Real Estate Business in Australia

Overview of the Real Estate Business Globally and in Australia The real estate market possesses an enormous financial potential; thus, it is an attractive investment field. Indeed, this field is not as risky for investing because even though house prices fluctuate, the demand remains high (Parle, Joubert, and Laing, 2017)....

Investment Research Assignment: Amazon

Summary Financial investment is an important part of any comprehensive financial growth. Without financial growth, it is hard to achieve financial growth. In this case, my objective is to identify a financial investment option for my client. The client has $100,000 to invest in either a bank account or a...

Folgers Coffee Company’s Investment Analysis

Folgers Coffee is one of the most successful companies selling coffee blends and drinks. It is owned by J.M. Smucker Co., the price of the stock of which is the object of discussion in this paper (Folgers Coffee. n.d.; J.M. Smucker Co., n.d.). The company’s current (December 1, 2021) stock...

Capitalism and Democracy: The Problem of Coexistence

To some, the coexistence of the free market and politics of a democratic nature are inherently connected and cannot exist without one another. However, in recent years, the question has shifted into asking whether the two are compatible. It is also vital to understand that both capitalism and democracy have...

Globalization: Arguments For and Against

Globalization as a process began several decades ago along with the restructuring of the world, the emergence of new states, and the development of new technologies. This process continues today, and arguments both in support and against this phenomenon are expressed regularly. Such a broad discussion of this event in...

The COVID-19 Pandemic: Economic Impacts

Introduction The world is strongly connected and integrated, thus, a disaster in one region significantly impacts other areas. Therefore, one infected person led to a global pandemic affecting more than four million people. Such is the case that the world is experiencing now with the Covid-19 outbreak. According to McKibbin...

“The Travels of a T-Shirt in the Global Economy” Book by Pietra Rivoli

Pietra Rivoli’s book The Travels of a T-Shirt in the Global Economy describes the processes that a T-shirt moves through before and after it makes a finished product. The author uses the T-shirt creatively to analyze issues related to international business, including the market, power, and politics of global trade....

Capital Structure: Modigliani & Miller’s Theory

Reasons why Modigliani & Miller’s propositions were initially misunderstood Modigliani and Miller’s propositions were initially misunderstood because of the irrelevance of the propositions that were proving to be irrelevant, still raising hackles in academic circles. The criticism revolving around M&M’s failure to recognize the great importance of adhering to taxes...

Investment Opportunity Analysis: British Banking Sector

Introduction Purpose Statement The present report was commissioned by the chief financial analyst of the Euroland Company. The primary task was to identify three investment opportunities for the client in the banking sector and assess their financial performance during the past five years using appropriate ratios. The purpose of the...

Government’s Role in Business Regulation

In the contemporary world, there are two opposite opinions regarding businesses’ ethical conduct ensuring. One part of society believes that the marketplace is self-regulating and any external interventions are not necessary as they do not provide equality between business owners. Simultaneously, others state that government regulations are essential and beneficial...

Conscious Capitalism and Fair Trade

The concept of conscious capitalism supports fair trade and is relevant to many types of businesses. The approach hinges on the philosophy that commercial activities can elevate humanity if they are executed cautiously through socially responsible economic and political practices. According to Kotler (2016), conscious capitalism entails a relationship between...

The Difference between Accounting and Finance

Summary As far as the topic of finance is concerned, it is first of all necessary to understand the difference between the two notions that some people usually use interchangeably. They are accounting and finance, and the exact line drawn between them facilitates the further understanding of finance as the...

Walmart Brand Products’ Microeconomic Analysis

Introduction As the company for analysis, Walmart has been selected, the largest retail organization providing retail and wholesale services. In addition to goods coming from suppliers, the company is also a manufacturer of its own products. As a product for evaluation, the Walmart-branded Equate pharmacy and beauty product line will...

Nairobi Informal Settlement Study

Introduction Nairobi is the capital city and administrative headquarter of the republic of Kenya, in East Africa. The city is situated 10 South and 360 East, 87 miles off the Equator. The city is at an altitude of 5,512 feet about sea level and has an area of 266 square...

HSBC Bank Balance Sheet Analysis

Introduction Financial accounts have different users; each user has specific needs they require from the accounts. Financial account users can be defined into two main segments internal and external users; internal users interpolate, analyze, and make inferences from accounting information to make informed decisions. Some of the financial accounts statement...

The Legacy of the Gold Standard as a Medium of Exchange

Introduction An economy that adheres to the gold standard accepts countries’ currencies’ value to be directly linked with the gold reserves that a country holds. Paper money or notes were converted into a certain fixed amount of gold, and therefore those countries that were using the gold standard had to...

Process Selection, Product Design, and Capacity Determination

The process of developing a new product is a complex set of various activities, closely related to one another. The process of product design and selection of technology, based on which production is organized, is an important process in the creation of a product. Product design and capacity determination are...

Consolidated Financial Statements

Consolidated financial statements are a method of reporting finances in a specific scenario. These statements are primarily used by big companies that have multiple subsidiaries or divisions. When a particular company fully acquires another and claims ownership over it, a need to accurately report the assets, liabilities, expenses, and revenue...

Macroeconomic Equilibrium: International Economics

In this paper, I would like to consider the basic model of macroeconomic equilibrium—the aggregate demand and aggregate supply model, or the AD-AS model. Aggregate supply and demand affect the establishment of an equilibrium general price level and an equilibrium volume of production in the economy as a whole (Gerber,...

The United Arab Emirates and International Trade

The United Arab Emirates (UAE) has become one of globalization’s most prominent economic success stories thanks to its diversified economy. Oil profits and long-term pro-business policies have allowed UAE to create a robust infrastructure that supports the development of non-oil sectors like manufacturing and transportation and more fruitful participation in...

Limited Liability Company: Advantages and Disadvantages

The limited liability company is a comparatively new type of business entity that remains popular because of some benefits that arise from the existing regulations and legislation. There are several advantages that explain its topicality and its consideration as a beneficial option. First, it suggests special pass-through tax treatment that...

Market Failures and Governmental Interventions

Introduction The free market model based on voluntary exchange is assumed to be beneficial for all parties. However, markets are not perfect, and often they fail to meet social efficiency, and that is why the role of governmental regulation is justified. The cases when markets do not correspond to society’s...

Oligopoly and Monopolistic Competition

The market is not a constant structure, but an ever-changing and complex construct. The well-known ideals of monopolistic and competitive markets are not as widely applicable as they would seem at first glance. Monopolistic competition and oligopoly are examples of mixed market systems. In terms of output and pricing, they...

Assessing the Reasons behind Store Closings

Assessing the reasons behind store closings can highlight important industry trends and market changes. In the selected article, Stebbins and Sauter (2018) show that all of the retailers chose to close their stores to reduce expenses. Another similarity between the businesses is that the products they sell can be purchased...

Economic Globalization and Daily Life

The stated factors belong to the concept of economic globalization, which implies the process through which states and corporations expand to the global scale. Globalization is a complex aspect, which affects and is impacted by cultural and political factors. Markets denote the combination of institutions, systems, infrastructures, systems, and procedures...

The Global Marketing and Trade Environments

The first article selected is “The Great Recession: A Self-Fulfilling Global Panic” by Philippe Bacchetta and Eric van Wincoop. The scholars explain that as long as there is minimum integration between two economies, both will be significantly affected when one falls. Bacchetta and Van Wincoop’s (2013) argument is based on...

Can Developing Countries Catch Up to Developed Countries

Introduction Globalization has been widely related to the fast-growing economies of the countries around the world. Developed countries are observed to easily catching up with the emerging trends when it comes to the economic issues of the country. As the developed countries continuously grow as a progressive countries, the developing...

The Demand and Supply of Goods and Services

The demand and supply of goods and services correlate as they are the two strengths in the market that determine the prices within the economic framework. Economics greatly relies on the demand and supply of goods and services as it is a social discipline that handles their production, distribution, utilization,...

Budgeting: Discussing Various Methods

Abstract This paper discusses the various budgeting models namely the traditional budgeting model, the zero based budgeting model and the activity based budgeting model. The paper discusses the advantages and disadvantages of each model, and gives a suggestion on the business environment under which each model would be most appropriate....

Critical Issues in Tourism

Introduction Globalization is a term that is widely used in the in-depth study of tourism trends. Globalization is usually driven by a combination of political, economic, biological, socio-cultural, and technological factors. It enables countries to share and circulate different ideas, cultures, and languages. The effects of globalization in people traveling...

Success Factors in Silicon Valley

Silicon Valley grew very fast because of its technological specialization and innovative corporate culture. The firms and individuals in Silicon Valley showed a strong tradition of innovation and cooperation. There was coordinated focus on manufacture of hardware, development of software and capital investment. Several economic development strategies converged to benefit...

The Dependence Effect in Economics

The dependence effect refers to the way people’s wants are hinged on the process by which they are satisfied (Galbraith 159). Galbraith in his book explains the notion of dependence effect, in an attempt to criticize the economic outlook of demand theory that wants do exist on their own. This...

Bauman’s Concept of Globalization in Understanding the Rise in Human Displacement

The 1990s saw the term globalization become more apparent in the west mostly in the disciplines of politics, sociology, mass media, and economics. Various definitions have been developed in an attempt to fully capture all the elements inherent in the process. Generally, it is seen as the process through which...

Real Estate and Affordable Housing

Introduction The recent financial crisis in the world has had negative impact on real estate development. Many people have suffered the consequences of the crisis financially. This crisis calls for a measure that provides shelter at a reasonable rent or price. This situation requires developers of real estate to come...

Monopoly: Types, Elements, Effects

Introduction A monopoly is an economic situation in which only a single seller or manufacturer makes and supplies a commodity or service. In order that a monopoly is effective one of the preconditions that should exist is that there should not exist a practical substitute for the product or service...

World Economy Problem and World Economic Crisis

During 2007 the world economy grew at 5.2 percent which was mainly powered by the rapid economic growth in the emerging economies of China, India, and Russia at 11%, 9% and 8% respectively. Hence, during the year 2007, the economic condition of the world appeared to be very bright and...

William Leach’s Analysis of U.S. Capitalism and Consumer Desires in Historical Context

William Leach’s Land of Desire is concerned with exploring the development of consumer capitalism in the US between 1890 and 1932. The author detailed the process within which merchants, advertisers, politicians, and reformers worked collaboratively in order to establish a culture in which consumerism was celebrated and perpetuated. Several important...

Globalization and Knowledge Management

Abstract This paper outlines the knowledge management in the context of globalization and using personal experience with virtual learning. Both the class theory of organizational knowledge management and innovational strategies are reviewed. Companies will be able to use distance learning and other applications or platforms to spread expertise and competencies...

Comparative Economic Development: Insights into Canada vs. Algeria

Economic development varies from one country to another depending on the nature of economic and non-economic factors. These factors determine the quantity of goods and services that a country generates in a given period, as well as the trend of the real gross domestic product (GDP). Capital, technology, population, and...

Transportation Economics of American Railroads

Transporting is a critical part of modern life that enables people to travel both long and short distances. Thus, this industry is distinctly vital for humankind. Businesses working in this field provide services connected to the movement of people or things from one place to the other. Railroads are a...

Starbucks’s Stores and Canada’s Gross Domestic Product per Capita

Introduction The topic selected for this report is “Investigation of the relationship between the number of Starbucks’s stores per capita and Canada’s ‘GDP per Capita’.” Starbucks Coffee Company (Starbucks) is a leading coffee brand that has the largest chain of stores. It is based in Seattle, Washington and its shares...

Benefits of Having a Free Market System

The question of whether and to what extent can governmental agencies control the way that products and services are developed, produced, and sold presents an important discussion topic today. The anticipated and actual benefits of free-market economies can be justly regarded as the topic that is capable of polarizing society...

Foreign Direct Investment and Collaborative Ventures

Introduction Cross-border investment has become a popular approach to expanding the market share in the current competitive business environment. According to Shenkar et al., advancement made in the fields of transport and telecommunication has made it easy for firms to explore new markets (52). Venturing into new markets requires an...

Financial Markets in Wheelan’s Naked Economics Chapter 7

Introduction In Chapter 7, Wheelan provides an overview of the basic mechanisms of financial markets. The ideas presented by the author can be used to discuss this case study. The chapter is also written in a manner that ensures numerous illustrative examples, which helps to understand the notions, mechanisms, and...

Transformational Leadership in Pakistan’s Banking Sector

Introduction The field of leadership is one area of academic research that has evolved and fundamentally shifted its paradigm. The understanding of effective leadership has progressed from the orthodox transactional epoch point of trait, behavioral and contingency theories towards the existing leadership paradigms of charismatic and transformational leadership. This report...

Impact of British Colonialism on Indian Economy

Introduction The epoch of British colonialism in India was characterized by considerable changes that influenced Indian life and still echo nowadays. Today’s Indian economy is the result of a complicated period, where traditional order mixed with the British one and dissolved in it forever. The problem of the impact of...

Utilization of EduTot’s Products by Education Systems

Introduction International markets differ in terms of legal systems, economic status, language, religion and culture. Legal system affects operations of a company. 4ps of marketing mix should be considered. Natural resources and geography of a country affects economic growth and thus performance of a company. EduTot’s market infrastructure in Japan...

The Goals of a Banking Institution

Following the interview between a member of our research team and one of the directors of a bank, a multinational bank with branches all over the world, we were able to deduce the firm’s goals as follows; The vision is to be the champion of the socio-economic prosperity of the...

Financial Institutions Management and Sources of Finance

Finance is important to any business as it serves different functions which allow the business to run effectively. A company may need additional funds to expand its business operations or running expenses (Wright 2007). Expanding a business may include entering new markets, introducing new products and increasing annual output. New...

Corruption in Third World Countries

Introduction Corruption is one of the major causes of underdevelopment in developing states. It is viewed as misappropriation of public funds. It involves using public resources to benefit an individual. It is never accidental but intentional. The senior government officials collaborate with their juniors to deprive the public its resources....

“The Globalization of Markets” by Theodore Levitt

Introduction The modern economy is characterized by increased economic and cultural integration, which has promoted international relations as well as international trade. This has been heavily facilitated by globalization. In general terms, globalization refers to global integration of economic, technological, political, and social aspects among different countries (Hamilton 2008). In...

Singapore and Malaysia: Controversial Relations and Economic Ties

Singapore and Malaysia are two countries whose relationships are quite controversial. Although they have a lot of mutual economic affairs and their cultures are closely connected, there is still an element of competition between them. Nowadays, Malaysia and Singapore present two separate countries, although from 1962 to 1965, Singapore was...

Price Discrimination: Principles and Applications

Pricing strategy Price discrimination is a practice where different customers are charged different prices on goods and services that are identical. While single pricing is charging the same prices to all customers for all the goods and services being sold, in this case, customers are sure of the price and...

Financial Analysis of Kasikombank: Performance Metrics and Market Position

Executive Summary The competitive global market has compelled firms in the banking industry to introduce new strategies that will help them to remain competitive. These strategies include assessing the profitability of the company to determine its core strengths and weakness. When a firm is profitable, it can pay high dividends,...

Cash and Credit Cards, Their Pros and Cons

For most intents and purposes, credit cards are superior to carrying cash. They are more compact and secure and can enable payments over the Internet. The situation for vendors is somewhat different, but credit card readers are becoming increasingly widespread. Nevertheless, many people prefer to use cash instead of cards...

Impact of Market Forces on Coffee Prices: Demand & Supply

Most countries have a free market economy. The market forces of demand and supply determine the price of various products in a free market economy. There is usually very little interference from the government or regulatory bodies. High demand and low supply lead to a rise in the price of...

Economic Characteristics Comparison: UAE and India

About the Economies The UAE The UAE was established in 1972 after the merger of six states. The UAE has a vibrant economy. Its performance can be compared to nations in the European region. The country heavily depends on the production and sale of oil, other oil equivalent products, and...

Banking and Inventory Management

Executive Summary Effective inventory (cash) management is crucial for achieving optimised supply chains and cost reductions to remain competitive and resilient in turbulent times. Retail banks must efficiently process and deliver cash to customers to lower inventory levels and reduce costs. They employ demand/supply strategies to ensure optimised replenishment of...

India’s Growing Smartphone Market: Trends and Opportunities

The article under consideration, “India’s Booming Smartphone Market” by Sean Mclain (2015), provides information concerning the development of the smartphone market in India while pointing out the tendencies that are bound to cause the increase in the product demand in the region. Description of the Article The article describes the...

Globalization and Its Benefits for the United States

Held and McGrew define globalization as the integration of aspects such as the economy, religion, culture, social systems, and politics worldwide (1999). It is how the world’s interconnections are broadened and get to operate as one in all the aspects of social life. Globalization has led to wider access to...

Price Determination and Its Economic Factors

Main economic factors that determine price of good or service According to Connor (2006, p. 64), price determination is dependent on demand and supply of goods and services. In economics, price depends on the balance between these two forces. However, there are also other several micro-economic factors that determine the...

The Market Potential Index Development

The indicators used in developing the Market Potential Index (MPI) include the market size, which is based on the amount of electricity consumed in a specific market and the urban population with an aggregate weight of 25/100. According to Eizenberg (2014), economists use the Market Growth Rate (MGR) to determine...

Italy’s Economic, Financial and Political Risks and Prospects

The economic, financial, and political situation in Italy can be discussed as affecting the development of the tourism and hospitality industry in Italy significantly because the changes in the economic environment influence the businesses’ growth, profitability, and competitiveness; the aspects in the financial policies influence the possibility of investing into...

Free Trade as a New Phenomenon in International Trade

The significant shifts in the development of global trade in the 20th century provoked the emergence of the new phenomena in the international trade organization. The regional free trade agreements can be regarded as one of these phenomena. The free trade concept was introduced in “Theory of Comparative Advantage” by...

Denmark’s National Savings and Balance of Payments Analysis

Savings, BOP and current Account According to Soukizis and Cerqueira (2012, p. 59), savings indicate what is left after consumers have made their consumption. The income is either consumed or saved with savings being closely related to the level of investment and the national income. The level of savings in...

Maximizing Profits in Market Structures

Introduction A market structure is the number and size of buyers and sellers who are interested in a product or service. Apart from buyers and sellers involved in the market, market structures for a commodity also include the likely entrants. Because of the differing level of competition within the market,...

Occidental Petroleum Stock Analysis: Growth Potential and Financial Insights

Introduction The American company Occidental Petroleum Corporation, frequently referred to as Oxy, is involved in global hydrocarbon exploration. It primarily operates in a number of industries, including the chemical and oil and gas sectors (Oxy, n.d.a). Around the world, particularly in the Middle East, Africa, and Latin America, Oxy manages...

The Role and Impact of Incoterms in International Trade

Introduction It can be challenging for entities in an international trade transaction to agree on the delivery conditions, the party responsible for the goods while in transit, and the mitigation of unforeseen risks. Thus, adopting Incoterms, which refer to clusters of standardized regulations in international sales contracts, can be helpful...

Factors that Influence Demands

To begin with, demand is the customers requirements and desires, which might be changed because of external factors. When saying “demand,” economists mean the desires of customers to buy some products or services during some period of time, and these wishes can change due to different aspects and situations on...

War in Ukraine: The New York Times about Contemporary Ukraine

Ukraine was the vital pillar of the Union of Soviet Socialist Republics and the main enemy of United States. The country became the second-most extensive and influential among the fifteen Soviet countries after Russia. Ukraine acted as the headquarters of the Russian navy fleet in the black Sea and a...

Maintaining the Safety of Financial Resources

Introduction Maintaining digital security in the field of virtual economic transactions between citizens is a vital step in ensuring the safety of people’s financial resources and the security of their identities. In the case study under analysis, several breaches of digital security standards can be identified. Specifically, the country’s residents...

Evolution of Modern Banking: Middle Ages to Present

Introduction The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes. However, in the U.S., the banking system was started in 1782, where the first real bank was chartered in the then young republic. Hiding of...

Bernie Madoff’s Ponzi Scheme Analysis

Bernie Madoff, who founded his investment company in 1960, was the genius behind the $50 billion Ponzi scheme scam that stunned the world economy. It was the most extensive and longest-running Ponzi scheme fraud in history. According to his deception strategy, Madoff utilized investments to repay his initial backers, giving...

Purchasing Power Parity: Predicting Exchange Rates

The most popular method of forecasting exchange rates is called the theory of purchasing power parity (PPP). The PPP principle is based on the theoretical “law of one price”, according to which identical goods in different countries should have the same price (Jabbie & Jackson, 2020). For example, according to...

Credit Cards: Benefits and Disadvantages

Benefits of Using Credit Cards One advantage of credit cards is that they help in building creditworthiness. Information about credit card usage is obtained by card companies and relayed to credit bureaus. If a person uses their card responsibly, it will enhance their credit score. Secondly, credit cards provide one...

World Bank’s Contribution to Sustainable Development Goals

Introduction The 2015 historic international agreement on the Sustainable Development Goals (SDGs) encourages all parties to establish and construct efficient local implementation systems. The policies require that members work with the World Bank to gather and evaluate data for measuring progress (Roa et al., 2019). This essay examines the role...

Corruption in Africa: Causes and Solutions

Since corruption is a negative social phenomenon that hinders the development of many countries and undermines their economy, the fight against it is considered one of the most significant tasks of the modern world. Bribery is probably the most burdensome for the inhabitants of African states, where it weakens the...

Gender, Labor, and Power in the Global Apparel Industry by Jane L. Collins

Jane Schneider’s interpretation of the fairy tale in which the demon offers to help a young woman spin straw to gold is the depiction of how industries have thrived at the expense of social welfare. The argument can be supported further by Jane Collins’ statement that the corporations subcontracting garment...

Visor Ltd’s Cash Budget Analysis

January February March £ £ £ Income Cash Sales 2,200 5,200 5,500 Payments from previous months sales 30,750 19,800 46,800 Total cash inflow 32,950 25,000 52,300 Expenditure Purchases 10,000 11,000 13,000 Salaries 8,000 9,000 10,000 General overheads 14,200 16,200 17,200 Other expenses 43,000 0 0 Total Cash Outflow 75,200 36,200...

Basic Concepts of Macroeconomics

Introduction In this essay, I want to highlight the main concepts from Chapter 4 of macroeconomic principles and tell you what they mean. I believe the basic concepts are supply and demand, market equilibrium, monopoly, oligopoly, and competition. I can say that the whole economy is built on these concepts,...

Paul Romer’s Nobel Prize

Economics is a complex subject that contains numerous problems affecting humanity. Paul Romer, who received the Nobel Prize award for his explanation of the continuous growth of markets, provided people with an understanding of a critical concept of how markets behave. The writer’s praise for Paul Romer is well-deserved, as...

Benefits and the Challenges of Financial Restructuring for Bank Muscat – Oman

Summary Background to Business Issue Bank Muscat is a fiscal services company in Oman that offers retail banking, corporate banking, treasury, investment banking, asset management, and private banking. In 2018, it was estimated to have assets worth $ 31.9 billion (Alshubiri, 2022. Despite all this, the company has not been...

The Effect of Economic Situation on People

Difficult economic periods in the country have a significant impact on people and their habits and behavior. One of the most critical periods in the United States of America was the crisis of 2008, which greatly affected the life of society. The main economic consequences of this period were an...

High Taxes’ Benefits for Education and Healthcare

Developed countries have sophisticated institutions operating to maintain prosperity and expand the opportunities for their populations to receive high-quality education and healthcare for free. The financial aspect of these conditions includes considerable taxes for the citizens, and not every individual supports such a requirement from the public system. However, the...

The Fourth Industrial Revolution and Globalization

Introduction The fourth industrial revolution marked a period of technological development in the last half of the 18th century that has mainly changed the manufacturing, assembling, textile, and economic growth in the European and other Asian countries. Most commodities that were being crafted by hand initially have started to be...

Gross Domestic Product: The Role in Economics

GDP, or gross domestic product, is an economically and socially significant value. It is the monetary estimation of all goods and services produced in a specific territory. The overall GDP over a year, along with its general growth, is used to estimate the well-being of an economy. The value is...

Oil Prices as a Trend in Real Estate Business

Background At the moment, the real estate business is developing more rapidly. Despite the difficulties that the global coronavirus pandemic has brought, this area of human activity is gaining lost strength. Thus, there are more and more different trends in this area. Researching relationships with them can significantly help in...

Transfer Pricing and Related Problems

A transfer price, also known as a transfer cost or a transfer price, can be used to trade supply or labor between departments. Transactions between a parent company and one of its subsidiaries, or transactions involving subsidiaries from the same company located in different countries, can use transfer prices. In...

How to Cure Inflation: Summary

In the introduction, the video introduces the history of paper money, talking about gold and tobacco. Then, it moves to discuss inflation in the United States. Between 1972 and 1978, wages grew, but the increase in income tax lowered the buying power of people – this is called “taxation without...

Corruption: The Global Problem

Regarding human rights abuses, Morocco, which is ranked 39 on the index, proposed an emergency law that denied citizens their right to movement, as well as assembly and free speech. Furthermore, the act was applied as legal protection targeting government critics and advocates of human rights. Thus, companies that would...

Analysis of Sustainable Development Goals

Consequently, it is essential to discuss the primary framework of achieving SDGs before adjusting the policies according to specific regions. Mazzucato et al. (2019) examine six transformations that could potentially improve the quality of life in social, environmental, and economic aspects. Namely, the authors emphasize education, healthcare, energy decarbonization, sustainable...

The Essay “Capitalism and Freedom” by Milton Friedman

Introduction While ‘some’ time has passed since 1962, Milton Friedman’s essay titled “Capitalism and Freedom” remains relevant to this day. According to the philosopher, who ascribed himself to the conservatives, the capitalist system was inherently more effective for facilitating democracy in society because it dispersed resources between individuals. He openly...

Multinational Companies in a Post-Pandemic World

The spread of COVID-19 has impacted many people and industries globally, and multinational companies (MNCs) are not an exception. MNCs typically offer better wages and working conditions than smaller local companies (Bohle and Regan, 2021, p. 80). In Ireland, the top ten MNCs account for almost half of all corporate...

The Consumer Attitude Towards Buying Organic Food in Hong Kong

Abstract The growing demand for eco – friendly consumption has prompted various experts to study the factors that influence organic food purchase. The majority of these studies are based on customers’ self-reports of their purchase behavior, which is investigated through expressed subjective norms. In Hong Kong, there is a dearth...

The Reasons Behind the Rise in Gas Prices

The gas prices have significantly increased during the past several months, and there are several reasons that caused this increase. First of all, it is necessary to realize that the situation in the world is quite unstable today, and numerous factors influence each other, which manifests in rising gas prices....

The Paradox of Hunger in the World

Introduction The eradication of hunger and consequent malnutrition is one of the most critical tasks of contemporary history. Malnutrition causes detrimental physical and mental suffering and hinders progress in many other areas of development, such as education, the economy, and the workforce. The number of people worldwide who do not...

Future of International Business Environment

Introduction International management involves the process of monitoring business activities in different parts of the world where the business operates. It consists of studying and understanding the business environment of various countries and understanding the culture and currencies of the country where the company is operating. Business representatives in multiple...

Macroeconomic Indicators Simulation Report

For the benefit of the incoming administration, I submit this report to document, analyze, and interpret the macroeconomic policy decisions I made as the chief economic policy advisor of Econland. The purpose of this document is to further our national prosperity by deepening our understanding of the relationship between macroeconomic...

Restructuring of Los Angeles Police Department Fiscal Budget

Abstract The compilation of LAPD’s annual budget involves the administration of all fiscal resources, including the acquisition of all equipment and supplies, management of contracted services, and the processing of travel and training expenses. The Administrative Services Division (ASD) is responsible for the centralization of fiscal wage bills and synchronization...

Behavioral Economics: The Proposal

Initial Situation and Motivation The topic of behavioral economics is interesting and relevant because it outlines the possibility of deploying mechanisms that could affect a number of essential business variables, such as labor markets, private finance, and personal health. Knowing that financial regulations and healthcare provisions are being developed at...

Inflation: Causes, Problems, Impacts on Economy

Introduction Inflation measures how expensive a particular category of goods and services has become in a certain period, usually a year. It is a rate of increase in commodities prices over a certain period. It is usually measured broadly, such as the increase in the cost of living or the...

Pros and Cons of Globalization

Trade has been the driving force of the global economy and interaction of communities since ancient times. With the technological advancement and evolution of society, international commerce is heightened. Currently, one can order goods from abroad and receive them anywhere around the world. The interconnectivity of the countries results from...

A Financial Manager as a Reflexive Practitioner

Introduction and Research Design The reflexive practice involves assessing an individual’s thoughts due to their professional development. As a result, the scope of this research is to determine the role of reflective practices and the essence of self-awareness on financial managers. I selected self-awareness due to its integral role in...

Great Depression as Great Shame of Canada: Causes and Effects

The Great Depression will always be remembered in the history of the U.S. and Canada as one of the darkest and most desperate times. However, for Canada, the economic recession observed on the nationwide level, also elicits an overwhelming feeling of shame for a good reason. Unless the excessive focus...

The Effectiveness of Carnegie’s Argument in the “Gospel of Wealth”

The “Gospel of Wealth”, an article by Andrew Carnegie, includes multiple perspectives on the usage of money. Specifically, the author advocates the essential utilization of the central philanthropic principles, emphasizing the importance of spending money wisely. In that way, wealthy people are encouraged to donate their money to charities and...

Business Challenges of India: Political Background

The quality of Indian politics has reduced drastically over the course of the past two decades. This happened because of the changing modern-day realities that averted many political figures from living up to societal expectations (Sinha & Wyatt, 2019). Even though there are numerous policy projects pushed by interested parties,...

Measuring Economic Inequality

Global inequality is a complex issue, the measurement of which is complicated by the number of factors involved. The problem of global economic inequality has pushed its way into the national and international conversation and the ongoing debates about the need to raise the minimum wage to ensure the improvement...

Memo and Essay Explaining the Flexible Budget Variances

Variances can be described as the difference between budgeted performance as planned and expected and the actual performance for the budgeted period. The organization had forecasted a sale of $1,400,000 but actual sales were $1,325,000. The cost of goods sold, which is the main component of the expense part of...

Production Possibility Frontier

Production Possibility Frontier graphs are widely used both in macroeconomics and microeconomics. For the first case, the graph might show the level of efficiency in the production of several goods for a nation, for the second—is for a company (Krylovskiy). In the paper, a graph that reflects the hypothetical PPF...

Addressing the Changing Customers’ Needs in the Hospitality Industry

Introduction In the hotel sector or the hospitality industry in general, the consumer is very crucial. The entire point of the business is to keep customers pleased. However, the margins are gradually shrinking; it is no longer enough to keep customers satisfied. As a hotel manager, one must create new...

Classic vs. New Econometric Models in Startup Assessment

Econometric models have been traditionally used as a means of evaluating the chances of startup success for entrepreneurs and investors alike – it allowed for making an educated estimation on whether the investment would prove true or false. This type of evaluation relies on the assessment of both quantifiable and...

1929-1933 Depression and the Development of Germany

Introduction The great depression of 1929 was preceded by a number of economic, social and political events. In Germany the depression was considered as the turning point of the economic and development jurisprudence. A historical interrogation of Germany between 1880 and 1933 presents a better understanding of this claim. Argument...

Demand and Supply Curves

It is important to comprehend the critical idea of Demand versus Quantities Demanded prior to examining different hypotheses of financial aspects. The law which is working behind the scene and conveys mostly about interest. A law which reveals to us how much interest of a customer or gathering of buyers...

The United States Inflation Rate

The problem of inflation occupies an important place in economic science since its indicators and socio-economic consequences play a serious role in assessing the financial security of a country and the world economy. According to the experts, the inflation rate in the United States is gradually decreasing due to gasoline...

Impact of the 2007-2009 Global Financial Recession

The 2007-2009 global financial crisis was an unprecedented economic disaster which affected many countries simultaneously and led to a global recession lasting for years. The crisis was triggered by the proliferation of high risk-financial products connected to subprime mortgages in the context of a deregulated environment. The Great Recession put...

Buying First or Selling First in Housing Markets

The purchase of a house is associated with a high risk because it requires substantial financial costs. In order not to lose the invested funds, people should be careful about such purchase. The first criterion is the number of rooms in the house, which will directly depend on the family...

Application of Behavioural Finance in the Market

Introduction Behavioral finance is based on the concept that market inefficiencies can be identified and effectively exploited for making accurate predictions on future investment market movements. It is an alternative view of the efficient market hypothesis or EMH. “A growing field of research called behavioral finance studies how cognitive or...

HSBC & Barclays PLC: Balance Sheet and Income Statements

SME lending policies of the British banks before and after the financial crisis The financial crisis that almost brought the world’s economy to its knees in 2008/2009 has left many economies struggling and led to radical changes in the financial sector (Dullien et al. 2010, p. 113). As countries take...

Understanding Consumer Buying Behavior Toward Online Shopping among Young People

Introduction Background Information Many social science researchers and practitioners have been interested in the concept and field of consumer behavior. There is a lack of consensus on what constitutes consumer behavior as scholars define the image differently. The term has been described as “the actions and decision processes of people...

Investment Viability in Real Estate

Real estate investment is the commitment of finances to the property with the objective of generating income through lease or rental with an aim of capital appreciation in the long run. Real estate is basically land and any developments made to land and the sets of rights acquired with it,...

Global Financial Crisis of 2008-2009 Assignment

The global financial crisis of 2008-2009 was triggered in the US as a result of the bursting of the US housing bubble. This was precipitated by the increased defaults of subprime mortgages where banks encouraged homeowners to take on high loans hoping that they would be able to pay them...

Foreign Direct Investment: Theories and Concepts

Introduction Foreign Direct Investment (FDI) is regarded as a fundamental form of global capital flow (Cywiński & Harasym, 2012, p. 35). FDI has a considerable effect on both home and host economies. From the home country’s point of view, FDI is considered to be a convenient means of capital and...

Property Casualty Insurance

Introduction The development of stable operations in production has a coherent relation to the formulation of policies that protect against losses. Essentially, there are various paramount strategies to prevent the loss of money owned by a company. However, this discussion assesses the property-casualty insurance where such vices as accidents to...

Rolls Royce in the UK Economy: Market Analysis

Introduction The UK automotive industry has been playing a vital role in the economic growth of the state and its business development, and Rolls Royce is an essential part of the UK car manufacturing legacy. After Rolls Royce had garnered enough public praise and attention as a luxurious brand, the...

International Corporate Reporting and Financial Accounting

Introduction The theme International corporate reporting and financial accounting, is a vast area of research and study that goes a long way to elaborate corporate financial reporting and transparency. It is important to note that the need for proper transparency and suitable corporate financial reporting is highly essential. Due to...

UAE Economic Development and Economic Sources

The United Arab Emirates can be listed among the states with the most successful economies. The effective development finds reflection in UAE citizens’ relatively high quality of life and happiness levels. It is possible to explain the state’s successful economic development as the combination of effective economic diversification strategies, including...

Foundations and Applications of the Time Value of Money

Introduction This paper intends to discuss the concept of time value of money. The goal is to show that current cash flow is valued highly compared with future cash flows hence the need to compare cash flows in terms of present value and future value. Time value of money is...

The Effect of Finance as It Relates to Banking in Our Society

Abstract This paper analyzes the effects of finance as it relates to banking in the Cayman Islands. Finance as a field of economics has grown to be an integral part of any country’s economy. As such most of businesses revolve around finance. All industries in a given economy have an...

Microeconomics: Challenges Facing Financial Managers

A conventional company is divided into different departments. Each of them faces unique challenges that vary depending on the nature of its processes. One of them is the financial department. Some of the issues faced by managers in this arm of an organization have to do with cash flow, approval...

Japanese Currency Yen Overview and Analysis

The Japanese yen is one of the most important currencies in the world. It is also one of the most popular currencies for trading. During the last ten years, the yen has seen several ups and downs, as the exchange rate to the US dollar has been ranging significantly. Various...

Small Business in an Ideal Capitalist Economy

Today, most of the countries do not possess pure capitalism but a mixture of free market and governmental regulations of the businesses. Owning a business in a mixed economy structure can be very challenging due to government intervention in the economy. In contrast, operating a small business in an ideal...

Portfolio Theory and Capital Asset Pricing Model Relevance

Introduction Investing in the financial markets is very risky and investors face the possibility of losing their money. Risk in the financial markets refers to the possibility that an investor will not get the expected returns. There are some risks which the investor can do nothing about such as recession,...

Stock Performance Analysis

Introduction Predicting stock performance is extremely difficult and has been called a futile exercise by many people. This is because due to the inefficiency of stock markets about information asymmetry. Many of the fundamental factors affecting stock performance do not fully reflect themselves in stock prices in the Long-run or...

Alienated Labor in Capitalist Societies

The capitalist system is a generally accepted norm which functions successfully in the modern world. However, Marx presented the alienation of labor, which is one of the capitalist features, as the process is contrary to human nature (Vidal et al., 2019). The reason for the emergence of such a phenomenon...

Process of Globalization and Nationalist Movements

Introduction Globalization is a vital process in the development of humankind, but its rapid spread is not necessarily a positive phenomenon. Everything in the world needs balance, and in this case, the change comes in the form of the rise of nationalism. Nationalist movements usually present a response to emerging...

Blood Banana, Root and Cause of the Problem

Root and Cause of the Problem Chiquita paid terrorist groups in Columbia from 1997 until 2004. The industry problems in the case of Chiquita were connected to the increasing purchasing power of retailers, meaning that the company was in an inferior position and could not negotiate as effectively. Additionally, the...

Comparative Analysis of Net Income and Cash Flows

The purpose of this paper is to analyze the differences between cash flow and net income comparing two years of functioning of the company in 2008 and 2009. The first line of the table is an illustration of the fact that net income raised by 1.3 in 2009 about the...

Attention and Consumer Behavior

The phenomenon of attention might seem as a fairly simple concept to define, yet a closer analysis will prove that attention is a rather difficult notion to approach. It appears that attention can be described as the ability to notice details that will inform one’s future choices and decisions. In...

Globalization as a Phenomenon and Its Impacts

Globalization is a phenomenon characteristic of the present-day world, which has been made possible due to the development of communication technologies, especially the Internet, and multifaceted relationships among countries. This process is generally understood as “the transformation of economic and cultural structures into a single and universal world” (Marifovich, 2019,...

Plotting Demand and Supply: A Reflection

Understanding the correlation between demand and supply is one of the fundamental requirements for gaining competence in economics. The specified correlation represents the primary ratio that defines the emergence of new companies, the choice of business strategies, and the changes in communication approaches. Therefore, determining the demand and supply curve...

Factors That Led to an Increase in Property Prices

Recently, there have been discussions on the behavior of the housing market in the United States. The common issue is whether prices have risen too high and the factors leading to the situation. According to Schelkle (2018), housing prices between 2002-2005 exceeded individuals’ actual purchasing power, resulting in more people...

Diamond-Water Paradox

The concept of the value of goods was one of the most actively discussed topics by economists in the 18-19th century. In “A Study of the Nature and Causes of the Wealth of Nations,” published in 1776, Adam Smith voiced the question that would later become known as the diamond-water...

Zero Based Budgeting in Municipalities

Introduction Zero-Based Budgeting is an operational planning and budgeting process that requires managers to justify their entire budget request in detail from scratch. Zero-based budgeting is that technique of decision-making that is the inverse of the current traditional working process. In the standard traditional incremental budgeting, to which ZBB is...

Reimbursement Methods Analysis

Introduction Health insurance is an evidence-based safeguard that ensures that more citizens get timely and sustainable medical services. Third-party payers are entities that pay healthcare claims on behalf of their respective clients. Some good examples of such stakeholders in the United States include insurance companies, employers, and government-sponsored agencies. This...

The Futures Contracts Case Study

Introduction When entrepreneurs decide to engage in futures investments, they must remember that it is always a risky business. The initial cost of buying a contract always changes, so it is difficult to guess whether the purchase will be profitable or not, and will bring only losses. However, using a...

Absentia Ltd.: Business Negotiation

The upcoming negotiation process with Absentia Ltd. must not be equal or worse than Grouse’s offer. The latter company is offering of total present values equal to $17.5 to 19.5 million and the upfront $7.5 million in cash. Therefore, Grouse’s offer can be considered to be the best alternative to...

Currency Exchange Rate and Influencing Factors

This paper investigates how the exchange rate (the rate at which one currency will be exchanged for another) changes depending on the country’s economic characteristics and various political, natural, and other events. The currency chosen for the work is the Canadian Dollar, the currency of Canada (CAD). According to the...

Imports and Exports Concepts Analysis

Main Post Import and export are different economic processes that bind various states and cause their economic interdependence. Import is the purchase and delivery of goods, technologies, services, and other forms of capital from abroad for sale in the domestic market. Export, on the contrary, is the distribution of these...

The Limitations of Financial Ratios

Profitability Ratios The inflation of prices affects the financial ratios reported by organizations. Companies usually prepare financial reports, either quarterly, semi-annually, or annually. During these different periods, inflation might occur, leading to the distortion of prices (Rashid, 2018). Eventually, failure to reflect real prices of commodities will emerge in the...

Business Relationship With Its Stakeholders

Executive summary Stakeholders can be defined as people who are interested and directed by a business’ actions. They stand to either lose or gain from a business’ operations and many times influence its decisions. A business’ stakeholders include preferred and common shareholders, creditors, manufactures of its products, employees, suppliers, customers,...