems are vital because of their economic benefits as they support...

Border Management Agencies and Principles

Introduction The modern world is characterized by a high level of globalization and multiple travel opportunities. The development of different means of transport, especially civil aviation, provided millions of individuals with a chance to move to numerous states. This openness is viewed as one of the most outstanding achievements; however,...

The Individual Retirement Account (IRA) and the 401k Model

Today, there are several ways to save money for retirement in order to provide funded income in the future. The two most famous methods are the 401k US private pension plan and the Individual Retirement Account (IRA). These two models imply some privileges in taxation as well as profitable accumulated...

Detroit Municipality’s Bankruptcy Petition

Introduction Boroughs usually pursue recourse from some or all of their deficits through the legal process of filing bankruptcy. In the United States, cities have a right to petition for insolvency relative to chapter 9 of the federal bankruptcy code. This case study on Detroit’s municipality insolvency is key in...

Natural Gas and Its Economic Aspects

Introduction Economy symmetrically responds to changes in oil prices, whereas oil prices asymmetrically respond to crude oil prices. According to Kidnay, “the natural gas industry began in the early 1900s in the United States and is still evolving” (Kidnay et al., 2019, p. 1). As a result, crude oil and...

Aspects of Global Travel Card

Introduction to the Project The modern world is a global space where long distances are no longer barriers for people willing to travel. More than a billion people travel between countries across the world for various reasons. Nevertheless, this number has reduced significantly in the last one and half year...

Unemployment Rates in the United States due to COVID-19

At present, the increase in unemployment in the United States is associated with the country’s epidemiological situation and the tightening of quarantine measures taken by states and individual cities’ authorities. Unemployment rates are more critical compared to the 2008 economic crisis. Vedder’s point is that US citizens tend to work...

Classic vs. New Econometric Models in Startup Assessment

Econometric models have been traditionally used as a means of evaluating the chances of startup success for entrepreneurs and investors alike – it allowed for making an educated estimation on whether the investment would prove true or false. This type of evaluation relies on the assessment of both quantifiable and...

Financial Crisis and Great Recession: Why Keynesian Model Failed

Introduction It would not be an overstatement to claim that the Great Depression era was one of the darkest pages in U.S. economic history. Causing the U.S. economy to suffer a tremendous collapse, Great Depression led to poverty rates spiraling out of control, while also affecting other countries such as...

“Doughnut Economics” by Kate Raworth Review

Doughnut economics is a book by a modern economist and researcher, Kate Raworth, that presents a new view of how human society should function. The author suggests replacing the outdated circular flow of goods and money with a modern model, the Doughnut. It received the name from its visual illustration...

The Return on Security Investment

The calculation of the Return on Security Investment (ROSI) entails the combination of the quantitative assessment of risk and the cost of implementing security to counter the measures of the risk. Security is often more complex to measure in that an investment does not offer increased revenues but does provide...

Benefits of a Cashless Society: TED Talk Analysis

I learned from the video that the world needs to keep pushing forward to financial inclusion. Currently, over 2 billion people are either unbanked or underbanked – people outside of the banking systems and people who cannot access the full scope of opportunities these systems offer (TED, 2021). In other...

The Implications of Devaluing the Yuan

Since China is the most significant exporter globally, any changes in its currency have a substantial effect on the international market’s situation and macroeconomic landscape overall. In particular, the recent unexpected devaluation of the Chinese yuan renminbi (CNY) to boost exports provoked controversial reactions and had varied implications for many...

Economic Justice and Ways of Achieving It

Introduction In the modern world, economics is all about distributing labor and wealth to consider the welfare of others. The concept that an economy will thrive in an environment where all economic players are treated well brought about economic justice. To achieve economic justice and eliminate the inequality created by...

1929-1933 Depression and the Development of Germany

Introduction The great depression of 1929 was preceded by a number of economic, social and political events. In Germany the depression was considered as the turning point of the economic and development jurisprudence. A historical interrogation of Germany between 1880 and 1933 presents a better understanding of this claim. Argument...

Definition of “Flotation Costs”

The analysis of various expenses of publicly traded companies provides the chance to understand that the factor of issue type may influence the organization’s choices. The flotation costs can be defined as the expenses of the company aiming to become publicly traded related to issuing new securities. When an organization...

Financial Inclusion and Income Inequality

Introduction Financial inclusion is important in improving economic growth by reducing income inequalities. Economists agree that reducing income inequality increases disposable income among the poor, which is a primary demand. Governments have attempted various strategies to tackle the issue over time. Income distribution through financial institutions has been given prominent...

Entrepreneurship and Macroeconomics

The COVID-19 pandemic has posed a severe challenge to the business sphere, with many companies having to downsize or operate within a new environment with changing consumer needs. Due to the restructuring and shifting expectations surrounding business, there has been a spike in entrepreneurship, especially with workers being laid off...

Constructive Receipt Doctrine in Hornung v. Commissioner

Tax-payers face multiple regulations and rules that subject them to inevitable consequences or benefits, constructive receipt doctrine being one of them. Constructive receipt is responsible for reporting taxable income, more specifically under the cash-basis system of accounting. The most crucial distinction of constructive receipt is that it is solely applicable...

The Housing Crisis and Its Recession

The crisis or the housing bubble of the United States was a real estate problem that negatively and significantly affected more than half of America. It had severe consequences, including the most serious economic recession in the U.S. since the 1930s Great Depression. The purpose of this paper is to...

Congressional Defense Budget Process

The process of approval of a budget size for the next fiscal year is a compound, long, and nuanced one. Everything starts with the President’s budget request, a lengthy bill of all the discretionary programs that he suggests to be financed. Soon after that, the Houses of Senate and Congress...

Lego Group Role in the Digital Economy

The Lego Group is one of the most profitable and sustainable companies in the toys industry. This Danish organization has its headquarters in Billund. Currently, it designs, produces, and markets Lego-brand plastic bricks for interlocking purposes and other toys. Additionally, it has amusements parks in different parts of the world....

The Relationship Between Economic and Political Freedom

Introduction Political and economic freedoms are characteristics of a democratic society that denote its capacity to participate in political processes and take economic actions, respectively. Politics and economics have been inextricably linked throughout history, accounting for the rise of some of the world’s most famous empires. The connection continues in...

Organic Food Purchases Among Customers of Different Ages

Introduction This report concerns an analysis conducted by Diligent Consulting Group on behalf of the Loving Organic Food Industry. The consulting group wanted to establish the motivation behind customers’ purchasing habits. The survey targeted 200 customers within the market segment, out of which 124 gave their responses. The information included...

A Zero Net Present Value and Forecasting Errors

Introduction The decision-making process regarding future investments should be based on theoretical frameworks to avoid failure. They include forecasting errors indicating the difference between expected and actual outcomes alongside the net present value (NPV), which should be positive for accepting the projects. Therefore, this paper aims to clarify the former’s...

The UK Global Competitiveness in Trade After Brexit

Executive Summary The long-term goal for UK in international trade is to be globally competitive. One major problem is the negative trend in trade deficit during the last decade with EU members. To achieve the best possible outcomes in the short-term and in the long-term for UK, key issues must...

Globalization: Arguments For and Against

Globalization as a process began several decades ago along with the restructuring of the world, the emergence of new states, and the development of new technologies. This process continues today, and arguments both in support and against this phenomenon are expressed regularly. Such a broad discussion of this event in...

Vietnam: Controlling the Deflation and Providing Stability

Vietnam Nam has been the Ministry of Finance the United States sticker labels are those who sport in need of money currency in press statements usually aged about to stop blocking the country in winning is beneficial that commercial trade does not work with on day 12.16.2020. Month 12 years...

Global Poverty and Economic Globalization Relations

Globalization is the embodiment of industrial, social, and economic revolution that helped overcome negative odds in people’s lives. It is a phenomenon that is treated as a turning point in developing the various aspects human beings were engaged in, as globalization is a real advent of prosperous humankind’s evolution. From...

Banking Regulations Undermining Financial Crisis

Introduction Traces of financial crisis and negative externalities have been present across the banking sector for the last several decades, so their impact on economic stability can be explained via two inherent descriptions. The first vital concept is the existence of microprudential purposes that gave birth to balance sheet rules...

Economic Problems of Modern Latin America

In Latin America, there are now three vectors of economic development. Some countries show high rates of economic growth, while others show an apparent slowdown, but there are also some states that are in deep crisis. Despite the countries’ success in the so-called “golden decade,” many of them are experiencing...

Oligopolistic Market and Its Features

After running the simulation, we have noticed that our profit in the first run is higher than in the second run, despite the lower possessed quantity of the product. Our market price was higher in the first scenario, making us more stable and confident in participating in the market competition....

COVID-19 Long-Term Economic Effects

Among the numerous global crises, the coronavirus pandemic, which started in early 2020, has definitely occupied a specific place for its unique and terrifying impact. Having claimed the lives of more than one million and three hundred thousand people, it has strained the national health systems to their limit (WHO...

The United States Inflation Rate

The problem of inflation occupies an important place in economic science since its indicators and socio-economic consequences play a serious role in assessing the financial security of a country and the world economy. According to the experts, the inflation rate in the United States is gradually decreasing due to gasoline...

Kunshan: The Making of China’s Richest Town

The successful development of a provincial region is complex due to the number of innovations that need to be introduced. That is why the example of Kunshan, located in southeastern Jiangsu, is so revealing. In just ten years, the city’s population has grown from 600,000 to over two million (Kirby...

Embracing Cryptocurrency in the Economy

Introduction Cryptocurrency is the currency that uses digitalized files or assets as a medium of exchange created using the same method. Cryptocurrency is not controlled by an individual or by any government as electronic money. The distributed ledger is the financial transaction database for cryptocurrency, and it contains all the...

Theories of Economic Stagnation

Introduction In the selected article, the author indicates that markets have failed to return to normal following the end of the infamous financial crisis. The concept of secular stagnation tries to explain how such a situation has developed. It describes how an increasing susceptibility to save money and a decreasing...

Distinction of Concepts: Bond Prices

When performing financial calculations, it is crucial to distinguish strictly between theoretical concepts. This will allow for a deeper understanding of the essence of the calculations being made and not to get confused when searching for a solution to a problem. In the context of this study, these concepts are...

Microeconomics and Principles of Economics

When coming up with a successful business initiative, it is of paramount importance to remember that every economic endeavor cannot exist in isolation from socio-political and purely economic factors. For this reason, in order to define the prospects of one’s business, entrepreneurs should become aware of the value of microeconomics...

The Role of Government in Market Economies in the UK

The Role of Government in Market Economies Market economy refers to an economy, whereby it is little or no interference from the government and the prices and availability of goods and services are purely dependent on the forces of demand and supply. The various assumptions in a market economy include:...

Capitalism as a Form of Social Competition

The history of humankind counts many forms of economic systems that have existed to guide the development of society. Among the many alternatives, one of the most striking economic ideologies is capitalism. Capitalism, which uses money as a valuable resource for human relations, drives society toward competition and rivalry. This...

Impact of the 2007-2009 Global Financial Recession

The 2007-2009 global financial crisis was an unprecedented economic disaster which affected many countries simultaneously and led to a global recession lasting for years. The crisis was triggered by the proliferation of high risk-financial products connected to subprime mortgages in the context of a deregulated environment. The Great Recession put...

Electronics for the Dump Overview

The modern world is filled with high-tech gadgets that are renewed every quarter, making people buy new items and discard outdated ones. The current situation on the market is called the materials economy that aims to design products that will function for only a certain period to encourage buying new...

Financial and Strategic Planning: Financial Statements

Introduction The purpose of financial statements and reports is to communicate to users of accounting information the effect of activities on an accounting entity during a specified period and its financial position at the end of a given period (Graham and Meredith, 1998). According to Ittelson (2009), financial statements provide...

Gig Work, the Gig Economy, and Gig Work Trends

The gig economy has emerged after the development of information and communication technologies. The digitalization and proliferation of smartphones have contributed to the development of platforms for hiring temporary contractors. This gig work trend has also created a new format for the employee-employer relationship, primarily based on cooperation on short-term...

The Concept of Universal Basic Income

With the current political and economic climate, the concept of universal basic income provides many advantages. The majority of the support it receives is directly proportional to the desire to right systematic errors such as income inequality, poverty, and the unsure future of automation in the workplace. Many of the...

IT Market Situation Overview

The IT market includes everything related to computers and the network. This industry is one of the fastest-growing in the global economy. It has a significant influence in the developed world and connects many essential aspects of life, such as the economy, government, and society. A person encounters the subjects...

Tires, Steel, and Aluminum Tariffs

Introduction Steel, aluminum, and tire tariffs are regulated by the US even in modern times. Their impact on the domestic and foreign economies has different consequences. For example, in 2018, the United States rebalanced metal tariffs to the worst for the European Union, to which the EU immediately responded with...

Buying First or Selling First in Housing Markets

The purchase of a house is associated with a high risk because it requires substantial financial costs. In order not to lose the invested funds, people should be careful about such purchase. The first criterion is the number of rooms in the house, which will directly depend on the family...

The Essence of Individual Retirement Account

Introduction Individual Retirement Account was originally invented to improve the pension plans, which are still widely used. The fact is that, the pension plans were also improved, and nowadays, these are two different approaches towards paying retirement financial compensation. This paper aims to compare these two approaches, and give the...

Effect of Cost Control and Cost Reduction Techniques

The Anglo-Dutch Royal Dutch Shell is the largest oil and gas company. The organization, with the headquarter in the Netherlands, is registered as a corporation in the United Kingdom. Analyzing the work of such companies and considering the problems that firms in the oil and energy industry have recently faced...

Social, Political, and Economic Transformations in Tennessee between 1960 and 1990

Chapter thirteen of the assigned course text exposes the reader to the sweeping social, political, and economic transformations in Tennessee in the last three decades, stretching from 1960 to the 1990s. Dramatic events before and during this period, such as World War II and civil rights movements, played a leading...

The Impact of a Car’s Technology on the Purchase Decision of a UK Customer

Background: Study Justification and Knowledge Gap Identification People buy cars for various reasons: some do it to confirm their social and economic status, and others do it to address personal or business-related transportation needs. However, given the numerous car brands, models, and shapes, selecting one option is never an easy...

Action Plan to Eliminate New Brunswick’s Demographic Deficit

Introduction The implementation of relevant concepts of demographic policy in conditions of a population deficit is a crucial practice not only nationally but also globally. In his article, Passaris (2007) examines the dangerous consequences of the population decline in New Brunswick and analyzes the possible prerequisites for the development of...

“The Travels of a T-Shirt in the Global Economy” Book by Pietra Rivoli

Pietra Rivoli’s book The Travels of a T-Shirt in the Global Economy describes the processes that a T-shirt moves through before and after it makes a finished product. The author uses the T-shirt creatively to analyze issues related to international business, including the market, power, and politics of global trade....

Financing J&J Air’s Expansion Plans With a Bond Issue

Secured bonds enable bondholders to demand collateral even when a company goes bankrupt. Such bonds are commonly collateralized by equipment or real estate. Since J&J Air is an airline company, this means that it possesses both equipment and property and, hence, its bonds have collateral (Chaney, Sraer, & Thesmar, 2012)....

Germany’s Political-Legal Environment for Business

Cultural differences between U.S. and Germany Germany is one of the many member states of the European Union that are open to the global economy. The German culture is slightly different from the culture of the U.S., especially in terms of business transactions. As MICUS ventures into Germany, it is...

Forecasting USD / CNH Spot Exchange Rate

Introduction The purpose of this report was to forecast USD/CNH Spot Exchange Rate on July 29 2014. Data for the forecasting were obtained from Bloomberg.com. CNH is the offshore version of the renminbi (RMB). Abilities to comprehend and forecast the exchange rate and fluctuations at any given moments are clearly...

Market Economy Emergence

Introduction The population of America began to expand in 1815 due to the accession of various states to the union and the appearance of immigrants from different countries actively. The first trends of freedom attracted residents of other countries, although slavery still took place. The South of America expanded cotton...

Asymmetric Information in Vietnam’s Motorcycle Helmet Campaign

As a matter of fact, asymmetric information in relation to the market is connected with a common situation when one party knows more than another one. For instance, sellers may have considerably more information about the quality and peculiar features of their product in comparison with consumers (Pindyck & Rubinfeld,...

“Globalization” by Peter Temin: Article Analysis

The current essay is a report on the given article “Globalization,” written by Peter Temin and published in Oxford Review of Economic Policy in 1999. The present work aims to discuss a set of actions performed by the author to address the topic. Concerning the outline of the paper, it...

“Cryptocurrencies – Advantages and Disadvantages”

A cryptocurrency is a virtual currency that uses cryptography for security. In the modern world, some of the most known cryptocurrencies are Bitcoin, Ethereum, and Ripple (Bunjaki et al., 2017, p. 33). The main advantages of cryptocurrencies are transparency, anonymity, confidentiality, and privacy (p. 33). The authors claim that the...

Financial Crisis of 2008 in the U.S. – Meltdown

Chan, Sun. “Financial Crisis Was Avoidable, Inquiry Finds.” The New York Times, 2011, New Ed.: A1. This article explores the report by Financial Crisis Inquiry Commission, where the commission is quoted to have concluded that the credit crunch could not have been “avoided.” The article summarizes the blame game of...

Inequalities in China and India

Hans Rosling states that inequalities in China and India are a big issue after looking at the drastic economic differences within the countries. In particular, he mentions that Shanghai is even healthier economically if compared to the United States, whereas Guizhou remains overwhelmingly poor. As for India, the speaker explains...

Housing Crisis of 2007 and Current Economy Response

Introduction The Housing Crisis of 2007 was a massive economic meltdown that occurred when banks oversold mortgages in an attempt to satisfy the high demand for securities. Insurance companies, banks, and hedge funds influenced the subprime mortgage crisis. The financial institutions provided mortgage-backed securities while insurance companies provided credit default...

Rhodium Company: Financial Report

Terms of references The aim of setting of optimal capital is to use the whole amount of capital that has less cost of acquisitions. This includes debt and equity capital. The profits are measured in terms of the total assets used to conduct business operations and not just the equity...

GDP of Kazakhstan and Its Recent History

Introduction The economic history of economic condition of a country shows the country’s present economic status, and the economic well being of the country. With the economic recession the world economy has been facing crisis regarding their GDP growth, inflation, current account balance, and unemployment rate (UN, 2008). This paper...

Deficit Spending Overview and Analysis

Introduction The economic system of states is a complex, multifaceted set of procedures and measures initiated by government and society in order to maintain the financial development or stability of the state. Among the multitude of descriptive facts, special attention should be paid to deficit spending, which characterizes the state...

Functional Currency: Case Study

The fund custodian, Shady Rest, prepared the fund’s books in Euros, since it was a country fund that invested solely in securities listed on the Madrid Stock Exchange. However, this decision is very detrimental because of several reasons. The custodians could have chosen an appropriate functional currency that could have...

Impacts of Climate Change on Electricity Demand in China

It is hard to disagree that there is typically a strong correlation between some changes, for example, in prices, and a quantity demanded. Fan et al. (2019) discuss how changes in climate may have significant effects on electricity demand in China. According to the authors, since the electricity sector is...

Bank of America and Financial Analysis

Bank of America is a leading US financial institution dedicated to serving individual consumers, large corporations, and small and medium-sized enterprises with a broad range of banking, investment, and management products and services. It provides easy-to-use online products and services and is listed on the New York Stock Exchange (Bank...

Culture, Gender, and Price in Consumer Behavior

Introduction Consumer behavior is one of the most crucial topics in business because it determines sales and profit. Consumers dictate how specific products or services are portrayed on social media (Mariani et al., 2018). Therefore, understanding their decisions requires the knowledge of psychology and neuroscience. Indeed, behavioral psychology is critical...

United States Steel Corp. vs. Commissioner

A tax haven is a state that has no payment of taxes be it personal or corporate. Businesses are allowed to operate without the intervention of the government in form of taxes (Shaxson, 2011). One of these states is the Liberia which allows the residents to carry out business or...

Corporate Finance – ICICI Bank (Listed in Mumbai Stock Exchange)

Introduction ICICI Bank is one of the major banks in India. According to the bank’s financial reports of the financial year 2013, its assets are worth the US $ 99 billion. The bank has are not less than “3588 branches and 11,162 ATMs in India” (ICICI 2013, p. 1). “ICICI...

How Price Changes Alter Their Demand and Supply Graph

Complementary goods are items that are preferably used along with each other. One such good is more practical and popular among consumers if used in conjunction with another compliment. Thereby, any changes in the price of one good directly affect the demand and supply of another. Complementary goods affect each...

Minimum Wage and Life Quality

Introduction Poverty poses a severe threat to sustainable national and world development. It implies the inability to provide the most necessary human needs for comfortable living conditions. At the same time, the established minimum wage levels also cannot provide the required income for a high standard of living. This work...

Impact of Government-Created Price Ceiling on the Market

In a number of cases, the government, proceeding from certain political, economic, or social interests, establishes restrictions on the market to exert a stimulating or restraining effect on it. However, the government’s actions disrupt the mechanism of market forces, and as a result, such situations may arise in which the...

Public Private Partnership After Global Financial Crisis

The principles of PPP, its merits and demerits One of the principles of PPPs is to have the public sector gain access to private sector resources. The resources are in the form of expertise and finance (Public-private partnerships, 2013). The private sector has more innovative ways of raising a large...

Role of Shareholders in Profit Maximization

The people who provide financial backing to a company for the return of lifetime dividends are known as shareholders. One can become a shareholder of a particular organization either by memorandum subscription during incorporation and they can also invest in new company shares or by purchasing shares of an existing...

Germany Economic Overview

Germany is the largest economy in Europe and among the biggest economies in the world. The current economic condition is on a negative trend due to the outbreak of the Corona Virus. The COVID-19 pandemic led to the closure of businesses and a low in sales of various products, especially...

Multinational Enterprises’ Global Strategy Adjustments

A global strategy is based on the assumption that the consumption and production patterns of goods and services are homogenous worldwide and countries are interconnected. Multinational enterprises keep total control of their activities by centralizing decision-making global strategy to increase profits while reducing production costs. MNEs can execute global strategy...

Finding Solutions for Ethical Dilemma

The ethical dilemma that Mr. Markham is currently facing is the necessity to choose between the two undesirable options. These are: whether to report the board of directors of the pension funds the real numbers regarding their value of liabilities, which are two times higher than the ‘official numbers,’ or...

Researching Consumer Purchases

Introduction In the contemporary information-driven markets, consumer purchasing behaviors are particularly dependent on the availability and credibility of information about a product one has an intention to buy. For this essay, the product selected for analysis was running shoes. Different brands of running shoes were examined to retrieve online reviews...

Application of Behavioural Finance in the Market

Introduction Behavioral finance is based on the concept that market inefficiencies can be identified and effectively exploited for making accurate predictions on future investment market movements. It is an alternative view of the efficient market hypothesis or EMH. “A growing field of research called behavioral finance studies how cognitive or...

Investment Opportunity Analysis: British Banking Sector

Introduction Purpose Statement The present report was commissioned by the chief financial analyst of the Euroland Company. The primary task was to identify three investment opportunities for the client in the banking sector and assess their financial performance during the past five years using appropriate ratios. The purpose of the...

Understanding the Relationship Between Discount Rate and Risks

The discount rate for the following equities A risk-free equity for the US Treasury Note The definition of the risk-free equity suggests an extreme scenario. The reason why the US Treasury Note is risk free is because it is expected to be free of default risks. In other words, it...

Investors Attention on Market Dynamics

Business Problem In budgetary financial matters, extensive consideration has been given to comprehend the relationship between returns, instability, and exchanging volume. Price-volume relationship and investors’ attention is imperative since this observational relationship helps in contending hypotheses of trading behavior and market trend. The analysis enhances the development of the test...

Economic Development of Canada, Norway, Saudi Arabia, and the UK

The choice of the countries for the paper was directed by the following information. Canada is a member of OECD that ranks fifth among oil exporters in the world (“The World Factbook” par. 1-3). However, Canada’s export is relatively diversified and is dominated by various types of petroleum (crude oil...

Vietnam’s Emerging Market Potential

The western countries can help Vietnam improve its business climate by assisting the country in improving its legal, political, and regulatory frameworks. Since Vietnam’s exports depend on multinationals such as Samsung, the country must focus on providing opportunities for local companies. Western nations can instruct the Vietnamese officials on how...

Risky Financial Decisions

A risky financial decision under consideration was made by a close relative, who decided to purchase an already operational liquor store that had been closed for a month due to serious documentation issues. However, the relative believed that it would be easy to operate an already established entity as compared...

Alternative Investments as Segment in Asset Allocation

Abstract In the present day rapidly changing market environments, it has become critically important for investors to take a deliberate approach for capturing opportunities to enhance returns and at the same time to manage their portfolio volatility efficiently. While prudent investing calls for taking calculated risks a disciplined asset allocation...